How Do Mortgage Rates Move When The Fed Lowers Rates?
Lower mortgage rates is a common misconception that is perpetuated by the mainstream media perpetuates when the Fed makes an announcement of lowering rates.…
Read MoreExpert guidance
Latest Articles
Clear answers and practical insights for renovation financing, homeownership, and the mortgage process.
Why Do I Need To Pay A VA Funding Fee?
The VA Funding Fee is an essential component of the VA home loan program, and is a requirement of any Veteran taking advantage of…
Read MoreWhy Do I Need Mortgage Insurance?
Mortgage Insurance, sometimes referred to as Private Mortgage Insurance, is required by lenders on conventional home loans if the borrower is financing more than…
Read MoreUnderstanding An Amortization Schedule
By committing to a mortgage loan, the borrower is entering into a financial agreement with a lender to pay back the mortgage money, with…
Read MoreHow Do I Calculate My Mortgage Payment Without Using A Mortgage Calculator?
Calculating an exact mortgage payment without a calculator on a loan is no small task, but there are some simple rules-of-thumb you can use…
Read MoreDo I Have To Continue Making My Mortgage Payment If My Lender Goes Bankrupt?
When mortgage banks go out of business and are essentially taken over by the FDIC, homeowners are left wondering if they still need to…
Read MoreShopping For A Hazard Insurance Policy
When shopping for a hazard insurance policy, something called "bundling" can actually save you quite a bit of money that most people aren't aware…
Read MoreTen Things You Can Do To Protect Your Identity
According to the United States Department of Justice, identity theft and identity fraud “are terms used to refer to all types of crime in…
Read MoreIs There A Rule-of-Thumb Regarding The Number Of Credit Lines To Have Open?
While the actual credit score has a big impact on a loan approval, it's not the only component of the credit scenario that underwriters…
Read MoreAlternate Sources For Establishing Credit
While the basic Rule-of-Thumb for acceptable credit history is a minimum of four trade lines documented on a credit report, there are alternative methods…
Read More