Making Sure Your Cash-To-Close Comes From The Proper Source
Providing proper asset documentation and the actual source of the funds is a critical element of the loan closing process.
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Clear answers and practical insights for renovation financing, homeownership, and the mortgage process.
Talk the Talk – Know the Mortgage Lingo at Closing
Many borrowers go through the closing process in a haze, nodding, smiling, and signing through a bunch of noise that sounds like Greek.
Read MoreFive Myths About Home Values
the actual appraisal process has changed very little over the course of the housing boom and bust cycle American homeowners witnessed between 2001 -…
Read MoreHow Do Mortgage Companies Value A Property That Has Not Been Built Yet?
Appraisals on homes that haven't been built yet generally require the contractor and home buyer to supply more documentation in order to get a…
Read MoreHOA Hurdles to be Aware of When Looking at New Properties
A Home Owner Association (HOA) can have a huge impact on your life when you buy a home in a PUD (Planned Unit Development)…
Read MoreAssembling Your Home Buying Team – Knowing The Players
Buying a new home is literally a team sport since there are so many tasks, important timelines, documents and responsibilities that all need special…
Read MoreWhat You Need To Know About The Home Inspection Process
You now have ten (10) days from when you signed the purchase and sales agreement to have a home inspection.
Read MoreTop Five Market Factors That Influence Mortgage Rates
Outside of the borrower's control, the mortgage rate marketplace is a dynamic, volatile living and breathing animal.
Read MoreWhat’s The Difference Between Interest Rate and Annual Percentage Rate (APR)?
The difference between APR and actual note rate is very confusing, especially for First-Time Home Buyers who haven't been through the entire closing process…
Read MoreHow Are Mortgage Rates Determined?
Many people believe that interest rates are set by lenders, but the reality is that mortgage rates are largely determined by what is known…
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