.loan-program-page{background:#fff}.loan-program-hero{display:flex;min-height:285px;align-items:center;padding:125px 0 55px;background:linear-gradient(115deg,#032121,#0a4545);color:#fff}.loan-program-hero-content{max-width:1000px}.loan-program-breadcrumb{display:flex;align-items:center;flex-wrap:wrap;gap:9px;margin-bottom:17px;color:rgba(255,255,255,.68);font-size:.87rem}.loan-program-breadcrumb a{color:#fff;font-weight:750}.loan-program-breadcrumb a:hover{color:#ffc456}.loan-program-hero h1{margin:0;color:#fff;font-size:clamp(2.5rem,5vw,4.15rem);font-weight:750;line-height:1.08;letter-spacing:-.035em;text-wrap:balance}.loan-program-detail-section{padding:0;background:#fff}.loan-program-content{color:#456d70;font-size:1.03rem;line-height:1.8}.program-section{padding:100px 0}.program-section:nth-child(even){position:relative;margin-right:calc(50% - 50vw);margin-left:calc(50% - 50vw);padding-right:max(24px,calc((100vw - 1200px)/2));padding-left:max(24px,calc((100vw - 1200px)/2));background:#f2f7f5}.program-section-heading{max-width:880px;margin-bottom:45px}.program-section-heading .section-kicker{margin-bottom:10px;color:#ba7200;font-size:.76rem;font-weight:900;letter-spacing:.13em;text-transform:uppercase}.program-section-heading h2{margin:0;color:#063232;font-size:clamp(2rem,4vw,3rem);line-height:1.17;letter-spacing:-.03em}.program-section-heading h3{margin:18px 0 0;color:#3f6669;font-size:1.3rem}.program-long-copy p,.program-intro-copy p{margin:0 0 22px}.program-long-copy a,.program-intro-copy a{color:#ad6800;font-weight:650;text-decoration:underline;text-underline-offset:3px}.program-intro-grid{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(380px,.88fr);align-items:start;gap:58px}.program-intro-copy{max-width:720px}.program-intro-visual{position:sticky;top:110px}.program-intro-visual img{width:100%;aspect-ratio:4/5;display:block;object-fit:cover;border-radius:22px;box-shadow:0 20px 48px rgba(3,33,33,.15)}.program-intro-note{position:relative;margin:-45px 22px 0;padding:22px 25px;border-left:5px solid #fbb12f;border-radius:14px;background:#063232;color:#fff;font-size:1.15rem;font-weight:800;line-height:1.4;box-shadow:0 16px 35px rgba(3,33,33,.18)}.program-benefit-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:22px}.program-benefit-card{grid-column:span 2;position:relative;padding:31px 28px;border:1px solid rgba(6,50,50,.09);border-radius:18px;background:#fff;box-shadow:0 12px 32px rgba(3,33,33,.07);transition:transform .3s ease,box-shadow .3s ease}.program-benefit-card:nth-child(4),.program-benefit-card:nth-child(5){grid-column:span 3}.program-benefit-card:hover{transform:translateY(-5px);box-shadow:0 19px 42px rgba(3,33,33,.12)}.program-benefit-card>i{width:46px;height:46px;display:grid;place-items:center;margin-bottom:20px;border-radius:13px;background:#d8efb6;color:#063232}.program-benefit-number{position:absolute;top:25px;right:25px;color:#c4d3d1;font-size:.8rem;font-weight:900;letter-spacing:.08em}.program-benefit-card h3{margin:0 0 13px;color:#063232;font-size:1.28rem}.program-benefit-card p{margin:0;line-height:1.72}.program-overview-grid{display:grid;grid-template-columns:minmax(0,1fr) 350px;align-items:start;gap:55px}.program-long-copy{max-width:760px}.program-glance{position:sticky;top:110px;padding:30px;border-top:5px solid #fbb12f;border-radius:18px;background:#063232;color:#d8efb6;box-shadow:0 18px 42px rgba(3,33,33,.16)}.program-glance h3{margin:0 0 20px;color:#fff;font-size:1.55rem}.program-glance ul{display:grid;gap:0;margin:0;list-style:none}.program-glance li{position:relative;padding:13px 0 13px 29px;border-top:1px solid rgba(255,255,255,.11)}.program-glance li:before{position:absolute;top:15px;left:0;color:#fbb12f;font-family:"Font Awesome 6 Free";font-weight:900;content:"\f00c"}.program-scenario-grid{display:grid;grid-template-columns:minmax(0,1fr) 390px;align-items:start;gap:55px}.program-journey{overflow:hidden;border-radius:20px;background:#fff;box-shadow:0 16px 42px rgba(3,33,33,.12)}.program-journey-image img{width:100%;aspect-ratio:4/3;display:block;object-fit:cover}.program-journey ol{counter-reset:journey;display:grid;margin:0;padding:22px;list-style:none}.program-journey li{counter-increment:journey;position:relative;padding:15px 10px 15px 55px;border-bottom:1px solid #dceaea;color:#063232;font-weight:750}.program-journey li:last-child{border:0}.program-journey li:before{width:34px;height:34px;display:grid;position:absolute;top:10px;left:5px;place-items:center;border-radius:50%;background:#d8efb6;content:counter(journey)}.program-scenario .program-long-copy p:last-child{padding:21px 24px;border-left:5px solid #fbb12f;border-radius:0 13px 13px 0;background:#fff;color:#063232;font-size:1.1rem;font-weight:800;box-shadow:0 10px 26px rgba(3,33,33,.08)}.program-example-grid{display:grid;grid-template-columns:380px minmax(0,1fr);align-items:start;gap:55px}.program-breakdown{overflow:hidden;border-radius:18px;background:#063232;color:#fff;box-shadow:0 17px 40px rgba(3,33,33,.16)}.program-breakdown div{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:20px 22px;border-bottom:1px solid rgba(255,255,255,.12)}.program-breakdown div:last-child{border:0}.program-breakdown span{color:#d8efb6;font-size:.88rem}.program-breakdown strong{color:#fbb12f;font-size:1.18rem}.program-process{counter-reset:process;display:grid;grid-template-columns:repeat(6,1fr);gap:12px;margin:50px 0 0;padding:0;list-style:none}.program-process li{counter-increment:process;position:relative;padding:58px 14px 17px;border:1px solid #dceaea;border-radius:13px;background:#fff;color:#063232;font-size:.78rem;font-weight:800;text-align:center}.program-process li:before{width:34px;height:34px;display:grid;position:absolute;top:15px;left:calc(50% - 17px);place-items:center;border-radius:50%;background:#fbb12f;content:counter(process)}.rehab-program-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.rehab-program-card{position:relative;padding:34px;border:1px solid rgba(6,50,50,.1);border-radius:19px;background:#fff;box-shadow:0 13px 34px rgba(3,33,33,.08);transition:transform .3s ease,box-shadow .3s ease}.rehab-program-card:hover{transform:translateY(-5px);box-shadow:0 20px 46px rgba(3,33,33,.13)}.rehab-program-card-1,.rehab-program-card-2{min-height:100%}.rehab-program-card-5{grid-column:1/-1;background:linear-gradient(135deg,#edf8f4,#fff)}.rehab-program-category{display:block;margin-bottom:17px;color:#a66200;font-size:.68rem;font-weight:900;letter-spacing:.11em;text-transform:uppercase}.rehab-program-card>i{width:46px;height:46px;display:grid;position:absolute;top:27px;right:28px;place-items:center;border-radius:13px;background:#d8efb6;color:#063232}.rehab-program-card h3{max-width:80%;margin:0 0 17px;color:#063232;font-size:1.42rem;line-height:1.3}.rehab-program-card p{margin:0 0 17px}.rehab-program-secondary{color:#789194;font-size:.85rem;font-weight:750}.rehab-program-action{margin-top:24px;padding-top:18px;border-top:1px solid #dceaea}.rehab-program-action a{display:inline-flex;min-height:44px;align-items:center;color:#063232;font-weight:900;text-decoration:none}.rehab-program-action a:after{margin-left:9px;color:#d98800;content:"\2192"}.program-final-cta{display:flex;align-items:center;justify-content:space-between;gap:35px;margin:100px 0 25px;padding:45px 50px;border-radius:24px;background:#063232;color:#d8efb6;box-shadow:0 20px 48px rgba(3,33,33,.17)}.program-final-cta h2{margin:0 0 10px;color:#fff;font-size:2rem}.program-final-cta p{margin:0}.program-final-cta>div:last-child{display:flex;flex:0 0 auto;gap:12px}.btn-outline-light{border:1px solid rgba(255,255,255,.55);color:#fff}.program-photo-credit{margin:0 0 70px;color:#789194;font-size:.82rem}.program-photo-credit a{color:#456d70;text-decoration:underline}.loan-program-page .fade-up{opacity:0;transform:translateY(22px);transition:opacity .65s ease,transform .65s ease}.loan-program-page .fade-up.is-visible{opacity:1;transform:none}.rehab-program-card a:focus-visible,.program-final-cta a:focus-visible{outline:3px solid #fbb12f;outline-offset:4px}
@media(max-width:1050px){.program-intro-grid,.program-overview-grid,.program-scenario-grid,.program-example-grid{grid-template-columns:1fr}.program-intro-visual,.program-glance{position:static}.program-intro-visual{max-width:650px}.program-benefit-card{grid-column:span 3}.program-benefit-card:nth-child(5){grid-column:2/span 4}.program-process{grid-template-columns:repeat(3,1fr)}}@media(max-width:767px){.loan-program-hero{min-height:250px;padding:110px 0 45px}.loan-program-hero h1{font-size:2.35rem}.program-section{padding:70px 0}.program-section-heading{margin-bottom:32px}.program-section-heading h2{font-size:2rem}.program-intro-grid{gap:35px}.program-intro-visual img{aspect-ratio:4/3}.program-intro-note{margin:-28px 12px 0;padding:18px;font-size:1rem}.program-benefit-grid,.rehab-program-grid{grid-template-columns:1fr}.program-benefit-card,.program-benefit-card:nth-child(4),.program-benefit-card:nth-child(5),.rehab-program-card-5{grid-column:auto}.program-overview-grid,.program-scenario-grid,.program-example-grid{gap:35px}.program-process{grid-template-columns:repeat(2,1fr)}.rehab-program-card{padding:28px 23px}.rehab-program-card h3{max-width:78%;font-size:1.25rem}.program-final-cta{align-items:stretch;flex-direction:column;padding:32px 25px}.program-final-cta>div:last-child{flex-direction:column}.program-final-cta .btn{width:100%;justify-content:center}}@media(prefers-reduced-motion:reduce){.loan-program-page .fade-up{opacity:1;transform:none;transition:none}.program-benefit-card,.rehab-program-card{transition:none}}

/* Each content section owns its common container and page spacing. */
.program-section:nth-child(even){margin-right:0;margin-left:0;padding-right:0;padding-left:0}.program-section-container{position:relative}.program-cta-section{padding:100px 0 25px}.program-final-cta{margin:0}.program-credit-section{padding:0 0 70px}.program-photo-credit{margin:0}
@media(max-width:767px){.program-section:nth-child(even){padding:70px 0}.program-cta-section{padding-top:70px}.program-credit-section{padding-bottom:50px}}

article#post-28381 .program-intro-visual.fade-up.is-visible {
    max-width: 100%;
	top: 0;
}


/* Premium section composition aligned with the established inner-page system. */
.loan-program-hero {
	min-height: 355px;
	position: relative;
	overflow: hidden;
	background:
		linear-gradient(100deg, rgba(3, 33, 33, .96), rgba(3, 33, 33, .7)),
		url("https://dev.orbitwebx.com/wp-content/uploads/2026/04/FHA-Mortgage-Loans-in-Dallas-TX-for-Affordable-Home-Financing.webp") center 45%/cover;
}

/* Conventional loan page: stable, balanced section system. */
.loan-program-single .conventional-section {
	padding: clamp(72px, 7vw, 96px) 0;
	scroll-margin-top: 96px;
}

.loan-program-single .conventional-intro,
.loan-program-single .conventional-visual-break,
.loan-program-single .conventional-liquidity,
.loan-program-single .conventional-servicing {
	background: #fff !important;
}

.loan-program-single .conventional-standards,
.loan-program-single .conventional-gses,
.loan-program-single .conventional-guidelines {
	background: #f1f8f6 !important;
}

.loan-program-single .conventional-section > .container {
	position: relative;
	z-index: 1;
}

.loan-program-single .conventional-heading {
	max-width: 820px;
	margin-bottom: 38px;
}

.loan-program-single .conventional-heading h2 {
	font-size: clamp(2rem, 3.25vw, 2.75rem);
	line-height: 1.16;
}

.loan-program-single .conventional-intro-grid {
	grid-template-columns: minmax(0, 1fr) minmax(380px, .9fr);
	gap: clamp(42px, 5vw, 68px);
	align-items: center;
}

.loan-program-single .conventional-copy {
	max-width: 76ch;
	font-size: 1rem;
	line-height: 1.78;
}

.loan-program-single .conventional-copy p:last-child {
	margin-bottom: 0;
}

.loan-program-single .conventional-intro-visual {
	padding: 0 22px 26px 0;
}

.loan-program-single .conventional-intro-visual img {
	aspect-ratio: 4 / 3;
	min-height: 390px;
}

.loan-program-single .conventional-terms {
	max-width: 340px;
	margin: -42px 0 0 -18px;
}

.loan-program-single .conventional-standards-grid {
	grid-template-columns: minmax(0, 1.15fr) minmax(350px, .85fr);
	gap: clamp(40px, 5vw, 64px);
}

.loan-program-single .conventional-comparison {
	position: sticky;
	top: 112px;
	border: 1px solid rgba(6, 50, 50, .08);
	box-shadow: 0 18px 44px rgba(3, 33, 33, .09);
}

.loan-program-single .conventional-criteria {
	gap: 16px;
	margin-top: 40px;
}

.loan-program-single .conventional-visual-break {
	padding: clamp(58px, 6vw, 78px) 0;
}

.loan-program-single .conventional-property-image {
	height: clamp(360px, 43vw, 520px);
	border-radius: 22px;
}

.loan-program-single .conventional-gse-cards article {
	min-height: 220px;
}

.loan-program-single .conventional-gse-copy {
	padding: 34px 38px;
	border: 1px solid rgba(6, 50, 50, .08);
	border-radius: 18px;
	background: rgba(255, 255, 255, .8);
}

.loan-program-single .conventional-liquidity-intro {
	max-width: 880px;
}

.loan-program-single .conventional-example-values {
	margin: 30px 0 38px;
}

.loan-program-single .conventional-process {
	gap: 18px;
	margin-top: 42px;
}

.loan-program-single .conventional-process li {
	min-height: 140px;
	padding: 24px 14px;
}

.loan-program-single .conventional-guideline-grid {
	gap: 20px;
}

.loan-program-single .conventional-guideline-grid li {
	min-height: 205px;
}

.loan-program-single .conventional-servicing-panel {
	max-width: 1080px;
	margin: 0 auto;
	border: 1px solid rgba(6, 50, 50, .08);
}

.loan-program-single .conventional-cta {
	padding-top: 18px;
}

@media (max-width: 1050px) {
	.loan-program-single .conventional-intro-grid,
	.loan-program-single .conventional-standards-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .conventional-intro-visual {
		max-width: 720px;
	}

	.loan-program-single .conventional-comparison {
		position: static;
		max-width: none;
	}
}

/* Conventional page refinement: meaningful composition and responsive flow. */
.loan-program-single .conventional-intro .conventional-heading {
	margin-bottom: 20px;
}

.loan-program-single .conventional-intro-grid {
	align-items: start;
}

.loan-program-single .conventional-intro-grid .conventional-copy {
	padding-top: 8px;
}

.loan-program-single .conventional-criteria {
	counter-reset: criterion;
}

.loan-program-single .conventional-criteria > div {
	counter-increment: criterion;
	min-height: 118px;
	position: relative;
	align-items: flex-start;
	flex-direction: column;
	justify-content: center;
	padding: 23px 24px 23px 82px;
	border: 0;
	border-radius: 18px;
	box-shadow: 0 12px 30px rgba(3, 33, 33, .08);
}

.loan-program-single .conventional-criteria > div::after {
	position: absolute;
	top: 17px;
	right: 19px;
	color: #b8cbc8;
	font-size: .68rem;
	font-weight: 900;
	letter-spacing: .08em;
	content: "0" counter(criterion);
}

.loan-program-single .conventional-criteria i {
	width: 46px;
	height: 46px;
	position: absolute;
	top: 35px;
	left: 22px;
}

.loan-program-single .conventional-criteria span {
	font-size: 1rem;
	line-height: 1.35;
}

.loan-program-single .conventional-property-feature {
	display: grid;
	grid-template-columns: minmax(0, 1.08fr) minmax(360px, .92fr);
	overflow: hidden;
	border-radius: 24px;
	background: #063232;
	box-shadow: 0 22px 54px rgba(3, 33, 33, .15);
}

.loan-program-single .conventional-property-image {
	height: 100%;
	min-height: 470px;
	border-radius: 0;
	box-shadow: none;
}

.loan-program-single .conventional-property-image::after {
	display: none;
}

.loan-program-single .conventional-property-content {
	display: flex;
	align-items: flex-start;
	flex-direction: column;
	justify-content: center;
	padding: clamp(38px, 5vw, 66px);
	color: #d8e7e4;
}

.loan-program-single .conventional-property-content .section-kicker {
	margin: 0 0 12px;
	color: #fbb12f;
	font-size: .72rem;
	font-weight: 900;
	letter-spacing: .12em;
	text-transform: uppercase;
}

.loan-program-single .conventional-property-content h2 {
	margin: 0 0 19px;
	color: #fff;
	font-size: clamp(1.9rem, 3vw, 2.65rem);
	line-height: 1.18;
	letter-spacing: -.025em;
}

.loan-program-single .conventional-property-content p {
	margin: 0 0 25px;
	line-height: 1.72;
}

.loan-program-single .conventional-property-content ul {
	display: grid;
	gap: 12px;
	margin: 0;
	padding: 0;
	list-style: none;
}

.loan-program-single .conventional-property-content li {
	display: flex;
	align-items: center;
	gap: 11px;
	color: #fff;
	font-weight: 750;
}

.loan-program-single .conventional-property-content li i {
	width: 26px;
	height: 26px;
	display: grid;
flex: 0 0 26px;
	place-items: center;
	border-radius: 50%;
	background: #d8efb6;
	color: #063232;
	font-size: .7rem;
}

.loan-program-single .conventional-liquidity-grid {
	display: grid;
	grid-template-columns: minmax(0, 1.15fr) minmax(330px, .85fr);
	align-items: start;
	gap: clamp(40px, 5vw, 70px);
}

.loan-program-single .conventional-liquidity-summary {
	position: sticky;
	top: 112px;
	padding: 34px;
	border-top: 5px solid #fbb12f;
	border-radius: 20px;
	background: #063232;
	color: #cfe0dc;
	box-shadow: 0 18px 44px rgba(3, 33, 33, .15);
}

.loan-program-single .conventional-summary-icon {
	width: 52px;
	height: 52px;
	display: grid;
	margin-bottom: 22px;
	place-items: center;
	border-radius: 15px;
	background: #d8efb6;
	color: #063232;
	font-size: 1.2rem;
}

.loan-program-single .conventional-liquidity-summary h3 {
	margin: 0 0 13px;
	color: #fff;
	font-size: 1.4rem;
}

.loan-program-single .conventional-liquidity-summary > p {
	margin: 0;
	line-height: 1.65;
}

.loan-program-single .conventional-example-values {
	grid-template-columns: 1fr 1fr;
	gap: 10px;
	margin: 25px 0 0;
}

.loan-program-single .conventional-example-values div {
	padding: 17px;
	border: 1px solid rgba(255, 255, 255, .12);
	background: rgba(255, 255, 255, .06);
}

.loan-program-single .conventional-example-values strong {
	font-size: 1.45rem;
}

.loan-program-single .conventional-process-label {
	margin: 52px 0 18px;
	color: #063232;
	font-size: 1.05rem;
	font-weight: 850;
}

.loan-program-single .conventional-process {
	grid-template-columns: repeat(5, minmax(0, 1fr));
	gap: 0;
	margin: 0;
	padding: 28px;
	border: 1px solid #dceaea;
	border-radius: 22px;
	background: #f7faf9;
	box-shadow: 0 14px 36px rgba(3, 33, 33, .06);
}

.loan-program-single .conventional-process li {
	min-height: 145px;
	align-content: center;
	gap: 14px;
	padding: 22px 17px;
	border: 0;
	border-radius: 15px;
	background: transparent;
	box-shadow: none;
}

.loan-program-single .conventional-process li:not(:last-child) {
	border-right: 1px solid #d8e5e3;
}

.loan-program-single .conventional-process li:not(:last-child)::after {
	width: 26px;
	height: 26px;
	display: grid;
	right: -13px;
	place-items: center;
	border-radius: 50%;
	background: #fbb12f;
	color: #063232;
	font-size: .85rem;
	content: "\2192";
}

.loan-program-single .conventional-process i {
	width: 48px;
	height: 48px;
	display: grid;
	place-items: center;
	border-radius: 14px;
	background: #d8efb6;
	color: #063232;
}

.loan-program-single .conventional-process span {
	max-width: 145px;
	line-height: 1.42;
}

.loan-program-single .conventional-guideline-grid {
	grid-template-columns: repeat(2, minmax(0, 1fr));
}

.loan-program-single .conventional-guideline-grid li,
.loan-program-single .conventional-guideline-grid li:nth-child(4),
.loan-program-single .conventional-guideline-grid li:nth-child(5) {
	grid-column: auto;
	min-height: 170px;
	padding: 28px 30px 27px 94px;
	border-top: 0;
}

.loan-program-single .conventional-guideline-grid li:last-child {
	grid-column: 1 / -1;
	min-height: 130px;
}

.loan-program-single .conventional-guideline-grid i {
	position: absolute;
	top: 31px;
	left: 28px;
}

@media (max-width: 1050px) {
	.loan-program-single .conventional-property-feature,
	.loan-program-single .conventional-liquidity-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .conventional-property-image {
		min-height: 380px;
	}

	.loan-program-single .conventional-liquidity-summary {
		position: static;
	}

	.loan-program-single .conventional-process {
		grid-template-columns: repeat(3, 1fr);
		gap: 12px;
	}

	.loan-program-single .conventional-process li,
	.loan-program-single .conventional-process li:not(:last-child) {
		border: 1px solid #dceaea;
		background: #fff;
	}

	.loan-program-single .conventional-process li::after {
		display: none !important;
	}
}

@media (max-width: 767px) {
	.loan-program-single .conventional-intro .conventional-heading {
		margin-bottom: 14px;
	}

	.loan-program-single .conventional-criteria > div {
		min-height: 105px;
	}

	.loan-program-single .conventional-property-feature {
		border-radius: 18px;
	}

	.loan-program-single .conventional-property-image {
		min-height: 270px;
	}

	.loan-program-single .conventional-property-content {
		padding: 30px 23px 34px;
	}

	.loan-program-single .conventional-liquidity-grid {
		gap: 30px;
	}

	.loan-program-single .conventional-liquidity-summary {
		padding: 27px 22px;
	}

	.loan-program-single .conventional-example-values {
		grid-template-columns: 1fr;
	}

	.loan-program-single .conventional-process {
		grid-template-columns: 1fr;
		padding: 15px;
	}

	.loan-program-single .conventional-process li {
		min-height: 92px;
		grid-template-columns: 52px 1fr;
		justify-items: start;
		text-align: left;
	}

	.loan-program-single .conventional-guideline-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .conventional-guideline-grid li,
	.loan-program-single .conventional-guideline-grid li:nth-child(4),
	.loan-program-single .conventional-guideline-grid li:nth-child(5),
	.loan-program-single .conventional-guideline-grid li:last-child {
		grid-column: auto;
		min-height: 145px;
		padding: 78px 23px 24px;
	}

	.loan-program-single .conventional-guideline-grid i {
		top: 23px;
		left: 23px;
	}
}

/* Simple, non-interactive Benefits presentation. */
.loan-program-single .program-benefit-card,
.loan-program-single .program-benefit-card:first-child,
.loan-program-single .program-benefit-card:nth-child(4),
.loan-program-single .program-benefit-card:nth-child(5),
.loan-program-single .program-benefit-card:hover,
.loan-program-single .program-benefit-card:first-child:hover {
	border: 1px solid #d9e7e4;
	border-radius: 16px;
	background: #fff;
	box-shadow: 0 8px 22px rgba(3, 33, 33, .045);
	transform: none;
	transition: border-color 180ms ease, background-color 180ms ease;
}

.loan-program-single .program-benefit-card:hover,
.loan-program-single .program-benefit-card:first-child:hover {
	border-color: #c7dcd7;
	background: #fbfdfc;
}

.loan-program-single .program-benefit-card > i,
.loan-program-single .program-benefit-card:hover > i {
	background: #d8efb6;
	color: #063232;
	transition: none;
}

/* Process cards are informational, so no action arrows are displayed. */
.loan-program-single .program-process li::after {
	display: none;
	content: none;
}

/* Restrained interaction for the genuinely clickable program cards. */
.loan-program-single .rehab-program-card {
	transition:
		border-color 240ms ease,
		transform 240ms cubic-bezier(.2, .7, .2, 1),
		box-shadow 240ms ease;
}

.loan-program-single .rehab-program-card:hover {
	border-color: rgba(251, 177, 47, .46);
	transform: translateY(-3px);
	box-shadow: 0 17px 38px rgba(3, 33, 33, .1);
}

/* Consistent Benefits cards and interactive feedback. */
.loan-program-single .program-benefit-grid {
	grid-template-columns: repeat(6, minmax(0, 1fr));
	gap: 22px;
}

.loan-program-single .program-benefit-card,
.loan-program-single .program-benefit-card:first-child,
.loan-program-single .program-benefit-card:nth-child(4),
.loan-program-single .program-benefit-card:nth-child(5) {
	grid-column: span 2;
	grid-row: auto;
	display: block;
	min-height: 100%;
	padding: 31px 28px;
	border: 1px solid rgba(6, 50, 50, .09);
	border-top: 4px solid #fbb12f;
	border-radius: 18px;
	background: #fff;
	box-shadow: 0 12px 32px rgba(3, 33, 33, .07);
	transform: translateY(0);
	transition:
		border-color 220ms ease,
		transform 220ms ease,
		box-shadow 220ms ease;
}

.loan-program-single .program-benefit-card:nth-child(4),
.loan-program-single .program-benefit-card:nth-child(5) {
	grid-column: span 3;
}

.loan-program-single .program-benefit-card:hover,
.loan-program-single .program-benefit-card:first-child:hover {
	border-color: rgba(251, 177, 47, .52);
	transform: translateY(-5px);
	box-shadow: 0 20px 44px rgba(3, 33, 33, .12);
}

.loan-program-single .program-benefit-card > i {
	width: 48px;
	height: 48px;
	display: grid;
	place-items: center;
	margin: 0 0 20px;
	border-radius: 14px;
	background: #d8efb6;
	color: #063232;
	transition: background-color 220ms ease, color 220ms ease;
}

.loan-program-single .program-benefit-card:hover > i {
	background: #063232;
	color: #fff;
}

.loan-program-single .program-benefit-card h3,
.loan-program-single .program-benefit-card p {
	grid-column: auto;
}

.loan-program-single .program-benefit-card h3 {
	margin-bottom: 11px;
}

/* Clear, accessible link palette throughout this service page. */
.loan-program-single .loan-program-content a:not(.btn) {
	color: #9b5e00;
	transition: color 180ms ease;
}

.loan-program-single .loan-program-content a:not(.btn):hover,
.loan-program-single .loan-program-content a:not(.btn):focus-visible {
	color: #0d6661;
}

/* Linked option titles and button-style card actions. */
.loan-program-single .rehab-program-card {
	transition:
		border-color 220ms ease,
		transform 220ms ease,
		box-shadow 220ms ease;
}

.loan-program-single .rehab-program-card:hover {
	border-color: rgba(251, 177, 47, .52);
	transform: translateY(-5px);
	box-shadow: 0 21px 46px rgba(3, 33, 33, .12);
}

.loan-program-single .rehab-program-card h3 a {
	color: #063232 !important;
	text-decoration: none;
	transition: color 180ms ease;
}

.loan-program-single .rehab-program-card:hover h3 a {
	color: #b56c00 !important;
}

.loan-program-single .rehab-program-card h3 a:hover,
.loan-program-single .rehab-program-card h3 a:focus-visible {
	color: #0d6661 !important;
}

.loan-program-single .rehab-program-action a {
	min-height: 42px;
	display: inline-flex;
	align-items: center;
	gap: 9px;
	padding: 9px 17px;
	border: 1px solid #063232;
	border-radius: 999px;
	background: #063232;
	color: #fff !important;
	line-height: 1.2;
	text-decoration: none;
	transition:
		border-color 180ms ease,
		background-color 180ms ease,
		color 180ms ease;
}

.loan-program-single .rehab-program-action a::after {
	margin-left: 0;
	color: currentColor;
	transition: transform 180ms ease;
}

.loan-program-single .rehab-program-action a:hover,
.loan-program-single .rehab-program-action a:focus-visible {
	border-color: #fbb12f;
	background: #fbb12f;
	color: #063232 !important;
}

.loan-program-single .rehab-program-action a:hover::after,
.loan-program-single .rehab-program-action a:focus-visible::after {
	transform: translateX(3px);
}

@media (max-width: 1050px) {
	.loan-program-single .program-benefit-card,
	.loan-program-single .program-benefit-card:first-child,
	.loan-program-single .program-benefit-card:nth-child(4),
	.loan-program-single .program-benefit-card:nth-child(5) {
		grid-column: span 3;
	}
}

@media (max-width: 767px) {
	.loan-program-single .program-benefit-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .program-benefit-card,
	.loan-program-single .program-benefit-card:first-child,
	.loan-program-single .program-benefit-card:nth-child(4),
	.loan-program-single .program-benefit-card:nth-child(5) {
		grid-column: auto;
		padding: 27px 23px;
	}
}

/* Final simplified state for non-clickable Benefits and process cards. */
.loan-program-single .program-benefit-card,
.loan-program-single .program-benefit-card:first-child,
.loan-program-single .program-benefit-card:nth-child(4),
.loan-program-single .program-benefit-card:nth-child(5),
.loan-program-single .program-benefit-card:hover,
.loan-program-single .program-benefit-card:first-child:hover {
	border: 1px solid #d9e7e4;
	border-radius: 16px;
	background: #fff;
	box-shadow: 0 8px 22px rgba(3, 33, 33, .045);
	transform: none;
	transition: border-color 180ms ease, background-color 180ms ease;
}

.loan-program-single .program-benefit-card:hover,
.loan-program-single .program-benefit-card:first-child:hover {
	border-color: #c7dcd7;
	background: #fbfdfc;
}

.loan-program-single .program-benefit-card > i,
.loan-program-single .program-benefit-card:hover > i {
	background: #d8efb6;
	color: #063232;
	transition: none;
}

.loan-program-single .program-process li::after {
	display: none;
	content: none;
}

.loan-program-single .rehab-program-card:hover {
	border-color: rgba(251, 177, 47, .46);
	transform: translateY(-3px);
	box-shadow: 0 17px 38px rgba(3, 33, 33, .1);
}

/* Conventional introduction: explicit, self-contained two-column composition. */
.loan-program-single .conventional-intro {
	overflow: hidden;
}

.loan-program-single .conventional-intro > .container {
	display: block;
}

.loan-program-single .conventional-intro-grid {
	display: grid;
	grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
	align-items: center;
	gap: clamp(48px, 6vw, 78px);
}

.loan-program-single .conventional-intro-content {
	grid-column: auto;
	grid-row: auto;
	max-width: 590px;
	padding: 0;
}

.loan-program-single .conventional-intro-content .conventional-heading {
	margin: 0 0 25px;
}

.loan-program-single .conventional-intro-content .conventional-copy {
	padding: 0;
}

.loan-program-single .conventional-intro-content .conventional-copy p:first-child {
	font-size: 1.08rem;
}

.loan-program-single .conventional-intro-points {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 12px;
	margin-top: 30px;
	padding-top: 25px;
	border-top: 1px solid #dceaea;
}

.loan-program-single .conventional-intro-points span {
	display: flex;
	align-items: center;
	gap: 10px;
	color: #063232;
	font-size: .86rem;
	font-weight: 800;
	line-height: 1.45;
}

.loan-program-single .conventional-intro-points i {
	width: 28px;
	height: 28px;
	display: grid;
	flex: 0 0 28px;
	place-items: center;
	border-radius: 50%;
	background: #d8efb6;
	font-size: .68rem;
}

.loan-program-single .conventional-intro-visual {
	grid-column: auto;
	grid-row: auto;
	align-self: center;
	width: 100%;
	margin: 0;
	padding: 18px 18px 34px 0;
}

.loan-program-single .conventional-intro-visual::before {
	inset: 0 0 18px 32px;
	border-radius: 26px;
	background: linear-gradient(145deg, #e5f3c9, #cce8df);
}

.loan-program-single .conventional-intro-visual img {
	min-height: 420px;
	aspect-ratio: 4 / 3;
	border-radius: 20px;
}

.loan-program-single .conventional-intro-visual .conventional-terms {
	max-width: 390px;
	margin: -48px 0 0 -22px;
	padding: 22px 24px;
}

@media (max-width: 1050px) {
	.loan-program-single .conventional-intro-grid {
		grid-template-columns: 1fr;
		gap: 40px;
	}

	.loan-program-single .conventional-intro-content {
		max-width: 760px;
	}

	.loan-program-single .conventional-intro-visual {
		max-width: 760px;
	}
}

@media (max-width: 767px) {
	.loan-program-single .conventional-intro-grid {
		gap: 32px;
	}

	.loan-program-single .conventional-intro-content .conventional-heading {
		margin-bottom: 20px;
	}

	.loan-program-single .conventional-intro-points {
		grid-template-columns: 1fr;
		margin-top: 24px;
	}

	.loan-program-single .conventional-intro-visual {
		padding: 10px 10px 24px 0;
	}

	.loan-program-single .conventional-intro-visual img {
		min-height: 285px;
	}

	.loan-program-single .conventional-intro-visual .conventional-terms {
		margin: -28px 10px 0;
	}
}

@media (max-width: 767px) {
	.loan-program-single .conventional-section {
		padding: 62px 0;
	}

	.loan-program-single .conventional-heading {
		margin-bottom: 30px;
		padding-left: 17px;
	}

	.loan-program-single .conventional-heading h2 {
		font-size: clamp(1.75rem, 8vw, 2.1rem);
	}

	.loan-program-single .conventional-copy {
		font-size: .97rem;
		line-height: 1.72;
	}

	.loan-program-single .conventional-intro-visual img {
		min-height: 280px;
	}

	.loan-program-single .conventional-terms {
		max-width: none;
		margin: -26px 10px 0;
	}

	.loan-program-single .conventional-gse-copy {
		padding: 25px 22px;
	}

	.loan-program-single .conventional-property-image {
		height: 300px;
	}

	.loan-program-single .conventional-property-image figcaption {
		bottom: 20px;
		left: 22px;
	}

	.loan-program-single .conventional-comparison > div {
		min-width: 510px;
	}

	.loan-program-single .conventional-criteria {
		margin-top: 30px;
	}

	.loan-program-single .conventional-cta {
		padding-top: 8px;
	}
}

.loan-program-hero::after {
	width: 360px;
	height: 360px;
	position: absolute;
	right: -155px;
	bottom: -245px;
	border: 58px solid rgba(251, 177, 47, .1);
	border-radius: 50%;
	content: "";
}

.loan-program-hero-content {
	position: relative;
	z-index: 1;
	padding-left: 28px;
	border-left: 4px solid #fbb12f;
}

.program-section {
	position: relative;
	overflow: hidden;
	padding: 110px 0;
}

.program-section:nth-child(even) {
	background: #edf7f5;
}

.program-section-heading {
	position: relative;
	margin-bottom: 52px;
	padding-left: 22px;
}

.program-section-heading::before {
	width: 5px;
	position: absolute;
	top: 3px;
	bottom: 3px;
	left: 0;
	border-radius: 10px;
	background: #fbb12f;
	content: "";
}

.program-section-heading h2 {
	max-width: 900px;
}

.program-intro-grid {
	grid-template-columns: minmax(390px, .92fr) minmax(0, 1.08fr);
	align-items: center;
	gap: 72px;
}

.program-intro-visual {
	grid-column: 1;
	grid-row: 1;
	position: relative;
	top: auto;
	padding: 0 28px 34px 0;
}

.program-intro-visual::before {
	position: absolute;
	inset: 32px 0 0 34px;
	z-index: -1;
	border-radius: 24px;
	background: #d8efb6;
	content: "";
}

.program-intro-visual::after {
	width: 86px;
	height: 86px;
	position: absolute;
	right: -3px;
	bottom: 0;
	border: 12px solid #fff;
	border-radius: 50%;
	background: repeating-conic-gradient(#fbb12f 0 8deg, transparent 8deg 18deg);
	box-shadow: 0 12px 30px rgba(3, 33, 33, .14);
	content: "";
}

.program-intro-visual img {
	aspect-ratio: 5/4;
	border-radius: 22px;
}

.program-intro-copy {
	grid-column: 2;
	grid-row: 1;
	max-width: 680px;
}

.program-intro-copy p:first-child {
	color: #063232;
	font-size: 1.17rem;
	font-weight: 700;
	line-height: 1.7;
}

.program-intro-note {
	max-width: 300px;
	margin: -48px 0 0 -18px;
}

.program-benefits::after {
	width: 320px;
	height: 320px;
	position: absolute;
	right: -190px;
	bottom: -190px;
	border: 48px solid rgba(6, 50, 50, .04);
	border-radius: 50%;
	content: "";
}

.program-benefit-grid {
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 0 42px;
}

.program-benefit-card,
.program-benefit-card:nth-child(4),
.program-benefit-card:nth-child(5) {
	grid-column: auto;
	display: grid;
	grid-template-columns: 54px minmax(0, 1fr);
	align-content: start;
	padding: 27px 0;
	border: 0;
	border-bottom: 1px solid #d6e7e3;
	border-radius: 0;
	background: transparent;
	box-shadow: none;
}

.program-benefit-card:first-child {
	grid-row: span 2;
	align-content: center;
	padding: 34px;
	border: 1px solid rgba(6, 50, 50, .08);
	border-radius: 20px;
	background: #fff;
	box-shadow: 0 16px 38px rgba(3, 33, 33, .08);
}

.program-benefit-card:hover {
	transform: translateX(5px);
	box-shadow: none;
}

.program-benefit-card:first-child:hover {
	transform: translateY(-5px);
	box-shadow: 0 22px 46px rgba(3, 33, 33, .13);
}

.program-benefit-card > i {
	grid-row: 1 / span 2;
	margin: 0;
}

.program-benefit-card h3,
.program-benefit-card p {
	grid-column: 2;
}

.program-benefit-card h3 {
	margin-bottom: 8px;
}

.program-benefit-number {
	display: none;
}

.program-overview {
	background:
		linear-gradient(90deg, rgba(237, 247, 245, .98), rgba(237, 247, 245, .9)),
		linear-gradient(135deg, transparent 70%, rgba(216, 239, 182, .4));
}

.program-overview-grid {
	grid-template-columns: minmax(0, 1fr) 370px;
	gap: 72px;
}

.program-long-copy {
	max-width: 790px;
}

.program-long-copy p:first-child {
	color: #063232;
	font-size: 1.12rem;
	font-weight: 650;
}

.program-glance {
	top: 105px;
	border-top: 0;
	border-left: 5px solid #fbb12f;
	border-radius: 18px;
}

.program-scenario-grid {
	grid-template-columns: minmax(0, 1.08fr) minmax(330px, .72fr);
	gap: 72px;
}

.program-journey {
	position: sticky;
	top: 105px;
}

.program-journey-image {
	position: relative;
}

.program-journey-image::after {
	position: absolute;
	inset: 0;
	background: linear-gradient(transparent 50%, rgba(3, 33, 33, .55));
	content: "";
}

.program-example {
	background:
		linear-gradient(rgba(237, 247, 245, .94), rgba(237, 247, 245, .94)),
		radial-gradient(circle at 80% 15%, #d8efb6, transparent 28%);
}

.program-breakdown {
	position: sticky;
	top: 105px;
}

.program-process {
	position: relative;
	gap: 16px;
}

.program-process::before {
	height: 2px;
	position: absolute;
	top: 32px;
	right: 7%;
	left: 7%;
	background: #bdd7d1;
	content: "";
}

.program-process li {
	z-index: 1;
	min-height: 125px;
	padding-top: 68px;
	box-shadow: 0 9px 24px rgba(3, 33, 33, .06);
}

.program-directory {
	background: #fff;
}

.rehab-program-grid {
	grid-template-columns: repeat(12, 1fr);
}

.rehab-program-card {
	grid-column: span 6;
	overflow: hidden;
	min-height: 100%;
	padding: 38px;
}

.rehab-program-card::after {
	width: 95px;
	height: 95px;
	position: absolute;
	right: -45px;
	bottom: -45px;
	border: 18px solid rgba(216, 239, 182, .55);
	border-radius: 50%;
	content: "";
}

.rehab-program-card-3,
.rehab-program-card-4 {
	grid-column: span 6;
}

.rehab-program-card-5 {
	grid-column: 1 / -1;
	padding-right: 18%;
	border-color: rgba(251, 177, 47, .3);
	background: linear-gradient(120deg, #edf8f4, #fff);
}

.program-cta-section {
	position: relative;
	overflow: hidden;
	background: #edf7f5;
}

.program-final-cta {
	position: relative;
	overflow: hidden;
	background:
		linear-gradient(100deg, rgba(3, 33, 33, .98), rgba(6, 50, 50, .89)),
		url("https://dev.orbitwebx.com/wp-content/uploads/2026/04/Trusted-Home-Loan-Specialist-in-Dallas-Texas-1.webp") center/cover;
}

.program-final-cta::after {
	width: 230px;
	height: 230px;
	position: absolute;
	right: -115px;
	bottom: -145px;
	border: 42px solid rgba(251, 177, 47, .1);
	border-radius: 50%;
	content: "";
}

.program-final-cta > * {
	position: relative;
	z-index: 1;
}

@media (max-width: 1050px) {
	.program-intro-grid {
		grid-template-columns: 1fr;
	}

	.program-intro-visual,
	.program-intro-copy {
		grid-column: 1;
	}

	.program-intro-visual {
		grid-row: 1;
		max-width: 720px;
	}

	.program-intro-copy {
		grid-row: 2;
	}

	.program-benefit-grid {
		grid-template-columns: 1fr;
	}

	.program-benefit-card:first-child {
		grid-row: auto;
	}

	.program-overview-grid,
	.program-scenario-grid {
		grid-template-columns: 1fr;
	}

	.program-journey,
	.program-breakdown {
		position: static;
	}
}

@media (max-width: 767px) {
	.loan-program-hero {
		min-height: 285px;
	}

	.loan-program-hero-content {
		padding-left: 18px;
	}

	.program-section {
		padding: 76px 0;
	}

	.program-section-heading {
		margin-bottom: 36px;
	}

	.program-intro-visual {
		padding: 0 15px 24px 0;
	}

	.program-intro-visual::before {
		inset: 20px 0 0 20px;
	}

	.program-intro-visual::after {
		width: 62px;
		height: 62px;
	}

	.program-benefit-card,
	.program-benefit-card:first-child {
		grid-template-columns: 48px minmax(0, 1fr);
		padding: 23px 0;
		border-width: 0 0 1px;
		border-radius: 0;
		background: transparent;
		box-shadow: none;
	}

	.rehab-program-grid {
		grid-template-columns: 1fr;
	}

	.rehab-program-card,
	.rehab-program-card-3,
	.rehab-program-card-4,
	.rehab-program-card-5 {
		grid-column: auto;
		padding: 29px 24px;
	}

	.program-process::before {
		display: none;
	}
}

/* Conventional Home Loans detail page. */
.conventional-section{position:relative;padding:105px 0;background:#fff}.conventional-section:nth-child(even){background:#edf7f5}.conventional-heading{max-width:900px;margin-bottom:45px;padding-left:22px;position:relative}.conventional-heading:before{width:5px;position:absolute;top:3px;bottom:3px;left:0;border-radius:9px;background:#fbb12f;content:""}.conventional-heading .section-kicker{margin:0 0 9px;color:#ad6800;font-size:.74rem;font-weight:900;letter-spacing:.13em;text-transform:uppercase}.conventional-heading h2{margin:0;color:#063232;font-size:clamp(2rem,4vw,3rem);line-height:1.17;letter-spacing:-.03em;text-wrap:balance}.conventional-copy{color:#4e7275;font-size:1.03rem;line-height:1.83}.conventional-copy p{margin:0 0 22px}.conventional-copy p:first-child{color:#063232;font-size:1.12rem;font-weight:650}.conventional-intro-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(390px,.95fr);align-items:center;gap:70px}.conventional-intro-visual{position:relative;margin:0;padding:0 26px 34px 0}.conventional-intro-visual:before{position:absolute;inset:30px 0 0 35px;z-index:0;border-radius:24px;background:#d8efb6;content:""}.conventional-intro-visual img{width:100%;aspect-ratio:5/4;display:block;position:relative;z-index:1;object-fit:cover;border-radius:22px;box-shadow:0 20px 48px rgba(3,33,33,.15)}.conventional-terms{max-width:360px;position:relative;z-index:2;margin:-52px 0 0 -22px;padding:23px;border-left:5px solid #fbb12f;border-radius:14px;background:#063232;color:#fff;box-shadow:0 16px 36px rgba(3,33,33,.2)}.conventional-terms h3{margin:0 0 13px;color:#fff;font-size:1.1rem}.conventional-terms ul{display:flex;flex-wrap:wrap;gap:7px;margin:0;padding:0;list-style:none}.conventional-terms li{padding:6px 9px;border-radius:99px;background:rgba(216,239,182,.14);color:#d8efb6;font-size:.7rem;font-weight:750}.conventional-standards-grid{display:grid;grid-template-columns:minmax(0,1fr) 430px;align-items:start;gap:65px}.conventional-comparison{overflow:hidden;border-radius:18px;background:#fff;box-shadow:0 17px 42px rgba(3,33,33,.1)}.conventional-comparison h3{margin:0;padding:23px 25px;background:#063232;color:#fff;font-size:1.35rem}.conventional-comparison>div{display:grid;grid-template-columns:1fr 1fr}.conventional-comparison>div>*{padding:17px 18px;border-top:1px solid #dceaea}.conventional-comparison>div>*+*{border-left:1px solid #dceaea}.conventional-comparison>div:first-of-type{background:#f5f9f8;color:#063232}.conventional-comparison span{font-size:.86rem;line-height:1.55}.conventional-criteria{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:48px}.conventional-criteria div{display:flex;align-items:center;gap:14px;padding:20px;border:1px solid #dceaea;border-radius:14px;background:#fff;color:#063232;font-weight:800}.conventional-criteria i{width:42px;height:42px;display:grid;place-items:center;border-radius:12px;background:#d8efb6}.conventional-visual-break{padding:90px 0;background:#fff!important}.conventional-property-image{height:500px;position:relative;overflow:hidden;margin:0;border-radius:24px;box-shadow:0 20px 50px rgba(3,33,33,.15)}.conventional-property-image:after{position:absolute;inset:45% 0 0;background:linear-gradient(transparent,rgba(3,33,33,.68));content:""}.conventional-property-image img{width:100%;height:100%;object-fit:cover}.conventional-property-image figcaption{position:absolute;bottom:28px;left:32px;z-index:1;color:#fff;font-size:.76rem;font-weight:900;letter-spacing:.12em;text-transform:uppercase}.conventional-gse-cards{display:grid;grid-template-columns:1fr 70px 1fr;align-items:center;margin-bottom:50px}.conventional-gse-cards article{min-height:240px;padding:34px;border:1px solid rgba(6,50,50,.09);border-radius:19px;background:#fff;box-shadow:0 14px 36px rgba(3,33,33,.08)}.conventional-gse-cards article>i{width:50px;height:50px;display:grid;place-items:center;margin-bottom:20px;border-radius:14px;background:#d8efb6;color:#063232}.conventional-gse-cards h3{margin:0 0 12px;color:#063232;font-size:1.5rem}.conventional-gse-cards p{margin:0 0 15px}.conventional-gse-cards strong{color:#ad6800}.conventional-gse-connection{width:56px;height:56px;display:grid;z-index:1;place-items:center;margin:auto;border:8px solid #edf7f5;border-radius:50%;background:#fbb12f;color:#063232}.conventional-gse-copy{max-width:900px;margin:auto}.conventional-liquidity-intro{max-width:900px}.conventional-liquidity-intro h3{margin:32px 0 16px;padding:15px 19px;border-left:4px solid #fbb12f;background:#fff;color:#063232}.conventional-example-values{display:grid;grid-template-columns:repeat(2,minmax(0,300px));gap:18px;margin:35px 0}.conventional-example-values div{padding:22px;border-radius:15px;background:#063232;color:#fff}.conventional-example-values small,.conventional-example-values strong{display:block}.conventional-example-values small{color:#d8efb6}.conventional-example-values strong{margin-top:5px;color:#fbb12f;font-size:1.7rem}.conventional-process{counter-reset:process;display:grid;grid-template-columns:repeat(5,1fr);gap:15px;margin:55px 0 0;padding:0;list-style:none}.conventional-process li{counter-increment:process;min-height:155px;display:grid;position:relative;place-items:center;padding:27px 16px;border:1px solid #dceaea;border-radius:15px;background:#fff;color:#063232;text-align:center;box-shadow:0 10px 26px rgba(3,33,33,.06)}.conventional-process li:not(:last-child):after{position:absolute;right:-13px;z-index:2;color:#d98800;content:"\2192"}.conventional-process i{font-size:1.35rem}.conventional-process span{font-size:.82rem;font-weight:850}.conventional-guideline-grid{counter-reset:guide;display:grid;grid-template-columns:repeat(6,1fr);gap:22px;margin:0;padding:0;list-style:none}.conventional-guideline-grid li{counter-increment:guide;grid-column:span 2;min-height:220px;position:relative;padding:31px 28px;border:1px solid rgba(6,50,50,.09);border-top:4px solid #fbb12f;border-radius:17px;background:#fff;color:#456d70;box-shadow:0 12px 32px rgba(3,33,33,.07);transition:transform .3s ease,box-shadow .3s ease}.conventional-guideline-grid li:nth-child(4),.conventional-guideline-grid li:nth-child(5){grid-column:span 3}.conventional-guideline-grid li:hover{transform:translateY(-5px);box-shadow:0 19px 42px rgba(3,33,33,.12)}.conventional-guideline-grid li:before{position:absolute;top:24px;right:25px;color:#c7d6d3;font-size:.8rem;font-weight:900;content:"0" counter(guide)}.conventional-guideline-grid i{width:46px;height:46px;display:grid;place-items:center;margin-bottom:21px;border-radius:13px;background:#d8efb6;color:#063232}.conventional-guideline-grid span{display:block;color:#063232;font-weight:750;line-height:1.55}.conventional-servicing{background:#edf7f5!important}.conventional-servicing-panel{display:grid;grid-template-columns:.85fr 1.15fr;overflow:hidden;border-radius:22px;background:#fff;box-shadow:0 18px 48px rgba(3,33,33,.11)}.conventional-servicing-visual{padding:38px;background:#063232;color:#fff}.conventional-servicing-visual .section-kicker{color:#fbb12f}.conventional-servicing-visual>div{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:10px;margin-top:22px;padding:16px;border:1px solid rgba(255,255,255,.12);border-radius:12px}.conventional-servicing-visual span{font-size:.78rem;font-weight:750}.conventional-servicing-visual i{color:#fbb12f}.conventional-servicing-panel>.conventional-copy{padding:45px}.conventional-servicing-panel q{display:block;margin-top:13px;padding:15px 18px;border-left:4px solid #fbb12f;background:#edf7f5;color:#063232;font-size:1.12rem;font-weight:800}.conventional-cta{background:#fff}.conventional-cta .program-final-cta{background:linear-gradient(100deg,rgba(3,33,33,.98),rgba(6,50,50,.9)),url("https://dev.orbitwebx.com/wp-content/uploads/2026/04/Conventional-Home-Loan-Dallas-TX-with-Expert-Mortgage-Guidance.webp") center/cover}
@media(max-width:1050px){.conventional-intro-grid,.conventional-standards-grid,.conventional-servicing-panel{grid-template-columns:1fr}.conventional-comparison{max-width:700px}.conventional-gse-cards{grid-template-columns:1fr 55px 1fr}.conventional-process{grid-template-columns:repeat(3,1fr)}.conventional-process li:after{display:none}.conventional-guideline-grid li{grid-column:span 3}.conventional-guideline-grid li:nth-child(5){grid-column:2/span 4}}@media(max-width:767px){.conventional-section{padding:72px 0}.conventional-heading{margin-bottom:34px}.conventional-heading h2{font-size:2rem}.conventional-intro-grid{gap:38px}.conventional-intro-visual{padding:0 12px 24px 0}.conventional-terms{margin:-35px 12px 0;padding:19px}.conventional-comparison{overflow-x:auto}.conventional-comparison>div{min-width:560px}.conventional-criteria{grid-template-columns:1fr}.conventional-property-image{height:320px;border-radius:17px}.conventional-gse-cards{grid-template-columns:1fr;gap:18px}.conventional-gse-connection{transform:rotate(90deg)}.conventional-process{grid-template-columns:1fr}.conventional-process li{min-height:100px;grid-template-columns:50px 1fr;justify-items:start;text-align:left}.conventional-example-values{grid-template-columns:1fr}.conventional-guideline-grid{grid-template-columns:1fr}.conventional-guideline-grid li,.conventional-guideline-grid li:nth-child(4),.conventional-guideline-grid li:nth-child(5){grid-column:auto;min-height:auto}.conventional-servicing-panel>.conventional-copy,.conventional-servicing-visual{padding:28px 23px}.conventional-servicing-visual>div{grid-template-columns:1fr}.conventional-servicing-visual i{transform:rotate(90deg)}}

/* Clear white and soft-green section rhythm. */
.program-intro,
.program-benefits,
.program-scenario,
.program-directory {
	background: #fff;
}

.program-financing,
.program-overview,
.program-example {
	background: #edf7f5;
}

.program-financing-grid {
	display: grid;
	grid-template-columns: minmax(390px, .92fr) minmax(0, 1.08fr);
	align-items: center;
	gap: 76px;
}

.program-financing-visual {
	position: relative;
	padding: 0 0 30px 28px;
}

.program-financing-visual::before {
	position: absolute;
	inset: 28px 30px 0 0;
	border-radius: 24px;
	background: #d8efb6;
	content: "";
}

.program-financing-visual img {
	width: 100%;
	aspect-ratio: 5/4;
	display: block;
	position: relative;
	object-fit: cover;
	border-radius: 22px;
	box-shadow: 0 20px 48px rgba(3, 33, 33, .15);
}

.program-financing-badge {
	display: inline-flex;
	position: absolute;
	right: -14px;
	bottom: 0;
	align-items: center;
	gap: 10px;
	padding: 16px 19px;
	border-radius: 13px;
	background: #063232;
	color: #fff;
	font-size: .82rem;
	font-weight: 850;
	box-shadow: 0 14px 32px rgba(3, 33, 33, .18);
}

.program-financing-badge i {
	color: #fbb12f;
}

.program-financing-copy {
	max-width: 690px;
}

.program-financing-copy .program-section-heading {
	margin-bottom: 32px;
}

.program-financing-copy > p {
	margin: 0 0 21px;
}

.program-financing-copy a {
	color: #ad6800;
	font-weight: 700;
	text-decoration: underline;
	text-underline-offset: 3px;
}

.program-financing-emphasis {
	padding: 18px 21px;
	border-left: 5px solid #fbb12f;
	border-radius: 0 12px 12px 0;
	background: #fff;
	color: #063232;
	font-size: 1.08rem;
	font-weight: 800;
	box-shadow: 0 10px 26px rgba(3, 33, 33, .07);
}

/* Keep long-form copy comfortable and visually consistent. */
.program-intro-copy,
.program-financing-copy,
.program-long-copy {
	font-size: 1rem;
	line-height: 1.82;
}

.program-section-heading h2 {
	text-wrap: balance;
}

@media (max-width: 1050px) {
	.program-financing-grid {
		grid-template-columns: 1fr;
		gap: 48px;
	}

	.program-financing-visual {
		max-width: 720px;
	}
}

@media (max-width: 767px) {
	.program-financing-grid {
		gap: 38px;
	}

	.program-financing-visual {
		padding: 0 12px 22px 20px;
	}

	.program-financing-visual::before {
		inset: 18px 20px 0 0;
	}

	.program-financing-badge {
		right: 0;
		padding: 13px 15px;
	}
}

/* Stable final layout: content must never disappear while scrolling. */
.loan-program-single .fade-up,
.loan-program-single .fade-up.is-visible {
	opacity: 1;
	transform: none;
	transition: none;
}

.program-benefit-grid {
	grid-template-columns: repeat(6, minmax(0, 1fr));
	gap: 24px;
}

.program-benefit-card,
.program-benefit-card:first-child,
.program-benefit-card:nth-child(4),
.program-benefit-card:nth-child(5) {
	grid-column: span 2;
	grid-row: auto;
	display: block;
	padding: 31px 28px;
	border: 1px solid rgba(6, 50, 50, .09);
	border-radius: 18px;
	background: #fff;
	box-shadow: 0 12px 32px rgba(3, 33, 33, .07);
}

.program-benefit-card:nth-child(4),
.program-benefit-card:nth-child(5) {
	grid-column: span 3;
}

.program-benefit-card:hover,
.program-benefit-card:first-child:hover {
	transform: translateY(-5px);
	box-shadow: 0 19px 42px rgba(3, 33, 33, .12);
}

.program-benefit-card > i {
	display: grid;
	grid-row: auto;
	margin: 0 0 20px;
}

.program-benefit-card h3,
.program-benefit-card p {
	grid-column: auto;
}

.program-benefit-number {
	display: block;
}

@media (max-width: 950px) {
	.program-benefit-card,
	.program-benefit-card:first-child,
	.program-benefit-card:nth-child(4),
	.program-benefit-card:nth-child(5) {
		grid-column: span 3;
	}
}

@media (max-width: 767px) {
	.program-benefit-grid {
		grid-template-columns: 1fr;
	}

	.program-benefit-card,
	.program-benefit-card:first-child,
	.program-benefit-card:nth-child(4),
	.program-benefit-card:nth-child(5) {
		grid-column: auto;
		padding: 26px 23px;
		border: 1px solid rgba(6, 50, 50, .09);
		border-radius: 16px;
		background: #fff;
		box-shadow: 0 10px 26px rgba(3, 33, 33, .07);
	}
}

/* Conventional page targeted alignment refinements. */
@media (min-width: 1051px) {
	.loan-program-single .conventional-intro > .container {
		display: grid;
		grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
		grid-template-rows: auto 1fr;
		column-gap: clamp(48px, 5vw, 72px);
		align-items: start;
	}

	.loan-program-single .conventional-intro > .container > .conventional-heading {
		grid-column: 1;
		grid-row: 1;
		align-self: end;
		margin: 0 0 20px;
	}

	.loan-program-single .conventional-intro-grid {
		display: contents;
	}

	.loan-program-single .conventional-intro-grid > .conventional-copy {
		grid-column: 1;
		grid-row: 2;
		padding: 0;
	}

	.loan-program-single .conventional-intro-visual {
		grid-column: 2;
		grid-row: 1 / span 2;
		align-self: center;
		width: 100%;
		margin: 0;
	}
}

/* Jumbo Mortgage Financing. */
.jumbo-section{padding:clamp(72px,7vw,100px) 0}.jumbo-section:nth-of-type(even){background:#f1f8f6}.jumbo-section a{color:#9b5e00;font-weight:750;text-decoration:underline;text-underline-offset:3px}.jumbo-section .section-kicker{margin:0 0 10px;color:#a96500;font-size:.74rem;font-weight:900;letter-spacing:.13em;text-transform:uppercase}.jumbo-section h2{margin:0;color:#063232;font-size:clamp(2rem,3.6vw,2.85rem);line-height:1.16;letter-spacing:-.03em}.jumbo-section-heading{max-width:850px;margin-bottom:42px;padding-left:20px;position:relative}.jumbo-section-heading:before{width:5px;position:absolute;inset:3px auto 3px 0;border-radius:8px;background:#fbb12f;content:""}.jumbo-copy{color:#496f72;font-size:1rem;line-height:1.8}.jumbo-copy p{margin:0 0 21px}.jumbo-copy p:last-child{margin-bottom:0}.jumbo-intro-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:clamp(48px,6vw,78px)}.jumbo-intro-copy h2{margin-bottom:24px}.jumbo-lead{margin:0;color:#456d70;font-size:1.08rem;line-height:1.8}.jumbo-definition{display:flex;align-items:center;gap:16px;margin-top:30px;padding:20px;border:1px solid #dbe9e7;border-radius:16px;background:#f7faf9}.jumbo-definition i{width:48px;height:48px;display:grid;flex:0 0 48px;place-items:center;border-radius:14px;background:#d8efb6;color:#063232}.jumbo-definition strong,.jumbo-definition span{display:block}.jumbo-definition strong{color:#063232}.jumbo-definition span{margin-top:3px;color:#6d898b;font-size:.84rem}.jumbo-intro-visual{position:relative;margin:0;padding:0 20px 28px 0}.jumbo-intro-visual:before{position:absolute;inset:25px 0 0 35px;border-radius:25px;background:#d8efb6;content:""}.jumbo-intro-visual img{width:100%;min-height:460px;aspect-ratio:4/3;display:block;position:relative;object-fit:cover;border-radius:22px;box-shadow:0 20px 48px rgba(3,33,33,.15)}.jumbo-intro-visual figcaption{position:relative;max-width:310px;margin:-48px 0 0 -18px;padding:20px 23px;border-left:5px solid #fbb12f;border-radius:14px;background:#063232;color:#fff;box-shadow:0 16px 36px rgba(3,33,33,.2)}.jumbo-intro-visual figcaption span,.jumbo-intro-visual figcaption strong{display:block}.jumbo-intro-visual figcaption span{color:#d8efb6;font-size:.75rem;text-transform:uppercase}.jumbo-intro-visual figcaption strong{margin-top:4px;font-size:1.2rem}.jumbo-definition-grid{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(320px,.75fr);align-items:start;gap:60px}.jumbo-limit-card{position:sticky;top:110px;padding:34px;border-top:5px solid #fbb12f;border-radius:20px;background:#063232;color:#d8efb6;box-shadow:0 18px 44px rgba(3,33,33,.15)}.jumbo-limit-card i{width:52px;height:52px;display:grid;margin-bottom:28px;place-items:center;border-radius:15px;background:#d8efb6;color:#063232}.jumbo-limit-card p,.jumbo-limit-card strong,.jumbo-limit-card span{display:block}.jumbo-limit-card p{margin:0 0 8px;color:#fbb12f;font-weight:800}.jumbo-limit-card strong{color:#fff;font-size:1.55rem}.jumbo-limit-card span{margin-top:12px;line-height:1.6}.jumbo-risk{background:#fff!important}.jumbo-risk-grid{display:grid;grid-template-columns:minmax(370px,.9fr) minmax(0,1.1fr);align-items:center;gap:65px}.jumbo-risk-panel{padding:40px;border-radius:22px;background:#063232;color:#fff;box-shadow:0 18px 45px rgba(3,33,33,.15)}.jumbo-risk-panel .section-kicker{color:#fbb12f}.jumbo-risk-panel h2{color:#fff;font-size:clamp(1.9rem,3vw,2.5rem)}.jumbo-risk-comparison{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:12px;margin-top:30px}.jumbo-risk-comparison div{padding:18px 14px;border:1px solid rgba(255,255,255,.13);border-radius:13px;background:rgba(255,255,255,.06);text-align:center}.jumbo-risk-comparison small,.jumbo-risk-comparison strong{display:block}.jumbo-risk-comparison small{color:#bdd3cf}.jumbo-risk-comparison strong{margin-top:6px;color:#fbb12f;font-size:1.18rem}.jumbo-qualification-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.jumbo-qualification-card{position:relative;padding:32px;border:1px solid rgba(6,50,50,.09);border-radius:18px;background:#fff;box-shadow:0 12px 32px rgba(3,33,33,.07)}.jumbo-qualification-card>i{width:48px;height:48px;display:grid;position:absolute;top:29px;right:29px;place-items:center;border-radius:14px;background:#d8efb6;color:#063232}.jumbo-qualification-card>div{padding-right:65px}.jumbo-qualification-card span{color:#a96500;font-size:.72rem;font-weight:900}.jumbo-qualification-card h3{margin:5px 0 20px;color:#063232;font-size:1.35rem}.jumbo-qualification-card p{margin:0 0 17px;color:#547679;line-height:1.72}.jumbo-qualification-card p:last-child{margin:0}.jumbo-qualification-wide{grid-column:1/-1}.jumbo-preparation{background:#fff!important}.jumbo-preparation-grid{display:grid;grid-template-columns:190px minmax(0,1fr);align-items:center;gap:48px;max-width:1000px}.jumbo-preparation-mark{width:170px;height:170px;display:grid;place-items:center;border-radius:34px;background:#063232;color:#fbb12f;font-size:3.2rem;box-shadow:0 17px 40px rgba(3,33,33,.15)}.jumbo-preparation .jumbo-copy{padding:32px 35px;border-left:5px solid #fbb12f;border-radius:0 17px 17px 0;background:#f1f8f6}.jumbo-faq-list{max-width:920px;margin:auto}.jumbo-faq-list details{overflow:hidden;margin-bottom:13px;border:1px solid #d8e5e3;border-radius:14px;background:#fff}.jumbo-faq-list summary{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:22px 24px;color:#063232;font-weight:850;cursor:pointer;list-style:none}.jumbo-faq-list summary::-webkit-details-marker{display:none}.jumbo-faq-list summary:after{width:30px;height:30px;display:grid;flex:0 0 30px;place-items:center;border-radius:50%;background:#d8efb6;content:"+"}.jumbo-faq-list details[open] summary{background:#063232;color:#fff}.jumbo-faq-list details[open] summary:after{background:#fbb12f;color:#063232;content:"−"}.jumbo-faq-list details p{margin:0;padding:22px 24px;color:#527679;line-height:1.75}.jumbo-related{background:#fff!important}.jumbo-related-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.jumbo-related-grid a{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:86px;padding:20px 23px;border:1px solid #dceaea;border-radius:14px;background:#fff;color:#063232;text-decoration:none;box-shadow:0 8px 23px rgba(3,33,33,.05)}.jumbo-related-grid a:last-child{grid-column:1/-1}.jumbo-related-grid a:hover{border-color:#fbb12f;transform:translateY(-2px)}.jumbo-related-grid i{color:#b56c00}.jumbo-cta{padding-top:20px;background:#fff}
@media(max-width:1050px){.jumbo-intro-grid,.jumbo-definition-grid,.jumbo-risk-grid{grid-template-columns:1fr}.jumbo-intro-visual{max-width:760px}.jumbo-limit-card{position:static}.jumbo-risk-panel{max-width:760px}}@media(max-width:767px){.jumbo-section{padding:62px 0}.jumbo-section-heading{margin-bottom:32px}.jumbo-intro-grid{gap:38px}.jumbo-intro-visual img{min-height:290px}.jumbo-intro-visual figcaption{margin:-28px 10px 0}.jumbo-definition-grid,.jumbo-risk-grid{gap:32px}.jumbo-risk-panel{padding:28px 22px}.jumbo-risk-comparison{grid-template-columns:1fr}.jumbo-risk-comparison>i{transform:rotate(90deg)}.jumbo-qualification-grid,.jumbo-related-grid{grid-template-columns:1fr}.jumbo-qualification-card,.jumbo-qualification-wide,.jumbo-related-grid a:last-child{grid-column:auto}.jumbo-qualification-card{padding:27px 23px}.jumbo-qualification-card>i{top:24px;right:22px}.jumbo-preparation-grid{grid-template-columns:1fr;gap:22px}.jumbo-preparation-mark{width:100px;height:100px;border-radius:25px;font-size:2.3rem}.jumbo-preparation .jumbo-copy{padding:25px 23px}.jumbo-faq-list summary,.jumbo-faq-list details p{padding:19px 18px}.jumbo-related-grid a{min-height:76px}}

/* FHA Mortgage Loans. */
.fha-section{padding:clamp(72px,7vw,100px) 0}.fha-section:nth-of-type(even){background:#f1f8f6}.fha-section a{color:#9b5e00;font-weight:750;text-decoration:underline;text-underline-offset:3px}.fha-section .section-kicker{margin:0 0 10px;color:#a96500;font-size:.74rem;font-weight:900;letter-spacing:.13em;text-transform:uppercase}.fha-section h2{margin:0;color:#063232;font-size:clamp(2rem,3.6vw,2.85rem);line-height:1.16;letter-spacing:-.03em}.fha-section-heading{max-width:900px;margin-bottom:42px;padding-left:20px;position:relative}.fha-section-heading:before{width:5px;position:absolute;inset:3px auto 3px 0;border-radius:8px;background:#fbb12f;content:""}.fha-copy{color:#496f72;font-size:1rem;line-height:1.8}.fha-copy p{margin:0 0 21px}.fha-copy p:last-child{margin:0}.fha-intro-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:clamp(48px,6vw,78px)}.fha-intro-content h2{margin-bottom:24px}.fha-lead{margin:0;color:#456d70;font-size:1.08rem;line-height:1.8}.fha-intro-benefits{display:grid;gap:11px;margin-top:28px}.fha-intro-benefits span{display:flex;align-items:center;gap:12px;color:#063232;font-weight:800}.fha-intro-benefits i{width:34px;height:34px;display:grid;place-items:center;border-radius:10px;background:#d8efb6}.fha-intro-visual{position:relative;margin:0;padding:0 20px 28px 0}.fha-intro-visual:before{position:absolute;inset:25px 0 0 35px;border-radius:25px;background:linear-gradient(145deg,#d8efb6,#cce8df);content:""}.fha-intro-visual img{width:100%;min-height:450px;aspect-ratio:4/3;display:block;position:relative;object-fit:cover;border-radius:22px;box-shadow:0 20px 48px rgba(3,33,33,.15)}.fha-intro-visual figcaption{display:flex;align-items:center;gap:14px;position:relative;max-width:350px;margin:-48px 0 0 -18px;padding:20px 23px;border-left:5px solid #fbb12f;border-radius:14px;background:#063232;color:#fff;box-shadow:0 16px 36px rgba(3,33,33,.2)}.fha-intro-visual figcaption strong{color:#fbb12f;font-size:1.8rem}.fha-intro-visual figcaption span{font-size:.82rem;line-height:1.4}.fha-impact{background:#063232!important}.fha-impact-grid{display:grid;grid-template-columns:minmax(0,1fr) 1.25fr;align-items:center;gap:65px}.fha-impact-copy .section-kicker{color:#fbb12f}.fha-impact-copy h2{color:#fff}.fha-impact-copy p:last-child{margin:20px 0 0;color:#c9dcda;line-height:1.75}.fha-stat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.fha-stat-grid div{padding:27px 18px;border:1px solid rgba(255,255,255,.12);border-radius:15px;background:rgba(255,255,255,.06);text-align:center}.fha-stat-grid strong,.fha-stat-grid span{display:block}.fha-stat-grid strong{color:#fbb12f;font-size:2rem}.fha-stat-grid span{margin-top:5px;color:#fff;font-size:.78rem}.fha-history-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(330px,.8fr);align-items:start;gap:60px}.fha-insurance-card{position:sticky;top:110px;padding:35px;border-top:5px solid #fbb12f;border-radius:20px;background:#063232;color:#d8efb6;box-shadow:0 18px 44px rgba(3,33,33,.15)}.fha-insurance-card i{width:54px;height:54px;display:grid;margin-bottom:25px;place-items:center;border-radius:16px;background:#d8efb6;color:#063232}.fha-insurance-card p{margin:0 0 8px;color:#fbb12f;font-size:.75rem;font-weight:900;text-transform:uppercase}.fha-insurance-card h3{margin:0 0 14px;color:#fff;font-size:1.55rem}.fha-insurance-card span{line-height:1.7}.fha-program-intro{max-width:850px;margin:-18px 0 38px;color:#547679;font-size:1.04rem;line-height:1.75}.fha-program-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.fha-program-card{padding:31px;border:1px solid rgba(6,50,50,.09);border-radius:19px;background:#fff;box-shadow:0 12px 32px rgba(3,33,33,.07)}.fha-program-card-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:21px}.fha-program-card-head span{color:#b1c4c1;font-size:.75rem;font-weight:900}.fha-program-card-head i{width:48px;height:48px;display:grid;place-items:center;border-radius:14px;background:#d8efb6;color:#063232}.fha-program-card h3{margin:0 0 20px;color:#063232;font-size:1.4rem}.fha-program-card ul{display:grid;gap:12px;margin:0;padding:0;list-style:none}.fha-program-card li{position:relative;padding-left:24px;color:#55777a;line-height:1.6}.fha-program-card li:before{position:absolute;top:7px;left:0;color:#bd7300;font-family:"Font Awesome 6 Free";font-size:.75rem;font-weight:900;content:"\f00c"}.fha-more-options{background:#fff!important}.fha-more-grid{display:grid;grid-template-columns:190px minmax(0,1fr);align-items:center;gap:48px;max-width:1040px}.fha-more-icon{width:170px;height:170px;display:grid;place-items:center;border-radius:34px;background:#063232;color:#fbb12f;font-size:3.2rem;box-shadow:0 17px 40px rgba(3,33,33,.15)}.fha-more-grid .fha-copy{padding:35px 38px;border-left:5px solid #fbb12f;border-radius:0 18px 18px 0;background:#f1f8f6}.fha-faq-list{max-width:920px;margin:auto}.fha-faq-list details{overflow:hidden;margin-bottom:13px;border:1px solid #d8e5e3;border-radius:14px;background:#fff}.fha-faq-list summary{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:22px 24px;color:#063232;font-weight:850;cursor:pointer;list-style:none}.fha-faq-list summary::-webkit-details-marker{display:none}.fha-faq-list summary:after{width:30px;height:30px;display:grid;flex:0 0 30px;place-items:center;border-radius:50%;background:#d8efb6;content:"+"}.fha-faq-list details[open] summary{background:#063232;color:#fff}.fha-faq-list details[open] summary:after{background:#fbb12f;color:#063232;content:"−"}.fha-faq-list details p{margin:0;padding:22px 24px;color:#527679;line-height:1.75}.fha-disclosure{padding-top:45px!important;background:#fff!important}.fha-disclosure-box{display:flex;align-items:flex-start;gap:20px;padding:28px 30px;border:1px solid #d7e5e2;border-radius:17px;background:#f7faf9}.fha-disclosure-box>i{width:44px;height:44px;display:grid;flex:0 0 44px;place-items:center;border-radius:13px;background:#fbb12f;color:#063232}.fha-disclosure-box p{margin:0;color:#58777a;font-size:.88rem;line-height:1.72}.fha-cta{padding-top:20px;background:#fff}
@media(max-width:1050px){.fha-intro-grid,.fha-impact-grid,.fha-history-grid{grid-template-columns:1fr}.fha-intro-visual{max-width:760px}.fha-stat-grid{max-width:760px}.fha-insurance-card{position:static;max-width:760px}}@media(max-width:767px){.fha-section{padding:62px 0}.fha-section-heading{margin-bottom:32px}.fha-intro-grid{gap:38px}.fha-intro-visual img{min-height:290px}.fha-intro-visual figcaption{margin:-28px 10px 0}.fha-stat-grid{grid-template-columns:1fr}.fha-stat-grid div{padding:20px}.fha-history-grid{gap:32px}.fha-insurance-card{padding:28px 23px}.fha-program-grid{grid-template-columns:1fr}.fha-program-card{padding:27px 23px}.fha-more-grid{grid-template-columns:1fr;gap:22px}.fha-more-icon{width:100px;height:100px;border-radius:25px;font-size:2.3rem}.fha-more-grid .fha-copy{padding:25px 23px}.fha-faq-list summary,.fha-faq-list details p{padding:19px 18px}.fha-disclosure-box{flex-direction:column;padding:23px 21px}}

/* VA Mortgage Loans. */
.va-section{padding:clamp(72px,7vw,100px) 0}.va-section:nth-of-type(even){background:#f1f8f6}.va-section a{color:#965b00;font-weight:750;text-decoration:underline;text-underline-offset:3px}.va-section .section-kicker{margin:0 0 10px;color:#a96500;font-size:.74rem;font-weight:900;letter-spacing:.13em;text-transform:uppercase}.va-section h2{margin:0;color:#063232;font-size:clamp(2rem,3.6vw,2.85rem);line-height:1.16;letter-spacing:-.03em}.va-section-heading{max-width:900px;margin-bottom:42px;padding-left:20px;position:relative}.va-section-heading:before{width:5px;position:absolute;inset:3px auto 3px 0;border-radius:8px;background:#fbb12f;content:""}.va-copy{color:#496f72;font-size:1rem;line-height:1.8}.va-copy p{margin:0 0 21px}.va-copy p:last-child{margin:0}.va-intro-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:clamp(48px,6vw,78px)}.va-intro-content h2{margin-bottom:24px}.va-intro-content>p:not(.section-kicker){color:#4c7174;line-height:1.78}.va-lead{font-size:1.08rem}.va-intro-points{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:27px}.va-intro-points span{display:flex;align-items:center;gap:10px;color:#063232;font-size:.85rem;font-weight:800}.va-intro-points i{width:31px;height:31px;display:grid;flex:0 0 31px;place-items:center;border-radius:50%;background:#d8efb6;font-size:.7rem}.va-intro-visual{position:relative;margin:0;padding:0 20px 28px 0}.va-intro-visual:before{position:absolute;inset:25px 0 0 35px;border-radius:25px;background:linear-gradient(145deg,#d8efb6,#cce8df);content:""}.va-intro-visual img{width:100%;min-height:450px;aspect-ratio:4/3;display:block;position:relative;object-fit:cover;border-radius:22px;box-shadow:0 20px 48px rgba(3,33,33,.15)}.va-intro-visual figcaption{display:flex;align-items:center;gap:14px;position:relative;max-width:370px;margin:-48px 0 0 -18px;padding:20px 23px;border-left:5px solid #fbb12f;border-radius:14px;background:#063232;color:#fff;box-shadow:0 16px 36px rgba(3,33,33,.2)}.va-intro-visual figcaption strong{color:#fbb12f;font-size:1.8rem}.va-intro-visual figcaption span{font-size:.82rem;line-height:1.4}.va-opportunity{background:#063232!important}.va-opportunity-grid{display:grid;grid-template-columns:180px minmax(0,1fr);align-items:center;gap:48px;max-width:1050px}.va-opportunity-mark{width:160px;height:160px;display:grid;place-items:center;border:1px solid rgba(255,255,255,.15);border-radius:34px;background:rgba(255,255,255,.07);color:#fbb12f;font-size:3.2rem}.va-opportunity .va-copy{color:#d0dfdd}.va-guaranty{background:#fff!important}.va-guaranty-grid{display:grid;grid-template-columns:minmax(390px,.95fr) minmax(0,1.05fr);align-items:center;gap:65px}.va-guaranty-panel{padding:40px;border-radius:22px;background:#063232;color:#fff;box-shadow:0 18px 45px rgba(3,33,33,.15)}.va-guaranty-panel .section-kicker{color:#fbb12f}.va-guaranty-panel h2{color:#fff;font-size:clamp(1.8rem,3vw,2.4rem)}.va-guaranty-flow{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:12px;margin-top:28px}.va-guaranty-flow span{padding:15px;border:1px solid rgba(255,255,255,.13);border-radius:12px;background:rgba(255,255,255,.06);font-size:.8rem;font-weight:800;text-align:center}.va-guaranty-flow i{color:#fbb12f}.va-benefit-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.va-benefit-card{position:relative;padding:28px;border:1px solid rgba(6,50,50,.09);border-radius:18px;background:#fff;box-shadow:0 12px 32px rgba(3,33,33,.07)}.va-benefit-card i{width:46px;height:46px;display:grid;margin-bottom:20px;place-items:center;border-radius:13px;background:#d8efb6;color:#063232}.va-benefit-card h3{margin:0 0 11px;color:#063232;font-size:1.2rem}.va-benefit-card p{margin:0;color:#55777a;line-height:1.65}.va-benefit-wide{grid-column:span 2;padding-right:40px;background:linear-gradient(135deg,#fff,#eef8f5)}.va-eligibility{background:#fff!important}.va-eligibility-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(320px,.8fr);align-items:start;gap:60px}.va-service-summary{position:sticky;top:110px;overflow:hidden;border-radius:20px;background:#063232;box-shadow:0 18px 44px rgba(3,33,33,.15)}.va-service-summary div{padding:24px 28px;border-bottom:1px solid rgba(255,255,255,.12)}.va-service-summary div:last-child{border:0}.va-service-summary strong,.va-service-summary span{display:block}.va-service-summary strong{color:#fbb12f;font-size:1.45rem}.va-service-summary span{margin-top:5px;color:#d3e1df;font-size:.82rem;line-height:1.5}.va-document-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-bottom:40px}.va-document-grid article{position:relative;padding:29px;border:1px solid rgba(6,50,50,.09);border-radius:18px;background:#fff;box-shadow:0 12px 32px rgba(3,33,33,.07)}.va-document-grid article>span{position:absolute;top:22px;right:23px;color:#b5c7c4;font-size:.72rem;font-weight:900}.va-document-grid i{width:48px;height:48px;display:grid;margin-bottom:20px;place-items:center;border-radius:14px;background:#d8efb6;color:#063232}.va-document-grid h3{margin:0 0 9px;color:#063232}.va-document-grid p{margin:0;color:#607f81}.va-document-copy{max-width:940px;padding:32px 36px;border-left:5px solid #fbb12f;border-radius:0 17px 17px 0;background:#fff}.va-faq{background:#fff!important}.va-faq-list{max-width:920px;margin:auto}.va-faq-list details{overflow:hidden;margin-bottom:13px;border:1px solid #d8e5e3;border-radius:14px;background:#fff}.va-faq-list summary{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:22px 24px;color:#063232;font-weight:850;cursor:pointer;list-style:none}.va-faq-list summary::-webkit-details-marker{display:none}.va-faq-list summary:after{width:30px;height:30px;display:grid;flex:0 0 30px;place-items:center;border-radius:50%;background:#d8efb6;content:"+"}.va-faq-list details[open] summary{background:#063232;color:#fff}.va-faq-list details[open] summary:after{background:#fbb12f;color:#063232;content:"−"}.va-faq-list details p{margin:0;padding:20px 24px;color:#527679;line-height:1.75}.va-faq-list details p+p{padding-top:0}.va-cta{padding-top:20px;background:#fff}
@media(max-width:1050px){.va-intro-grid,.va-guaranty-grid,.va-eligibility-grid{grid-template-columns:1fr}.va-intro-visual{max-width:760px}.va-service-summary{position:static;max-width:760px}.va-benefit-grid{grid-template-columns:repeat(2,1fr)}.va-benefit-wide{grid-column:span 2}}@media(max-width:767px){.va-section{padding:62px 0}.va-section-heading{margin-bottom:32px}.va-intro-grid{gap:38px}.va-intro-points{grid-template-columns:1fr}.va-intro-visual img{min-height:290px}.va-intro-visual figcaption{margin:-28px 10px 0}.va-opportunity-grid{grid-template-columns:1fr;gap:22px}.va-opportunity-mark{width:100px;height:100px;border-radius:25px;font-size:2.3rem}.va-guaranty-grid{gap:32px}.va-guaranty-panel{padding:28px 22px}.va-guaranty-flow{grid-template-columns:1fr}.va-guaranty-flow i{transform:rotate(90deg)}.va-benefit-grid,.va-document-grid{grid-template-columns:1fr}.va-benefit-wide{grid-column:auto}.va-benefit-card,.va-document-grid article{padding:25px 22px}.va-document-copy{padding:25px 22px}.va-faq-list summary,.va-faq-list details p{padding:19px 18px}}

/* Reverse Mortgage Senior Loans. */
.reverse-section{padding:clamp(72px,7vw,100px) 0}.reverse-section:nth-of-type(even){background:#f1f8f6}.reverse-section a{color:#965b00;font-weight:750;text-decoration:underline;text-underline-offset:3px}.reverse-section .section-kicker{margin:0 0 10px;color:#a96500;font-size:.74rem;font-weight:900;letter-spacing:.13em;text-transform:uppercase}.reverse-section h2{margin:0;color:#063232;font-size:clamp(2rem,3.6vw,2.85rem);line-height:1.16;letter-spacing:-.03em}.reverse-section-heading{max-width:920px;margin-bottom:42px;padding-left:20px;position:relative}.reverse-section-heading:before{width:5px;position:absolute;inset:3px auto 3px 0;border-radius:8px;background:#fbb12f;content:""}.reverse-copy{color:#496f72;font-size:1rem;line-height:1.8}.reverse-copy p{margin:0 0 21px}.reverse-copy p:last-child{margin:0}.reverse-intro-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:clamp(48px,6vw,78px)}.reverse-intro-content h2{margin-bottom:24px}.reverse-lead{margin:0;color:#4c7174;font-size:1.08rem;line-height:1.8}.reverse-intro-note{display:flex;align-items:center;gap:14px;margin-top:28px;padding:19px;border:1px solid #dbe9e7;border-radius:15px;background:#f7faf9;color:#063232;font-weight:800;line-height:1.5}.reverse-intro-note i{width:44px;height:44px;display:grid;flex:0 0 44px;place-items:center;border-radius:13px;background:#d8efb6}.reverse-intro-visual{position:relative;margin:0;padding:0 20px 28px 0}.reverse-intro-visual:before{position:absolute;inset:25px 0 0 35px;border-radius:25px;background:linear-gradient(145deg,#d8efb6,#cce8df);content:""}.reverse-intro-visual img{width:100%;min-height:450px;aspect-ratio:4/3;display:block;position:relative;object-fit:cover;border-radius:22px;box-shadow:0 20px 48px rgba(3,33,33,.15)}.reverse-intro-visual figcaption{display:flex;align-items:center;gap:14px;position:relative;max-width:380px;margin:-48px 0 0 -18px;padding:20px 23px;border-left:5px solid #fbb12f;border-radius:14px;background:#063232;color:#fff;box-shadow:0 16px 36px rgba(3,33,33,.2)}.reverse-intro-visual figcaption strong{color:#fbb12f;font-size:1.8rem}.reverse-intro-visual figcaption span{font-size:.82rem;line-height:1.4}.reverse-definition-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(330px,.8fr);align-items:start;gap:60px}.reverse-repayment-card{position:sticky;top:110px;padding:35px;border-top:5px solid #fbb12f;border-radius:20px;background:#063232;color:#d8efb6;box-shadow:0 18px 44px rgba(3,33,33,.15)}.reverse-repayment-card>i{width:52px;height:52px;display:grid;margin-bottom:24px;place-items:center;border-radius:15px;background:#d8efb6;color:#063232}.reverse-repayment-card p{margin:0 0 18px;color:#fff;font-size:1.35rem;font-weight:850}.reverse-repayment-card ul{display:grid;gap:0;margin:0;padding:0;list-style:none}.reverse-repayment-card li{padding:12px 0;border-top:1px solid rgba(255,255,255,.12)}.reverse-comparison{background:#fff!important}.reverse-comparison-grid{display:grid;grid-template-columns:1fr 70px 1fr;align-items:stretch}.reverse-comparison-grid article{padding:36px;border:1px solid #dceaea;border-radius:20px;background:#fff;box-shadow:0 13px 35px rgba(3,33,33,.07)}.reverse-comparison-grid article:last-child{background:#063232;color:#d5e3e0}.reverse-comparison-grid article:last-child h3{color:#fff}.reverse-comparison-grid article:last-child a{color:#fbb12f}.reverse-comparison-icon{width:52px;height:52px;display:grid;margin-bottom:22px;place-items:center;border-radius:15px;background:#d8efb6;color:#063232}.reverse-comparison-grid h3{margin:0 0 14px;color:#063232;font-size:1.4rem}.reverse-comparison-grid p{margin:0 0 15px;line-height:1.72}.reverse-versus{width:56px;height:56px;display:grid;z-index:1;place-self:center;border:8px solid #fff;border-radius:50%;background:#fbb12f;color:#063232;font-size:.7rem;font-weight:900}.reverse-highlight-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.reverse-highlight-grid article{padding:28px;border:1px solid rgba(6,50,50,.09);border-radius:18px;background:#fff;box-shadow:0 12px 32px rgba(3,33,33,.07)}.reverse-highlight-grid i{width:46px;height:46px;display:grid;margin-bottom:20px;place-items:center;border-radius:13px;background:#d8efb6;color:#063232}.reverse-highlight-grid h3{margin:0 0 10px;color:#063232}.reverse-highlight-grid p{margin:0;color:#56777a;line-height:1.65}.reverse-highlight-wide{grid-column:span 2;background:linear-gradient(135deg,#fff,#eef8f5)!important}.reverse-highlight-summary{max-width:900px;margin:35px 0 0;padding:25px 28px;border-left:5px solid #fbb12f;border-radius:0 15px 15px 0;background:#063232;color:#fff;font-size:1.04rem;line-height:1.7}.reverse-faq{background:#fff!important}.reverse-faq-list{max-width:920px;margin:auto}.reverse-faq-list details{overflow:hidden;margin-bottom:13px;border:1px solid #d8e5e3;border-radius:14px;background:#fff}.reverse-faq-list summary{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:22px 24px;color:#063232;font-weight:850;cursor:pointer;list-style:none}.reverse-faq-list summary::-webkit-details-marker{display:none}.reverse-faq-list summary:after{width:30px;height:30px;display:grid;flex:0 0 30px;place-items:center;border-radius:50%;background:#d8efb6;content:"+"}.reverse-faq-list details[open] summary{background:#063232;color:#fff}.reverse-faq-list details[open] summary:after{background:#fbb12f;color:#063232;content:"−"}.reverse-faq-list details p{margin:0;padding:20px 24px;color:#527679;line-height:1.75}.reverse-faq-list details p+p{padding-top:0}.reverse-disclosure{padding-top:42px!important;background:#fff!important}.reverse-disclosure-box{display:flex;align-items:flex-start;gap:20px;padding:28px 30px;border:2px solid #fbb12f;border-radius:17px;background:#fffaf0}.reverse-disclosure-box>i{width:44px;height:44px;display:grid;flex:0 0 44px;place-items:center;border-radius:13px;background:#fbb12f;color:#063232}.reverse-disclosure-box p{margin:0;color:#4f6e71;line-height:1.7}.reverse-cta{padding-top:20px;background:#fff}
@media(max-width:1050px){.reverse-intro-grid,.reverse-definition-grid{grid-template-columns:1fr}.reverse-intro-visual{max-width:760px}.reverse-repayment-card{position:static;max-width:760px}.reverse-comparison-grid{grid-template-columns:1fr;gap:18px}.reverse-versus{margin:-8px auto;transform:rotate(90deg)}.reverse-highlight-grid{grid-template-columns:repeat(2,1fr)}.reverse-highlight-wide{grid-column:span 2}}@media(max-width:767px){.reverse-section{padding:62px 0}.reverse-section-heading{margin-bottom:32px}.reverse-intro-grid{gap:38px}.reverse-intro-visual img{min-height:290px}.reverse-intro-visual figcaption{margin:-28px 10px 0}.reverse-definition-grid{gap:32px}.reverse-repayment-card,.reverse-comparison-grid article{padding:27px 23px}.reverse-highlight-grid{grid-template-columns:1fr}.reverse-highlight-wide{grid-column:auto}.reverse-highlight-grid article{padding:25px 22px}.reverse-highlight-summary{padding:23px 21px}.reverse-faq-list summary,.reverse-faq-list details p{padding:19px 18px}.reverse-disclosure-box{flex-direction:column;padding:23px 21px}}

/* Streamlined 203K Loan. */
.stream-section{padding:clamp(72px,7vw,100px) 0}.stream-section:nth-of-type(even){background:#f1f8f6}.stream-section a{color:#965b00;font-weight:750;text-decoration:underline;text-underline-offset:3px}.stream-section .section-kicker{margin:0 0 10px;color:#a96500;font-size:.74rem;font-weight:900;letter-spacing:.13em;text-transform:uppercase}.stream-section h2{margin:0;color:#063232;font-size:clamp(2rem,3.5vw,2.8rem);line-height:1.16;letter-spacing:-.03em}.stream-section-heading{max-width:920px;margin-bottom:42px;padding-left:20px;position:relative}.stream-section-heading:before{width:5px;position:absolute;inset:3px auto 3px 0;border-radius:8px;background:#fbb12f;content:""}.stream-copy{color:#496f72;font-size:1rem;line-height:1.8}.stream-copy p{margin:0 0 21px}.stream-copy p:last-child{margin:0}.stream-intro-grid{display:grid;grid-template-columns:1.08fr .92fr;align-items:center;gap:clamp(48px,6vw,78px)}.stream-intro-content h2{margin-bottom:24px}.stream-intro-content>p{color:#4c7174;line-height:1.78}.stream-lead{font-size:1.08rem}.stream-intro-facts{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:28px}.stream-intro-facts span{padding:18px;border:1px solid #dce9e7;border-radius:14px;background:#f7faf9;color:#607d80;font-size:.78rem}.stream-intro-facts strong{display:block;margin-bottom:4px;color:#063232;font-size:1.2rem}.stream-intro-visual{position:relative;margin:0;padding:0 20px 28px 0}.stream-intro-visual:before{position:absolute;inset:25px 0 0 35px;border-radius:25px;background:linear-gradient(145deg,#d8efb6,#cce8df);content:""}.stream-intro-visual img{width:100%;min-height:460px;aspect-ratio:4/3;display:block;position:relative;object-fit:cover;border-radius:22px;box-shadow:0 20px 48px rgba(3,33,33,.15)}.stream-intro-visual figcaption{display:flex;align-items:center;gap:13px;position:relative;max-width:350px;margin:-45px 0 0 -18px;padding:20px 22px;border-left:5px solid #fbb12f;border-radius:14px;background:#063232;color:#fff;box-shadow:0 16px 36px rgba(3,33,33,.2)}.stream-intro-visual figcaption i{color:#fbb12f;font-size:1.35rem}.stream-how{background:#f1f8f6!important}.stream-how-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(330px,.8fr);align-items:start;gap:60px}.stream-one-loan{position:sticky;top:110px;padding:35px;border-top:5px solid #fbb12f;border-radius:20px;background:#063232;color:#d8efb6;box-shadow:0 18px 44px rgba(3,33,33,.15)}.stream-one-loan>i{width:52px;height:52px;display:grid;margin-bottom:24px;place-items:center;border-radius:15px;background:#d8efb6;color:#063232}.stream-one-loan h3{margin:0 0 20px;color:#fff;font-size:1.45rem}.stream-one-loan>div{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:9px}.stream-one-loan>div span{padding:12px;border:1px solid rgba(255,255,255,.12);border-radius:10px;text-align:center;font-size:.75rem}.stream-one-loan>div i{color:#fbb12f}.stream-one-loan p{margin:17px 0 0;font-size:.82rem}.stream-rules{background:#fff!important}.stream-rule-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.stream-rule-grid article{padding:31px;border:1px solid rgba(6,50,50,.09);border-radius:18px;background:#fff;box-shadow:0 12px 32px rgba(3,33,33,.07)}.stream-rule-grid i{width:48px;height:48px;display:grid;margin-bottom:20px;place-items:center;border-radius:14px;background:#d8efb6;color:#063232}.stream-rule-grid h3{margin:0 0 12px;color:#063232}.stream-rule-grid p{margin:0;color:#55777a;line-height:1.72}.stream-process-list{counter-reset:stream;display:grid;grid-template-columns:repeat(2,1fr);gap:17px;margin:0;padding:0;list-style:none}.stream-process-list li{counter-increment:stream;min-height:145px;position:relative;padding:27px 27px 25px 82px;border:1px solid #dceaea;border-radius:17px;background:#fff}.stream-process-list li:before{width:42px;height:42px;display:grid;position:absolute;top:27px;left:24px;place-items:center;border-radius:13px;background:#fbb12f;color:#063232;font-weight:900;content:"0" counter(stream)}.stream-process-list strong,.stream-process-list span{display:block}.stream-process-list strong{margin-bottom:8px;color:#063232}.stream-process-list span{color:#58787b;font-size:.9rem;line-height:1.65}.stream-work{background:#fff!important}.stream-work-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.stream-work-card{padding:34px;border-radius:20px;box-shadow:0 14px 38px rgba(3,33,33,.09)}.stream-eligible{border:1px solid #cfe2da;background:#f3faf7}.stream-ineligible{border:1px solid #eadbd4;background:#fff8f5}.stream-work-card h3{display:flex;align-items:center;gap:12px;margin:0 0 24px;color:#063232;font-size:1.35rem}.stream-eligible h3 i{color:#368568}.stream-ineligible h3 i{color:#b65c43}.stream-work-card ul{display:grid;gap:11px;margin:0;padding:0;list-style:none}.stream-work-card li{position:relative;padding-left:23px;color:#55777a;line-height:1.55}.stream-work-card li:before{position:absolute;top:0;left:0;color:#b66c00;content:"•"}.stream-requirement-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.stream-requirement-grid div{padding:27px 23px;border:1px solid rgba(6,50,50,.09);border-radius:17px;background:#fff;box-shadow:0 10px 28px rgba(3,33,33,.06)}.stream-requirement-grid span{display:block;margin-bottom:17px;color:#b66c00;font-size:.75rem;font-weight:900}.stream-requirement-grid p{margin:0;color:#4f7476;line-height:1.65}.stream-hud{background:#fff!important}.stream-hud-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(300px,.8fr);align-items:start;gap:60px}.stream-copy h3{margin:28px 0 10px;color:#063232}.stream-hud-note{position:sticky;top:110px;padding:35px;border-top:5px solid #fbb12f;border-radius:20px;background:#063232;color:#d8efb6;box-shadow:0 18px 44px rgba(3,33,33,.15)}.stream-hud-note i{width:52px;height:52px;display:grid;margin-bottom:24px;place-items:center;border-radius:15px;background:#d8efb6;color:#063232}.stream-hud-note strong,.stream-hud-note span{display:block}.stream-hud-note strong{color:#fff;font-size:1.45rem}.stream-hud-note span{margin-top:10px;line-height:1.6}.stream-guidance{padding-top:42px!important}.stream-guidance-box{display:flex;align-items:flex-start;gap:22px;padding:30px;border:2px solid #fbb12f;border-radius:18px;background:#fffaf0}.stream-guidance-box>i{width:46px;height:46px;display:grid;flex:0 0 46px;place-items:center;border-radius:13px;background:#fbb12f;color:#063232}.stream-guidance-box p{margin:0 0 16px;color:#527477;line-height:1.7}.stream-local-links{display:flex;flex-wrap:wrap;gap:18px}.stream-guidance-box small{color:#789092}.stream-cta{padding-top:20px;background:#fff}
@media(max-width:1050px){.stream-intro-grid,.stream-how-grid,.stream-hud-grid{grid-template-columns:1fr}.stream-intro-visual{max-width:760px}.stream-one-loan,.stream-hud-note{position:static;max-width:760px}.stream-requirement-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:767px){.stream-section{padding:62px 0}.stream-section-heading{margin-bottom:32px}.stream-intro-grid{gap:38px}.stream-intro-facts{grid-template-columns:1fr}.stream-intro-visual img{min-height:290px}.stream-intro-visual figcaption{margin:-28px 10px 0}.stream-how-grid,.stream-hud-grid{gap:32px}.stream-one-loan,.stream-hud-note{padding:27px 23px}.stream-rule-grid,.stream-process-list,.stream-work-grid,.stream-requirement-grid{grid-template-columns:1fr}.stream-rule-grid article,.stream-work-card{padding:26px 22px}.stream-process-list li{min-height:auto;padding:75px 22px 23px}.stream-process-list li:before{top:20px;left:21px}.stream-guidance-box{flex-direction:column;padding:23px 21px}}

/* Full FHA 203K Structural Repairs. */
.fullk-section{padding:clamp(72px,7vw,100px) 0}.fullk-section:nth-of-type(even){background:#f1f8f6}.fullk-section a{color:#965b00;font-weight:750;text-decoration:underline;text-underline-offset:3px}.fullk-section .section-kicker{margin:0 0 10px;color:#a96500;font-size:.74rem;font-weight:900;letter-spacing:.13em;text-transform:uppercase}.fullk-section h2{margin:0;color:#063232;font-size:clamp(2rem,3.5vw,2.8rem);line-height:1.16;letter-spacing:-.03em}.fullk-section-heading{max-width:930px;margin-bottom:42px;padding-left:20px;position:relative}.fullk-section-heading:before{width:5px;position:absolute;inset:3px auto 3px 0;border-radius:8px;background:#fbb12f;content:""}.fullk-copy{color:#496f72;font-size:1rem;line-height:1.8}.fullk-copy p{margin:0 0 21px}.fullk-copy p:last-child{margin:0}.fullk-intro-grid{display:grid;grid-template-columns:1.08fr .92fr;align-items:center;gap:clamp(48px,6vw,78px)}.fullk-intro-content h2{margin-bottom:24px}.fullk-intro-content>p{color:#4c7174;line-height:1.78}.fullk-lead{font-size:1.08rem}.fullk-intro-visual{position:relative;margin:0;padding:0 20px 28px 0}.fullk-intro-visual:before{position:absolute;inset:25px 0 0 35px;border-radius:25px;background:linear-gradient(145deg,#d8efb6,#cce8df);content:""}.fullk-intro-visual img{width:100%;min-height:470px;aspect-ratio:4/3;display:block;position:relative;object-fit:cover;border-radius:22px;box-shadow:0 20px 48px rgba(3,33,33,.15)}.fullk-intro-visual figcaption{display:flex;align-items:center;gap:13px;position:relative;max-width:380px;margin:-45px 0 0 -18px;padding:20px 22px;border-left:5px solid #fbb12f;border-radius:14px;background:#063232;color:#fff;box-shadow:0 16px 36px rgba(3,33,33,.2)}.fullk-intro-visual figcaption i{color:#fbb12f;font-size:1.4rem}.fullk-detail-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.fullk-detail-grid article{padding:28px;border:1px solid rgba(6,50,50,.09);border-radius:18px;background:#fff;box-shadow:0 12px 32px rgba(3,33,33,.07)}.fullk-detail-grid i{width:46px;height:46px;display:grid;margin-bottom:20px;place-items:center;border-radius:13px;background:#d8efb6;color:#063232}.fullk-detail-grid h3{margin:0 0 10px;color:#063232}.fullk-detail-grid p{margin:0;color:#56777a;line-height:1.65}.fullk-detail-wide{grid-column:span 3;background:linear-gradient(135deg,#fff,#eef8f5)!important}.fullk-supervision{display:grid;grid-template-columns:70px 1fr;align-items:center;gap:20px;max-width:940px;margin-top:35px;padding:25px 28px;border-left:5px solid #fbb12f;border-radius:0 16px 16px 0;background:#063232;color:#fff}.fullk-supervision>div{width:58px;height:58px;display:grid;place-items:center;border-radius:16px;background:#d8efb6;color:#063232}.fullk-supervision p{margin:0;line-height:1.7}.fullk-supervision a{color:#fbb12f}.fullk-standard{background:#fff!important}.fullk-standard-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(330px,.8fr);align-items:start;gap:60px}.fullk-project-card{position:sticky;top:110px;padding:35px;border-top:5px solid #fbb12f;border-radius:20px;background:#063232;color:#d8efb6;box-shadow:0 18px 44px rgba(3,33,33,.15)}.fullk-project-card>i{width:52px;height:52px;display:grid;margin-bottom:23px;place-items:center;border-radius:15px;background:#d8efb6;color:#063232}.fullk-project-card h3{margin:0 0 19px;color:#fff}.fullk-project-card div{padding:13px 0;border-top:1px solid rgba(255,255,255,.12)}.fullk-project-card strong,.fullk-project-card span{display:block}.fullk-project-card strong{color:#fbb12f}.fullk-project-card span{margin-top:4px;font-size:.8rem}.fullk-work-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.fullk-work-grid ul{display:grid;gap:11px;margin:0;padding:31px;list-style:none;border:1px solid #dceaea;border-radius:19px;background:#fff;box-shadow:0 12px 32px rgba(3,33,33,.07)}.fullk-work-grid li{position:relative;padding-left:24px;color:#527679;line-height:1.55}.fullk-work-grid li:before{position:absolute;top:3px;left:0;color:#b66c00;font-family:"Font Awesome 6 Free";font-size:.75rem;font-weight:900;content:"\f00c"}.fullk-luxury-note{margin:25px 0 0;color:#657f81;font-size:.88rem}.fullk-consultant{background:#fff!important}.fullk-consultant-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:17px}.fullk-consultant-grid>div{display:grid;grid-template-columns:48px 1fr;align-items:center;gap:17px;min-height:100px;padding:20px 24px;border:1px solid #dceaea;border-radius:16px;background:#fff}.fullk-consultant-grid>div:last-child{grid-column:1/-1}.fullk-consultant-grid span{width:42px;height:42px;display:grid;place-items:center;border-radius:12px;background:#fbb12f;color:#063232;font-size:.75rem;font-weight:900}.fullk-consultant-grid p{margin:0;color:#527679;line-height:1.55}.fullk-contingency{background:#063232!important}.fullk-contingency-grid{display:grid;grid-template-columns:330px minmax(0,1fr);align-items:center;gap:60px}.fullk-contingency-value{padding:42px;border:1px solid rgba(255,255,255,.13);border-radius:22px;background:rgba(255,255,255,.06);text-align:center}.fullk-contingency-value strong,.fullk-contingency-value span{display:block}.fullk-contingency-value strong{color:#fbb12f;font-size:2.7rem}.fullk-contingency-value span{margin-top:8px;color:#fff}.fullk-contingency .fullk-copy{color:#d2e1df}.fullk-contingency .fullk-copy h2{margin-bottom:18px;color:#fff}.fullk-draw-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(300px,.8fr);align-items:start;gap:60px}.fullk-draw-flow{counter-reset:draw;position:sticky;top:110px;margin:0;padding:25px;border-radius:20px;background:#063232;list-style:none}.fullk-draw-flow li{counter-increment:draw;position:relative;padding:16px 12px 16px 54px;border-bottom:1px solid rgba(255,255,255,.12);color:#fff;font-weight:750}.fullk-draw-flow li:last-child{border:0}.fullk-draw-flow li:before{width:32px;height:32px;display:grid;position:absolute;top:11px;left:8px;place-items:center;border-radius:10px;background:#fbb12f;color:#063232;font-size:.72rem;content:counter(draw)}.fullk-guidance{padding-top:42px!important;background:#fff!important}.fullk-guidance-box{display:flex;align-items:flex-start;gap:22px;padding:30px;border:2px solid #fbb12f;border-radius:18px;background:#fffaf0}.fullk-guidance-box>i{width:46px;height:46px;display:grid;flex:0 0 46px;place-items:center;border-radius:13px;background:#fbb12f;color:#063232}.fullk-guidance-box p{margin:0 0 15px;color:#527477;line-height:1.7}.fullk-resource-links{display:flex;flex-wrap:wrap;gap:18px}.fullk-guidance-box small{color:#789092}.fullk-cta{padding-top:20px;background:#fff}
@media(max-width:1050px){.fullk-intro-grid,.fullk-standard-grid,.fullk-contingency-grid,.fullk-draw-grid{grid-template-columns:1fr}.fullk-intro-visual{max-width:760px}.fullk-project-card,.fullk-draw-flow{position:static;max-width:760px}.fullk-detail-grid{grid-template-columns:repeat(2,1fr)}.fullk-detail-wide{grid-column:span 2}}@media(max-width:767px){.fullk-section{padding:62px 0}.fullk-section-heading{margin-bottom:32px}.fullk-intro-grid{gap:38px}.fullk-intro-visual img{min-height:290px}.fullk-intro-visual figcaption{margin:-28px 10px 0}.fullk-detail-grid,.fullk-work-grid,.fullk-consultant-grid{grid-template-columns:1fr}.fullk-detail-wide,.fullk-consultant-grid>div:last-child{grid-column:auto}.fullk-detail-grid article{padding:25px 22px}.fullk-supervision{grid-template-columns:1fr;padding:24px 22px}.fullk-standard-grid,.fullk-draw-grid{gap:32px}.fullk-project-card{padding:27px 23px}.fullk-work-grid ul{padding:25px 22px}.fullk-contingency-grid{gap:28px}.fullk-contingency-value{padding:32px 23px}.fullk-guidance-box{flex-direction:column;padding:23px 21px}}

/* Fannie Mae HomeStyle Renovation Mortgage. */
.hs-section{padding:clamp(72px,7vw,100px) 0}.hs-section:nth-of-type(even){background:#f1f8f6}.hs-section a{color:#965b00;font-weight:750;text-decoration:underline;text-underline-offset:3px}.hs-section .section-kicker{margin:0 0 10px;color:#a96500;font-size:.74rem;font-weight:900;letter-spacing:.13em;text-transform:uppercase}.hs-section h2{margin:0;color:#063232;font-size:clamp(2rem,3.5vw,2.8rem);line-height:1.16;letter-spacing:-.03em}.hs-section-heading{max-width:930px;margin-bottom:42px;padding-left:20px;position:relative}.hs-section-heading:before{width:5px;position:absolute;inset:3px auto 3px 0;border-radius:8px;background:#fbb12f;content:""}.hs-copy{color:#496f72;font-size:1rem;line-height:1.8}.hs-copy p{margin:0 0 21px}.hs-copy p:last-child{margin:0}.hs-intro-grid{display:grid;grid-template-columns:1.08fr .92fr;align-items:center;gap:clamp(48px,6vw,78px)}.hs-intro-content h2{margin-bottom:24px}.hs-intro-content>p{color:#4c7174;line-height:1.78}.hs-lead{font-size:1.08rem}.hs-intro-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:11px;margin-top:27px}.hs-intro-facts span{padding:17px 14px;border:1px solid #dce9e7;border-radius:13px;background:#f7faf9;color:#647f81;font-size:.72rem}.hs-intro-facts strong{display:block;margin-bottom:4px;color:#063232;font-size:1.08rem}.hs-intro-visual{position:relative;margin:0;padding:0 20px 28px 0}.hs-intro-visual:before{position:absolute;inset:25px 0 0 35px;border-radius:25px;background:linear-gradient(145deg,#d8efb6,#cce8df);content:""}.hs-intro-visual img{width:100%;min-height:470px;aspect-ratio:4/3;display:block;position:relative;object-fit:cover;border-radius:22px;box-shadow:0 20px 48px rgba(3,33,33,.15)}.hs-intro-visual figcaption{display:flex;align-items:center;gap:13px;position:relative;max-width:390px;margin:-45px 0 0 -18px;padding:20px 22px;border-left:5px solid #fbb12f;border-radius:14px;background:#063232;color:#fff;box-shadow:0 16px 36px rgba(3,33,33,.2)}.hs-intro-visual figcaption i{color:#fbb12f;font-size:1.4rem}.hs-financing-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(330px,.8fr);align-items:start;gap:60px}.hs-number-card{position:sticky;top:110px;padding:35px;border-top:5px solid #fbb12f;border-radius:20px;background:#063232;color:#d8efb6;box-shadow:0 18px 44px rgba(3,33,33,.15)}.hs-number-card>i{width:52px;height:52px;display:grid;margin-bottom:23px;place-items:center;border-radius:15px;background:#d8efb6;color:#063232}.hs-number-card div{padding:14px 0;border-top:1px solid rgba(255,255,255,.12)}.hs-number-card small,.hs-number-card strong{display:block}.hs-number-card strong{margin-top:4px;color:#fbb12f;font-size:1.55rem}.hs-number-card p{margin:15px 0 0;font-size:.75rem}.hs-project{background:#fff!important}.hs-project-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.hs-project-grid article{position:relative;padding:30px;border:1px solid rgba(6,50,50,.09);border-radius:18px;background:#fff;box-shadow:0 12px 32px rgba(3,33,33,.07)}.hs-project-grid article>span{position:absolute;top:24px;right:25px;color:#b5c7c4;font-size:.72rem;font-weight:900}.hs-project-grid i{width:48px;height:48px;display:grid;margin-bottom:20px;place-items:center;border-radius:14px;background:#d8efb6;color:#063232}.hs-project-grid h3{margin:0 0 11px;color:#063232}.hs-project-grid p{margin:0;color:#55777a;line-height:1.7}.hs-homeowners{background:#063232!important}.hs-homeowners-grid{display:grid;grid-template-columns:minmax(340px,.85fr) minmax(0,1.15fr);align-items:center;gap:60px}.hs-homeowners-panel{padding:38px;border:1px solid rgba(255,255,255,.13);border-radius:21px;background:rgba(255,255,255,.06)}.hs-homeowners-panel i{width:54px;height:54px;display:grid;margin-bottom:23px;place-items:center;border-radius:15px;background:#d8efb6;color:#063232}.hs-homeowners-panel h2{color:#fff}.hs-homeowners .hs-copy{color:#d1e0de}.hs-homeowners .hs-copy a{color:#fbb12f}.hs-work{background:#fff!important}.hs-work-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.hs-work-grid ul{display:grid;gap:11px;margin:0;padding:31px;list-style:none;border:1px solid #dceaea;border-radius:19px;background:#fff;box-shadow:0 12px 32px rgba(3,33,33,.07)}.hs-work-grid li{position:relative;padding-left:24px;color:#527679;line-height:1.55}.hs-work-grid li:before{position:absolute;top:3px;left:0;color:#b66c00;font-family:"Font Awesome 6 Free";font-size:.75rem;font-weight:900;content:"\f00c"}.hs-fannie-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(300px,.8fr);align-items:start;gap:60px}.hs-value-card{position:sticky;top:110px;padding:35px;border-top:5px solid #fbb12f;border-radius:20px;background:#063232;color:#d8efb6;box-shadow:0 18px 44px rgba(3,33,33,.15)}.hs-value-card i{width:52px;height:52px;display:grid;margin-bottom:23px;place-items:center;border-radius:15px;background:#d8efb6;color:#063232}.hs-value-card small,.hs-value-card strong,.hs-value-card span{display:block}.hs-value-card strong{margin:6px 0;color:#fbb12f;font-size:2.1rem}.hs-program-table{overflow:hidden;margin-top:45px;border:1px solid #d7e5e2;border-radius:18px;background:#fff;box-shadow:0 12px 32px rgba(3,33,33,.06)}.hs-program-table>div{display:grid;grid-template-columns:250px 1fr;border-top:1px solid #dceaea}.hs-program-table>div:first-child{border:0;background:#063232;color:#fff}.hs-program-table strong,.hs-program-table span,.hs-program-table p{margin:0;padding:19px 22px}.hs-program-table span{color:#063232;font-weight:850}.hs-program-table p{border-left:1px solid #dceaea;color:#58787a;line-height:1.65}.hs-contractor-list{display:grid;gap:15px}.hs-contractor-list>div{display:grid;grid-template-columns:50px 1fr;align-items:start;gap:18px;padding:23px 26px;border:1px solid #dceaea;border-radius:16px;background:#fff}.hs-contractor-list span{width:43px;height:43px;display:grid;place-items:center;border-radius:12px;background:#fbb12f;color:#063232;font-size:.75rem;font-weight:900}.hs-contractor-list p{margin:0;color:#527679;line-height:1.65}.hs-diy{background:#fff!important}.hs-diy-grid{display:grid;grid-template-columns:minmax(320px,.8fr) minmax(0,1.2fr);align-items:stretch;gap:24px}.hs-diy-panel{padding:38px;border-radius:21px;background:#063232;color:#d8efb6}.hs-diy-panel i{width:54px;height:54px;display:grid;margin-bottom:23px;place-items:center;border-radius:15px;background:#d8efb6;color:#063232}.hs-diy-panel h2{margin-bottom:15px;color:#fff}.hs-diy-panel p{margin:0;line-height:1.65}.hs-diy-grid>ul{display:grid;align-content:center;gap:15px;margin:0;padding:32px;list-style:none;border:1px solid #dceaea;border-radius:21px;background:#f7faf9}.hs-diy-grid li{position:relative;padding-left:27px;color:#527679;line-height:1.65}.hs-diy-grid li:before{position:absolute;left:0;color:#b66c00;font-family:"Font Awesome 6 Free";font-weight:900;content:"\f00c"}.hs-guidance{padding-top:42px!important}.hs-guidance-box{display:flex;align-items:flex-start;gap:22px;padding:30px;border:2px solid #fbb12f;border-radius:18px;background:#fffaf0}.hs-guidance-box>i{width:46px;height:46px;display:grid;flex:0 0 46px;place-items:center;border-radius:13px;background:#fbb12f;color:#063232}.hs-guidance-box p{margin:0 0 15px;color:#527477;line-height:1.7}.hs-guidance-box small{color:#789092}.hs-cta{padding-top:20px;background:#fff}
@media(max-width:1050px){.hs-intro-grid,.hs-financing-grid,.hs-homeowners-grid,.hs-fannie-grid{grid-template-columns:1fr}.hs-intro-visual{max-width:760px}.hs-number-card,.hs-value-card{position:static;max-width:760px}.hs-intro-facts{max-width:700px}}@media(max-width:767px){.hs-section{padding:62px 0}.hs-section-heading{margin-bottom:32px}.hs-intro-grid{gap:38px}.hs-intro-facts{grid-template-columns:1fr}.hs-intro-visual img{min-height:290px}.hs-intro-visual figcaption{margin:-28px 10px 0}.hs-financing-grid,.hs-fannie-grid{gap:32px}.hs-number-card,.hs-value-card{padding:27px 23px}.hs-project-grid,.hs-work-grid,.hs-diy-grid{grid-template-columns:1fr}.hs-project-grid article{padding:26px 22px}.hs-homeowners-grid{gap:28px}.hs-homeowners-panel{padding:29px 23px}.hs-work-grid ul{padding:25px 22px}.hs-program-table{overflow-x:auto}.hs-program-table>div{min-width:680px}.hs-contractor-list>div{grid-template-columns:1fr;padding:22px}.hs-diy-panel,.hs-diy-grid>ul{padding:27px 23px}.hs-guidance-box{flex-direction:column;padding:23px 21px}}

/* VA Renovation Mortgage Loan. */
.varen-section{padding:clamp(72px,7vw,100px) 0}.varen-section:nth-of-type(even){background:#f1f8f6}.varen-section a{color:#965b00;font-weight:750;text-decoration:underline;text-underline-offset:3px}.varen-section .section-kicker{margin:0 0 10px;color:#a96500;font-size:.74rem;font-weight:900;letter-spacing:.13em;text-transform:uppercase}.varen-section h2{margin:0;color:#063232;font-size:clamp(2rem,3.5vw,2.8rem);line-height:1.16;letter-spacing:-.03em}.varen-section-heading{max-width:900px;margin-bottom:42px;padding-left:20px;position:relative}.varen-section-heading:before{width:5px;position:absolute;inset:3px auto 3px 0;border-radius:8px;background:#fbb12f;content:""}.varen-copy{color:#496f72;font-size:1rem;line-height:1.8}.varen-copy p{margin:0 0 21px}.varen-copy p:last-child{margin:0}.varen-alert-section{padding:42px 0;background:#fff8e8!important}.varen-alert{display:flex;align-items:flex-start;gap:19px;padding:25px 28px;border:1px solid #efcc7e;border-left:5px solid #e09a15;border-radius:0 16px 16px 0;background:#fff;color:#5c4a28}.varen-alert>i{width:44px;height:44px;display:grid;flex:0 0 44px;place-items:center;border-radius:13px;background:#fbb12f;color:#063232}.varen-alert strong{display:block;margin-bottom:7px;color:#674200;font-size:1.08rem}.varen-alert p{margin:0;line-height:1.68}.varen-intro-grid{display:grid;grid-template-columns:1.08fr .92fr;align-items:center;gap:clamp(48px,6vw,78px)}.varen-intro-content h2{margin-bottom:20px}.varen-intro-content h3{margin:0 0 18px;color:#b06a00;font-size:1.25rem}.varen-intro-content>p{color:#4c7174;line-height:1.78}.varen-intro-facts{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:28px}.varen-intro-facts span{padding:18px;border:1px solid #dce9e7;border-radius:14px;background:#f7faf9;color:#607d80;font-size:.78rem}.varen-intro-facts strong{display:block;margin-bottom:4px;color:#063232;font-size:1.2rem}.varen-intro-visual{position:relative;margin:0;padding:0 20px 28px 0}.varen-intro-visual:before{position:absolute;inset:25px 0 0 35px;border-radius:25px;background:linear-gradient(145deg,#d8efb6,#cce8df);content:""}.varen-intro-visual img{width:100%;min-height:450px;aspect-ratio:4/3;display:block;position:relative;object-fit:cover;border-radius:22px;box-shadow:0 20px 48px rgba(3,33,33,.15)}.varen-intro-visual figcaption{display:flex;align-items:center;gap:13px;position:relative;max-width:390px;margin:-45px 0 0 -18px;padding:20px 22px;border-left:5px solid #fbb12f;border-radius:14px;background:#063232;color:#fff;box-shadow:0 16px 36px rgba(3,33,33,.2)}.varen-intro-visual figcaption i{color:#fbb12f;font-size:1.4rem}.varen-opportunity{background:#063232!important}.varen-opportunity-grid{display:grid;grid-template-columns:330px minmax(0,1fr);align-items:center;gap:60px}.varen-value-card{padding:38px;border:1px solid rgba(255,255,255,.13);border-radius:22px;background:rgba(255,255,255,.06);color:#d8efb6}.varen-value-card i{width:54px;height:54px;display:grid;margin-bottom:24px;place-items:center;border-radius:15px;background:#d8efb6;color:#063232}.varen-value-card small,.varen-value-card strong,.varen-value-card span{display:block}.varen-value-card strong{margin:7px 0;color:#fbb12f;font-size:2rem}.varen-opportunity .varen-copy{color:#d1e0de}.varen-opportunity .varen-copy a{color:#fbb12f}.varen-improvements{background:#fff!important}.varen-improvement-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.varen-improvement-grid article{padding:30px;border:1px solid rgba(6,50,50,.09);border-radius:18px;background:#fff;box-shadow:0 12px 32px rgba(3,33,33,.07)}.varen-improvement-grid i{width:48px;height:48px;display:grid;margin-bottom:20px;place-items:center;border-radius:14px;background:#d8efb6;color:#063232}.varen-improvement-grid h3{margin:0 0 11px;color:#063232}.varen-improvement-grid p{margin:0;color:#55777a;line-height:1.68}.varen-improvement-wide{grid-column:1/-1;background:linear-gradient(135deg,#fff,#eef8f5)!important}.varen-scope-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.varen-scope-grid>div{padding:34px;border-radius:20px;box-shadow:0 14px 38px rgba(3,33,33,.08)}.varen-scope-allowed{border:1px solid #cfe2da;background:#f3faf7}.varen-scope-limited{border:1px solid #eadbd4;background:#fff8f5}.varen-scope-grid>div>i{font-size:1.7rem}.varen-scope-allowed>i{color:#338065}.varen-scope-limited>i{color:#b65c43}.varen-scope-grid h3{margin:14px 0 20px;color:#063232}.varen-scope-grid ul{display:grid;gap:11px;margin:0;padding:0;list-style:none}.varen-scope-grid li{position:relative;padding-left:22px;color:#547578}.varen-scope-grid li:before{position:absolute;left:0;color:#b36a00;content:"•"}.varen-actions{background:#fff!important}.varen-actions-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(330px,.9fr);align-items:center;gap:60px}.varen-action-card{padding:38px;border-radius:22px;background:#063232;color:#fff;box-shadow:0 18px 45px rgba(3,33,33,.15)}.varen-action-card>i{width:52px;height:52px;display:grid;margin-bottom:22px;place-items:center;border-radius:15px;background:#d8efb6;color:#063232}.varen-action-card h2{margin-bottom:24px;color:#fff;font-size:1.8rem}.varen-action-card .btn{width:100%;justify-content:center;margin-top:10px;text-decoration:none}.varen-disclosure{padding-top:42px!important;background:#fff!important}.varen-disclosure-box{display:flex;align-items:flex-start;gap:20px;padding:28px 30px;border:1px solid #d7e5e2;border-radius:17px;background:#f7faf9}.varen-disclosure-box>i{width:44px;height:44px;display:grid;flex:0 0 44px;place-items:center;border-radius:13px;background:#fbb12f;color:#063232}.varen-disclosure-box p{margin:0 0 12px;color:#58777a;font-size:.88rem;line-height:1.72}.varen-disclosure-box p:last-child{margin:0}
@media(max-width:1050px){.varen-intro-grid,.varen-opportunity-grid,.varen-actions-grid{grid-template-columns:1fr}.varen-intro-visual{max-width:760px}.varen-value-card,.varen-action-card{max-width:760px}}@media(max-width:767px){.varen-section{padding:62px 0}.varen-alert-section{padding:28px 0}.varen-alert{flex-direction:column;padding:22px 20px}.varen-section-heading{margin-bottom:32px}.varen-intro-grid{gap:38px}.varen-intro-facts{grid-template-columns:1fr}.varen-intro-visual img{min-height:290px}.varen-intro-visual figcaption{margin:-28px 10px 0}.varen-opportunity-grid,.varen-actions-grid{gap:30px}.varen-value-card,.varen-action-card{padding:28px 23px}.varen-improvement-grid,.varen-scope-grid{grid-template-columns:1fr}.varen-improvement-wide{grid-column:auto}.varen-improvement-grid article,.varen-scope-grid>div{padding:26px 22px}.varen-disclosure-box{flex-direction:column;padding:23px 21px}}

.loan-program-single .conventional-property-feature {
	grid-template-columns: repeat(2, minmax(0, 1fr));
	align-items: stretch;
}

.loan-program-single .conventional-property-image,
.loan-program-single .conventional-property-image img {
	width: 100%;
	height: 100%;
}

.loan-program-single .conventional-property-image img {
	min-height: 480px;
	object-fit: cover;
}

.loan-program-single .conventional-property-content {
	min-height: 480px;
}

.loan-program-single .conventional-guidelines .conventional-heading {
	max-width: 940px;
	margin-right: auto;
	margin-left: auto;
	padding: 0;
	text-align: center;
}

.loan-program-single .conventional-guidelines .conventional-heading::before {
	width: 54px;
	height: 4px;
	top: auto;
	right: 0;
	bottom: -18px;
	margin: auto;
}

.loan-program-single .conventional-guideline-grid {
	max-width: 1120px;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 18px;
	margin: 54px auto 0;
}

.loan-program-single .conventional-guideline-grid li,
.loan-program-single .conventional-guideline-grid li:nth-child(4),
.loan-program-single .conventional-guideline-grid li:nth-child(5) {
	min-height: 150px;
	display: flex;
	align-items: center;
	padding: 28px 62px 28px 92px;
	border: 1px solid rgba(6, 50, 50, .09);
	border-left: 4px solid #fbb12f;
	border-radius: 16px;
	background: #fff;
}

.loan-program-single .conventional-guideline-grid li:last-child {
	grid-column: 1 / -1;
	min-height: 115px;
}

.loan-program-single .conventional-guideline-grid li::before {
	top: 18px;
	right: 20px;
}

.loan-program-single .conventional-guideline-grid i {
	top: 50%;
	left: 27px;
	margin: 0;
	transform: translateY(-50%);
}

.loan-program-single .conventional-guideline-grid span {
	font-size: .98rem;
	line-height: 1.55;
}

@media (max-width: 1050px) {
	.loan-program-single .conventional-property-feature {
		grid-template-columns: 1fr;
	}

	.loan-program-single .conventional-property-image img,
	.loan-program-single .conventional-property-content {
		min-height: 360px;
	}
}

@media (max-width: 767px) {
	.loan-program-single .conventional-property-image img {
		min-height: 270px;
	}

	.loan-program-single .conventional-property-content {
		min-height: auto;
	}

	.loan-program-single .conventional-guidelines .conventional-heading {
		text-align: left;
	}

	.loan-program-single .conventional-guidelines .conventional-heading::before {
		width: 4px;
		height: auto;
		top: 3px;
		right: auto;
		bottom: 3px;
		margin: 0;
	}

	.loan-program-single .conventional-guideline-grid {
		grid-template-columns: 1fr;
		margin-top: 38px;
	}

	.loan-program-single .conventional-guideline-grid li,
	.loan-program-single .conventional-guideline-grid li:nth-child(4),
	.loan-program-single .conventional-guideline-grid li:nth-child(5),
	.loan-program-single .conventional-guideline-grid li:last-child {
		grid-column: auto;
		min-height: 126px;
		padding: 70px 22px 22px;
	}

	.loan-program-single .conventional-guideline-grid i {
		top: 20px;
		left: 22px;
		transform: none;
	}
}

/* Final opening-section layout authority. */
@media (min-width: 1051px) {
	.loan-program-single .conventional-intro > .container {
		display: block;
	}

	.loan-program-single .conventional-intro-grid {
		display: grid;
		grid-template-columns: repeat(2, minmax(0, 1fr));
		align-items: center;
		gap: clamp(48px, 6vw, 78px);
	}

	.loan-program-single .conventional-intro-grid > .conventional-intro-content,
	.loan-program-single .conventional-intro-grid > .conventional-intro-visual {
		grid-column: auto;
		grid-row: auto;
	}
}

/*
 * Rehab detail sticky panels.
 * Clipping keeps decorative artwork contained without creating the scrolling
 * ancestor that prevents `position: sticky` from following the viewport.
 */
.loan-program-single .program-section {
	overflow: clip;
}

@media (min-width: 1051px) {
	.loan-program-single :is(
		.program-intro-grid,
		.program-overview-grid,
		.program-scenario-grid,
		.program-example-grid
	) {
		align-items: start;
	}

	.loan-program-single :is(
		.program-intro-visual,
		.program-glance,
		.program-journey,
		.program-breakdown
	) {
		position: sticky;
		top: 112px;
		align-self: start;
	}
}

/*
 * Shared detail-page layout safeguards.
 * Allow every service grid child and long resource URL to shrink inside its
 * assigned column instead of forcing horizontal page overflow.
 */
.loan-program-single [class*="-grid"] > *,
.loan-program-single [class*="-panel"],
.loan-program-single [class*="-card"] {
	min-width: 0;
}

.loan-program-single :is(
	.loan-program-content,
	.program-section,
	.program-final-cta
) a {
	overflow-wrap: anywhere;
}

/*
 * The Rehab journey card can be taller than a laptop viewport. Keep the
 * shorter contextual panels sticky, but let this long process card flow
 * normally on short desktop screens to avoid trapped or clipped content.
 */
@media (min-width: 1051px) and (max-height: 820px) {
	.loan-program-single .program-journey {
		position: static;
	}
}

/* =========================================================
   203K REHAB LOAN — FINAL PAGE REFINEMENT
   ========================================================= */

.loan-program-single .program-intro {
	padding-top: clamp(76px, 7vw, 104px);
	background:
		radial-gradient(circle at 100% 0, rgba(216, 239, 182, .34), transparent 29%),
		#fff;
}

.loan-program-single .program-intro > .container {
	display: grid;
	grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr);
	align-items: start;
	gap: 46px 72px;
}

.loan-program-single .program-intro .program-section-heading {
	grid-column: 1 / -1;
	max-width: 860px;
	margin-bottom: 0;
}

.loan-program-single .program-intro-grid {
	grid-column: 1 / -1;
	grid-template-columns: minmax(390px, .92fr) minmax(0, 1.08fr);
	align-items: start;
	gap: clamp(48px, 6vw, 78px);
}

.loan-program-single .program-intro-copy {
	padding: 7px 0 0;
	color: #496f72;
	font-size: 1.02rem;
	line-height: 1.84;
}

.loan-program-single .program-intro-copy p {
	margin: 0 0 22px;
}

.loan-program-single .program-intro-copy p:first-child {
	padding: 0 0 22px;
	border-bottom: 1px solid #dce9e6;
	font-size: 1.12rem;
	font-weight: 650;
}

.loan-program-single .program-intro-visual {
	border-radius: 24px;
}

.loan-program-single .program-intro-note {
	max-width: 330px;
	padding: 21px 24px;
	font-size: 1rem;
	font-weight: 750;
	line-height: 1.5;
}

/* Readable, card-based six-step settlement journey. */
.loan-program-single .program-process {
	counter-reset: rehab-process;
	grid-template-columns: repeat(3, minmax(0, 1fr));
	gap: 18px;
	margin-top: 54px;
}

.loan-program-single .program-process::before {
	display: none;
}

.loan-program-single .program-process li {
	counter-increment: rehab-process;
	min-height: 112px;
	display: flex;
	align-items: center;
	justify-content: flex-start;
	padding: 24px 24px 24px 82px;
	border: 1px solid #d7e5e2;
	border-radius: 17px;
	background: #fff;
	color: #244f51;
	font-size: .96rem;
	font-weight: 650;
	line-height: 1.45;
	text-align: left;
	box-shadow: 0 10px 28px rgba(3, 33, 33, .055);
}

.loan-program-single .program-process li::before {
	width: 42px;
	height: 42px;
	display: grid;
	position: absolute;
	top: 50%;
	left: 24px;
	place-items: center;
	border-radius: 13px;
	background: #fbb12f;
	color: #063232;
	content: "0" counter(rehab-process);
	font-size: .75rem;
	font-weight: 850;
	transform: translateY(-50%);
}

.loan-program-single .program-process li::after {
	width: 26px;
	height: 26px;
	display: grid;
	position: absolute;
	right: 15px;
	bottom: 12px;
	place-items: center;
	border-radius: 50%;
	background: #edf7f4;
	color: #6f8e8d;
	content: "\f061";
	font-family: "Font Awesome 6 Free";
	font-size: .62rem;
	font-weight: 900;
}

.loan-program-single .program-process li:last-child {
	border-color: rgba(251, 177, 47, .5);
	background: linear-gradient(135deg, #fff, #fff8e8);
}

.loan-program-single .program-process li:last-child::after {
	background: #063232;
	color: #fff;
}

/* Stronger Explore Your Options hierarchy and balanced cards. */
.loan-program-single .program-directory {
	background: #f4f9f7;
}

.loan-program-single .program-directory .program-section-heading {
	max-width: 780px;
	margin-bottom: 44px;
}

.loan-program-single .rehab-program-grid {
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 24px;
}

.loan-program-single .rehab-program-card,
.loan-program-single .rehab-program-card-3,
.loan-program-single .rehab-program-card-4 {
	grid-column: auto;
	display: flex;
	min-height: 100%;
	flex-direction: column;
	padding: 36px 34px 32px;
	border: 1px solid rgba(6, 50, 50, .1);
	border-top: 4px solid #fbb12f;
	border-radius: 19px;
	background: #fff;
	box-shadow: 0 12px 34px rgba(3, 33, 33, .065);
}

.loan-program-single .rehab-program-card-5 {
	grid-column: 1 / -1;
	padding-right: 34px;
	background: linear-gradient(135deg, #fff, #edf7f4);
}

.loan-program-single .rehab-program-card h3 {
	max-width: calc(100% - 58px);
	margin-bottom: 16px;
	font-size: 1.32rem;
	font-weight: 700;
	line-height: 1.36;
}

.loan-program-single .rehab-program-card p {
	margin-bottom: 15px;
	color: #58787a;
	font-size: .94rem;
	line-height: 1.72;
}

.loan-program-single .rehab-program-secondary {
	width: max-content;
	max-width: 100%;
	padding: 6px 10px;
	border-radius: 99px;
	background: #edf7f4;
	color: #456d70 !important;
	font-size: .74rem !important;
	font-weight: 700;
}

.loan-program-single .rehab-program-action {
	margin-top: auto;
	padding-top: 20px;
}

.loan-program-single .rehab-program-action a {
	color: #965b00;
	font-size: .86rem;
	font-weight: 750;
	text-decoration: none;
}

.loan-program-single .rehab-program-action a::after {
	content: "\f061";
	font-family: "Font Awesome 6 Free";
	font-size: .7rem;
	font-weight: 900;
}

/* Clean white CTA section with a modern, contained action panel. */
.loan-program-single .program-cta-section {
	padding: clamp(76px, 7vw, 104px) 0;
	background: #fff;
}

.loan-program-single .program-final-cta {
	min-height: 250px;
	margin: 0;
	padding: clamp(38px, 5vw, 58px);
	border: 1px solid rgba(6, 50, 50, .1);
	border-radius: 24px;
	background:
		radial-gradient(circle at 94% 15%, rgba(216, 239, 182, .16), transparent 28%),
		linear-gradient(120deg, #063f3d, #032f2f);
	box-shadow: 0 20px 50px rgba(3, 33, 33, .14);
}

.loan-program-single .program-final-cta::before {
	width: 5px;
	position: absolute;
	top: 46px;
	bottom: 46px;
	left: 0;
	border-radius: 0 8px 8px 0;
	background: #fbb12f;
	content: "";
}

.loan-program-single .program-final-cta h2 {
	max-width: 650px;
	font-size: clamp(1.85rem, 3vw, 2.5rem);
	font-weight: 600;
	line-height: 1.2;
}

.loan-program-single .program-final-cta p {
	max-width: 650px;
	color: #cee0dc;
	line-height: 1.7;
}

@media (max-width: 1050px) {
	.loan-program-single .program-intro > .container {
		grid-template-columns: 1fr;
	}

	.loan-program-single .program-process {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}
}

@media (max-width: 767px) {
	.loan-program-single .program-intro {
		padding-top: 68px;
	}

	.loan-program-single .program-intro > .container {
		gap: 34px;
	}

	.loan-program-single .program-process,
	.loan-program-single .rehab-program-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .program-process li {
		min-height: 94px;
		padding: 20px 48px 20px 72px;
		font-size: .92rem;
	}

	.loan-program-single .program-process li::before {
		left: 18px;
	}

	.loan-program-single .rehab-program-card,
	.loan-program-single .rehab-program-card-3,
	.loan-program-single .rehab-program-card-4,
	.loan-program-single .rehab-program-card-5 {
		grid-column: auto;
		padding: 30px 23px 27px;
	}

	.loan-program-single .program-final-cta {
		min-height: 0;
		padding: 34px 25px;
	}

	.loan-program-single .program-final-cta::before {
		top: 30px;
		bottom: 30px;
	}
}

/* Final interaction authority for Rehab benefits, links, and option cards. */
.loan-program-single .program-benefit-grid {
	grid-template-columns: repeat(6, minmax(0, 1fr));
	gap: 22px;
}

.loan-program-single .program-benefit-card,
.loan-program-single .program-benefit-card:first-child,
.loan-program-single .program-benefit-card:nth-child(4),
.loan-program-single .program-benefit-card:nth-child(5) {
	grid-column: span 2;
	grid-row: auto;
	display: block;
	min-height: 100%;
	padding: 31px 28px;
	border: 1px solid #d9e7e4;
	border-radius: 16px;
	background: #fff;
	box-shadow: 0 8px 22px rgba(3, 33, 33, .045);
	transform: none;
	transition: border-color 180ms ease, background-color 180ms ease;
}

.loan-program-single .program-benefit-card:nth-child(4),
.loan-program-single .program-benefit-card:nth-child(5) {
	grid-column: span 3;
}

.loan-program-single .program-benefit-card:hover,
.loan-program-single .program-benefit-card:first-child:hover {
	border-color: #c7dcd7;
	background: #fbfdfc;
	transform: none;
	box-shadow: 0 8px 22px rgba(3, 33, 33, .045);
}

.loan-program-single .program-benefit-card > i {
	width: 48px;
	height: 48px;
	display: grid;
	place-items: center;
	margin: 0 0 20px;
	border-radius: 14px;
	background: #d8efb6;
	color: #063232;
	transition: background-color 220ms ease, color 220ms ease;
}

.loan-program-single .program-benefit-card:hover > i {
	background: #d8efb6;
	color: #063232;
}

.loan-program-single .program-benefit-card h3,
.loan-program-single .program-benefit-card p {
	grid-column: auto;
}

.loan-program-single .loan-program-content a:not(.btn) {
	color: #9b5e00;
	transition: color 180ms ease;
}

.loan-program-single .loan-program-content a:not(.btn):hover,
.loan-program-single .loan-program-content a:not(.btn):focus-visible {
	color: #0d6661;
}

.loan-program-single .rehab-program-card {
	transition: border-color 220ms ease, transform 220ms ease, box-shadow 220ms ease;
}

.loan-program-single .rehab-program-card:hover {
	border-color: rgba(251, 177, 47, .52);
	transform: translateY(-5px);
	box-shadow: 0 21px 46px rgba(3, 33, 33, .12);
}

.loan-program-single .rehab-program-card h3 a,
.loan-program-single .rehab-program-card:hover h3 a {
	color: #063232 !important;
	text-decoration: none;
}

.loan-program-single .rehab-program-card:hover h3 a {
	color: #b56c00 !important;
}

.loan-program-single .rehab-program-card h3 a:hover,
.loan-program-single .rehab-program-card h3 a:focus-visible {
	color: #0d6661 !important;
}

.loan-program-single .rehab-program-action a {
	min-height: 42px;
	display: inline-flex;
	align-items: center;
	gap: 9px;
	padding: 9px 17px;
	border: 1px solid #063232;
	border-radius: 999px;
	background: #063232;
	color: #fff !important;
	line-height: 1.2;
	text-decoration: none;
	transition: border-color 180ms ease, background-color 180ms ease, color 180ms ease;
}

.loan-program-single .rehab-program-action a::after {
	margin-left: 0;
	color: currentColor;
	content: "\f061";
	font-family: "Font Awesome 6 Free";
	font-size: .7rem;
	font-weight: 900;
	transition: transform 180ms ease;
}

.loan-program-single .rehab-program-action a:hover,
.loan-program-single .rehab-program-action a:focus-visible {
	border-color: #fbb12f;
	background: #fbb12f;
	color: #063232 !important;
}

.loan-program-single .rehab-program-action a:hover::after,
.loan-program-single .rehab-program-action a:focus-visible::after {
	transform: translateX(3px);
}

.loan-program-single .program-process li::after {
	display: none;
	content: none;
}

@media (max-width: 1050px) {
	.loan-program-single .program-benefit-card,
	.loan-program-single .program-benefit-card:first-child,
	.loan-program-single .program-benefit-card:nth-child(4),
	.loan-program-single .program-benefit-card:nth-child(5) {
		grid-column: span 3;
	}
}

@media (max-width: 767px) {
	.loan-program-single .program-benefit-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .program-benefit-card,
	.loan-program-single .program-benefit-card:first-child,
	.loan-program-single .program-benefit-card:nth-child(4),
	.loan-program-single .program-benefit-card:nth-child(5) {
		grid-column: auto;
		padding: 27px 23px;
	}
}

/* =========================================================
   CONVENTIONAL HOME LOANS — FINAL PAGE REFINEMENT
   ========================================================= */

.loan-program-single .conventional-intro {
	padding: clamp(78px, 7vw, 104px) 0;
	background:
		radial-gradient(circle at 100% 0, rgba(216, 239, 182, .32), transparent 30%),
		#fff;
}

.loan-program-single .conventional-intro-grid {
	grid-template-columns: minmax(0, 1fr) minmax(390px, .9fr);
	align-items: center;
	gap: clamp(50px, 6vw, 78px);
}

.loan-program-single .conventional-intro-content {
	max-width: 680px;
}

.loan-program-single .conventional-intro-content .conventional-heading {
	margin-bottom: 27px;
}

.loan-program-single .conventional-intro-content .conventional-copy {
	color: #4d7174;
	font-size: 1rem;
	line-height: 1.82;
}

.loan-program-single .conventional-intro-content .conventional-copy p:first-child {
	padding-bottom: 21px;
	border-bottom: 1px solid #dbe8e5;
	color: #063232;
	font-size: 1.1rem;
	font-weight: 650;
}

.loan-program-single .conventional-intro-points {
	gap: 10px;
	margin-top: 26px;
}

.loan-program-single .conventional-intro-points span {
	min-height: 48px;
	padding: 11px 14px;
	border: 1px solid #d9e7e4;
	border-radius: 12px;
	background: #f7fbfa;
	font-size: .84rem;
	font-weight: 650;
}

/* Calm informational cards should not imitate clickable controls. */
.loan-program-single .conventional-criteria div,
.loan-program-single .conventional-guideline-grid li,
.loan-program-single .conventional-guideline-grid li:hover {
	border: 1px solid #d9e7e4;
	border-radius: 16px;
	background: #fff;
	box-shadow: 0 8px 22px rgba(3, 33, 33, .045);
	transform: none;
	transition: border-color 180ms ease, background-color 180ms ease;
}

.loan-program-single .conventional-criteria div:hover,
.loan-program-single .conventional-guideline-grid li:hover {
	border-color: #c7dcd7;
	background: #fbfdfc;
}

.loan-program-single .conventional-criteria div {
	min-height: 76px;
	padding: 17px 18px;
	font-size: .92rem;
	font-weight: 650;
}

.loan-program-single .conventional-guideline-grid {
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 18px;
}

.loan-program-single .conventional-guideline-grid li,
.loan-program-single .conventional-guideline-grid li:nth-child(4),
.loan-program-single .conventional-guideline-grid li:nth-child(5),
.loan-program-single .conventional-guideline-grid li:last-child {
	grid-column: auto;
	min-height: 132px;
	display: flex;
	align-items: center;
	padding: 24px 56px 24px 82px;
	border-left: 4px solid #fbb12f;
}

.loan-program-single .conventional-guideline-grid li:last-child {
	grid-column: 1 / -1;
	min-height: 105px;
}

.loan-program-single .conventional-guideline-grid i {
	top: 50%;
	left: 24px;
	transform: translateY(-50%);
}

.loan-program-single .conventional-guideline-grid span {
	font-size: .95rem;
	font-weight: 650;
	line-height: 1.58;
}

/* Readable five-stage mortgage-market flow. */
.loan-program-single .conventional-process {
	grid-template-columns: repeat(5, minmax(0, 1fr));
	gap: 16px;
	margin-top: 30px;
}

.loan-program-single .conventional-process li {
	min-height: 138px;
	display: flex;
	align-items: center;
	justify-content: center;
	flex-direction: column;
	gap: 15px;
	padding: 23px 18px;
	border: 1px solid #d8e6e3;
	border-radius: 16px;
	background: #fff;
	color: #254f51;
	box-shadow: 0 9px 24px rgba(3, 33, 33, .05);
}

.loan-program-single .conventional-process i {
	width: 44px;
	height: 44px;
	display: grid;
	place-items: center;
	border-radius: 13px;
	background: #d8efb6;
	color: #063232;
	font-size: 1rem;
}

.loan-program-single .conventional-process span {
	font-size: .94rem;
	font-weight: 650;
	line-height: 1.45;
}

.loan-program-single .conventional-process li:not(:last-child)::after {
	right: -13px;
	padding: 3px;
	background: #edf7f5;
	color: #a96500;
	font-size: .86rem;
}

/* Consistent inner-link feedback. */
.loan-program-single :is(.conventional-copy, .conventional-property-content) a:not(.btn) {
	color: #9b5e00;
	text-underline-offset: 3px;
	transition: color 180ms ease;
}

.loan-program-single :is(.conventional-copy, .conventional-property-content) a:not(.btn):hover,
.loan-program-single :is(.conventional-copy, .conventional-property-content) a:not(.btn):focus-visible {
	color: #0d6661;
}

/* Clean white CTA section and restrained modern action panel. */
.loan-program-single .conventional-cta {
	padding: clamp(76px, 7vw, 104px) 0;
	background: #fff !important;
}

.loan-program-single .conventional-cta .program-final-cta {
	min-height: 250px;
	padding: clamp(38px, 5vw, 58px);
	border: 1px solid rgba(6, 50, 50, .1);
	border-radius: 24px;
	background:
		radial-gradient(circle at 94% 15%, rgba(216, 239, 182, .16), transparent 28%),
		linear-gradient(120deg, #063f3d, #032f2f);
	box-shadow: 0 20px 50px rgba(3, 33, 33, .14);
}

.loan-program-single .conventional-cta .program-final-cta h2 {
	max-width: 650px;
	font-size: clamp(1.85rem, 3vw, 2.5rem);
	font-weight: 600;
	line-height: 1.2;
}

.loan-program-single .conventional-cta .program-final-cta p {
	max-width: 650px;
	color: #cee0dc;
	line-height: 1.7;
}

@media (max-width: 1050px) {
	.loan-program-single .conventional-intro-grid,
	.loan-program-single .conventional-guideline-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .conventional-guideline-grid li,
	.loan-program-single .conventional-guideline-grid li:last-child {
		grid-column: auto;
	}

	.loan-program-single .conventional-process {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}

	.loan-program-single .conventional-process li:not(:last-child)::after {
		display: none;
	}
}

@media (max-width: 767px) {
	.loan-program-single .conventional-intro {
		padding: 66px 0;
	}

	.loan-program-single .conventional-process {
		grid-template-columns: 1fr;
	}

	.loan-program-single .conventional-process li {
		min-height: 92px;
		align-items: center;
		justify-content: flex-start;
		flex-direction: row;
		text-align: left;
	}

	.loan-program-single .conventional-guideline-grid li,
	.loan-program-single .conventional-guideline-grid li:last-child {
		min-height: 118px;
		padding: 68px 21px 22px;
	}

	.loan-program-single .conventional-guideline-grid i {
		top: 18px;
		left: 21px;
		transform: none;
	}

	.loan-program-single .conventional-cta .program-final-cta {
		min-height: 0;
		padding: 34px 25px;
	}
}

/* Conventional standards: keep the three criteria cards compact and aligned. */
.loan-program-single .conventional-criteria > div {
	min-width: 0;
	min-height: 76px;
	position: relative;
	display: flex;
	align-items: center;
	justify-content: flex-start;
	flex-direction: row;
	gap: 14px;
	padding: 16px 18px;
	overflow: hidden;
}

.loan-program-single .conventional-criteria > div::after {
	display: none;
	content: none;
}

.loan-program-single .conventional-criteria > div > i {
	width: 44px;
	height: 44px;
	flex: 0 0 44px;
	position: static;
	display: grid;
	place-items: center;
	border-radius: 12px;
	background: #d8efb6;
	color: #063232;
	font-size: 1rem;
	line-height: 1;
}

.loan-program-single .conventional-criteria > div > span {
	min-width: 0;
	display: block;
	color: #063232;
	font-size: .94rem;
	font-weight: 650;
	line-height: 1.4;
	overflow-wrap: anywhere;
}

@media (max-width: 767px) {
	.loan-program-single .conventional-criteria {
		gap: 12px;
	}

	.loan-program-single .conventional-criteria > div {
		min-height: 72px;
		padding: 14px 16px;
	}
}

/* Conventional purchase-guideline cards: stable informational presentation. */
.loan-program-single .conventional-guideline-grid > li,
.loan-program-single .conventional-guideline-grid > li:hover,
.loan-program-single .conventional-guideline-grid > li:focus-within {
	box-sizing: border-box;
	overflow: hidden;
	border-color: #d9e7e4;
	border-left-color: #fbb12f;
	background: #fff;
	box-shadow: 0 8px 22px rgba(3, 33, 33, .045);
	transform: none !important;
	transition: none !important;
	transition-delay: 0s !important;
	will-change: auto;
}

.loan-program-single .conventional-guideline-grid > li:hover,
.loan-program-single .conventional-guideline-grid > li:focus-within {
	border-color: #d9e7e4;
	border-left-color: #fbb12f;
	background: #fff;
	box-shadow: 0 8px 22px rgba(3, 33, 33, .045);
}

.loan-program-single .conventional-guideline-grid > li > i {
	flex: 0 0 46px;
	background: #d8efb6;
	color: #063232;
	transition: none;
	transition-delay: 0s !important;
}

.loan-program-single .conventional-guideline-grid > li:hover > i,
.loan-program-single .conventional-guideline-grid > li:focus-within > i {
	background: #d8efb6;
	color: #063232;
	transform: translateY(-50%);
}

@media (max-width: 767px) {
	.loan-program-single .conventional-guideline-grid > li:hover > i,
	.loan-program-single .conventional-guideline-grid > li:focus-within > i {
		transform: none;
	}
}

/* =========================================================
   JUMBO MORTGAGE FINANCING — FINAL PAGE REFINEMENT
   ========================================================= */
.loan-program-single .jumbo-section {
	padding: clamp(72px, 7vw, 96px) 0;
	overflow: clip;
}

.loan-program-single .jumbo-section:nth-of-type(odd) {
	background: #fff;
}

.loan-program-single .jumbo-section:nth-of-type(even) {
	background: #f1f8f6;
}

.loan-program-single .jumbo-section .section-kicker {
	margin-bottom: 12px;
	color: #a96500;
	font-size: 16px;
	font-weight: 600;
	letter-spacing: .02em;
	text-transform: none;
}

.loan-program-single .jumbo-section h2 {
	font-size: clamp(2rem, 3.3vw, 42px);
	font-weight: 600;
	line-height: 1.18;
	letter-spacing: -.025em;
	text-wrap: balance;
}

.loan-program-single .jumbo-section .jumbo-section-heading h2 {
	font-size: clamp(2rem, 3.3vw, 42px);
	font-weight: 600;
	line-height: 1.18;
}

.loan-program-single .jumbo-section-heading {
	max-width: 920px;
	margin-bottom: 38px;
	padding-left: 0;
}

.loan-program-single .jumbo-section-heading::before {
	display: none;
	content: none;
}

.loan-program-single .jumbo-copy,
.loan-program-single .jumbo-lead {
	color: #4c7073;
	font-size: 15px;
	line-height: 1.8;
}

.loan-program-single .jumbo-section a:not(.btn) {
	color: #9b5e00;
	text-decoration-thickness: 1px;
	text-underline-offset: 4px;
	transition: color 180ms ease;
}

.loan-program-single .jumbo-section a:not(.btn):hover,
.loan-program-single .jumbo-section a:not(.btn):focus-visible {
	color: #0d6661;
}

.loan-program-single .jumbo-intro-grid {
	grid-template-columns: minmax(0, .95fr) minmax(420px, 1.05fr);
	gap: clamp(44px, 5.5vw, 72px);
}

.loan-program-single .jumbo-intro-copy {
	max-width: 590px;
}

.loan-program-single .jumbo-intro-copy h2 {
	margin-bottom: 22px;
}

.loan-program-single .jumbo-definition {
	align-items: flex-start;
	margin-top: 26px;
	padding: 18px;
	border-color: #d5e5e2;
	border-radius: 15px;
	background: #f8fbfa;
	box-shadow: none;
}

.loan-program-single .jumbo-definition i {
	width: 46px;
	height: 46px;
	flex-basis: 46px;
}

.loan-program-single .jumbo-definition span {
	font-size: 13px;
	line-height: 1.55;
}

.loan-program-single .jumbo-intro-visual {
	padding: 0 18px 25px 0;
}

.loan-program-single .jumbo-intro-visual img {
	min-height: 0;
	aspect-ratio: 1.12 / 1;
}

.loan-program-single .jumbo-intro-visual figcaption {
	max-width: 300px;
	margin: -42px 0 0 -14px;
	padding: 18px 21px;
}

.loan-program-single .jumbo-definition-grid {
	grid-template-columns: minmax(0, 1.3fr) minmax(300px, .7fr);
	gap: clamp(42px, 5vw, 64px);
}

.loan-program-single .jumbo-limit-card {
	top: 120px;
	padding: 30px;
	border-top-width: 4px;
	border-radius: 18px;
	box-shadow: 0 14px 34px rgba(3, 33, 33, .13);
}

.loan-program-single .jumbo-limit-card i {
	margin-bottom: 22px;
}

.loan-program-single .jumbo-limit-card strong {
	font-size: 1.4rem;
	line-height: 1.35;
}

.loan-program-single .jumbo-risk-grid {
	grid-template-columns: minmax(390px, .88fr) minmax(0, 1.12fr);
	gap: clamp(42px, 5vw, 64px);
}

.loan-program-single .jumbo-risk-panel {
	padding: 36px;
	border-radius: 20px;
	box-shadow: 0 15px 38px rgba(3, 33, 33, .13);
}

.loan-program-single .jumbo-risk-panel h2 {
	font-size: clamp(1.9rem, 3vw, 2.4rem);
}

.loan-program-single .jumbo-risk-comparison {
	gap: 10px;
	margin-top: 26px;
}

.loan-program-single .jumbo-risk-comparison div {
	min-width: 0;
	padding: 16px 12px;
}

.loan-program-single .jumbo-risk-comparison strong {
	font-size: 1.05rem;
	white-space: nowrap;
}

.loan-program-single .jumbo-qualification-grid {
	align-items: stretch;
	gap: 18px;
}

.loan-program-single .jumbo-qualification-card,
.loan-program-single .jumbo-qualification-card:hover {
	min-width: 0;
	padding: 28px;
	overflow: hidden;
	border: 1px solid #d9e7e4;
	border-radius: 17px;
	background: #fff;
	box-shadow: 0 8px 24px rgba(3, 33, 33, .05);
	transform: none;
	transition: none;
}

.loan-program-single .jumbo-qualification-card > i {
	width: 46px;
	height: 46px;
	top: 26px;
	right: 26px;
	border-radius: 13px;
}

.loan-program-single .jumbo-qualification-card > div {
	min-height: 58px;
	padding-right: 62px;
}

.loan-program-single .jumbo-qualification-card span {
	font-size: 12px;
}

.loan-program-single .jumbo-qualification-card h3 {
	margin: 4px 0 17px;
	font-size: 1.25rem;
	font-weight: 600;
	line-height: 1.3;
}

.loan-program-single .jumbo-qualification-card p {
	margin-bottom: 14px;
	color: #557578;
	font-size: 15px;
	line-height: 1.72;
}

.loan-program-single .jumbo-qualification-wide {
	display: grid;
	grid-template-columns: minmax(220px, .34fr) minmax(0, .66fr);
	align-items: center;
	column-gap: 28px;
}

.loan-program-single .jumbo-qualification-wide > i {
	top: 50%;
	transform: translateY(-50%);
}

.loan-program-single .jumbo-qualification-wide > div {
	min-height: 0;
}

.loan-program-single .jumbo-qualification-wide p {
	margin: 0;
	padding-right: 66px;
}

.loan-program-single .jumbo-preparation-grid {
	max-width: 1060px;
	grid-template-columns: 150px minmax(0, 1fr);
	gap: 36px;
}

.loan-program-single .jumbo-preparation-mark {
	width: 140px;
	height: 140px;
	border-radius: 28px;
	font-size: 2.6rem;
	box-shadow: 0 13px 32px rgba(3, 33, 33, .12);
}

.loan-program-single .jumbo-preparation .jumbo-copy {
	padding: 28px 31px;
	border-left-width: 4px;
}

.loan-program-single .jumbo-faq-list {
	max-width: 960px;
	margin: 0;
}

.loan-program-single .jumbo-faq-list details {
	margin-bottom: 14px;
	border-color: #d5e4e1;
	border-radius: 14px;
	box-shadow: 0 5px 15px rgba(3, 33, 33, .035);
}

.loan-program-single .jumbo-faq-list summary {
	padding: 20px 22px;
	font-size: 15px;
	font-weight: 600;
	line-height: 1.5;
}

.loan-program-single .jumbo-faq-list details p {
	padding: 20px 22px;
	font-size: 15px;
}

.loan-program-single .jumbo-faq-list details[open] summary::after {
	content: "\2212";
}

.loan-program-single .jumbo-related-grid {
	gap: 14px;
}

.loan-program-single .jumbo-related-grid a {
	min-width: 0;
	min-height: 82px;
	padding: 18px 21px;
	border-color: #d9e7e4;
	border-radius: 14px;
	font-size: 15px;
	font-weight: 600;
	line-height: 1.45;
	box-shadow: 0 6px 18px rgba(3, 33, 33, .04);
	transform: none;
	transition: border-color 180ms ease, background-color 180ms ease;
}

.loan-program-single .jumbo-related-grid a:hover,
.loan-program-single .jumbo-related-grid a:focus-visible {
	border-color: #efb348;
	background: #fffaf1;
	transform: none;
}

.loan-program-single .jumbo-related-grid i {
	flex: 0 0 auto;
	transition: transform 180ms ease;
}

.loan-program-single .jumbo-related-grid a:hover i,
.loan-program-single .jumbo-related-grid a:focus-visible i {
	transform: translateX(3px);
}

.loan-program-single .jumbo-cta {
	padding: clamp(28px, 4vw, 48px) 0 clamp(76px, 7vw, 96px);
	background: #fff;
}

.loan-program-single .jumbo-cta .program-final-cta {
	padding: clamp(34px, 4.5vw, 52px);
	border-radius: 22px;
}

@media (max-width: 1050px) {
	.loan-program-single .jumbo-intro-grid,
	.loan-program-single .jumbo-definition-grid,
	.loan-program-single .jumbo-risk-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .jumbo-intro-copy {
		max-width: 760px;
	}

	.loan-program-single .jumbo-intro-visual,
	.loan-program-single .jumbo-limit-card,
	.loan-program-single .jumbo-risk-panel {
		max-width: 760px;
	}

	.loan-program-single .jumbo-limit-card {
		position: static;
	}
}

@media (max-width: 767px) {
	.loan-program-single .jumbo-section {
		padding: 60px 0;
	}

	.loan-program-single .jumbo-section .section-kicker {
		font-size: 15px;
	}

	.loan-program-single .jumbo-section h2 {
		font-size: clamp(1.85rem, 8vw, 2.25rem);
	}

	.loan-program-single .jumbo-intro-grid,
	.loan-program-single .jumbo-definition-grid,
	.loan-program-single .jumbo-risk-grid {
		gap: 32px;
	}

	.loan-program-single .jumbo-intro-visual {
		padding-right: 10px;
	}

	.loan-program-single .jumbo-intro-visual img {
		aspect-ratio: 4 / 3;
	}

	.loan-program-single .jumbo-intro-visual figcaption {
		max-width: calc(100% - 24px);
		margin: -28px 12px 0;
	}

	.loan-program-single .jumbo-limit-card,
	.loan-program-single .jumbo-risk-panel {
		padding: 26px 22px;
	}

	.loan-program-single .jumbo-risk-comparison {
		grid-template-columns: 1fr;
	}

	.loan-program-single .jumbo-risk-comparison > i {
		transform: rotate(90deg);
	}

	.loan-program-single .jumbo-qualification-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .jumbo-qualification-card,
	.loan-program-single .jumbo-qualification-wide {
		grid-column: auto;
		display: block;
		padding: 25px 21px;
	}

	.loan-program-single .jumbo-qualification-wide > i {
		top: 23px;
		transform: none;
	}

	.loan-program-single .jumbo-qualification-wide p {
		padding-right: 0;
	}

	.loan-program-single .jumbo-preparation-grid {
		grid-template-columns: 1fr;
		gap: 20px;
	}

	.loan-program-single .jumbo-preparation-mark {
		width: 92px;
		height: 92px;
		border-radius: 22px;
		font-size: 2rem;
	}

	.loan-program-single .jumbo-preparation .jumbo-copy {
		padding: 23px 21px;
	}

	.loan-program-single .jumbo-faq-list summary,
	.loan-program-single .jumbo-faq-list details p {
		padding: 18px;
	}

	.loan-program-single .jumbo-related-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .jumbo-related-grid a,
	.loan-program-single .jumbo-related-grid a:last-child {
		grid-column: auto;
		min-height: 74px;
	}

	.loan-program-single .jumbo-cta {
		padding: 24px 0 62px;
	}
}

/* Jumbo opening and FAQ layout alignment. */
@media (min-width: 1051px) {
	.loan-program-single .jumbo-intro {
		padding-top: 78px;
		padding-bottom: 78px;
	}

	.loan-program-single .jumbo-intro-grid {
		grid-template-columns: minmax(0, 1.08fr) minmax(380px, .92fr);
		align-items: center;
		gap: clamp(48px, 5vw, 68px);
	}

	.loan-program-single .jumbo-intro-copy {
		max-width: 640px;
	}

	.loan-program-single .jumbo-intro-visual {
		width: 100%;
		max-width: 480px;
		justify-self: end;
	}

	.loan-program-single .jumbo-intro-visual img {
		width: 100%;
		aspect-ratio: 4 / 3;
		object-position: center;
	}
}

.loan-program-single .jumbo-faq-list {
	width: 100%;
	max-width: none;
	margin-right: 0;
	margin-left: 0;
}

.loan-program-single .jumbo-faq-list details {
	width: 100%;
}

/* =========================================================
   FHA MORTGAGE LOANS — FINAL PAGE REFINEMENT
   ========================================================= */
.loan-program-single .fha-section {
	padding: clamp(72px, 7vw, 96px) 0;
	overflow: clip;
}

.loan-program-single .fha-section .section-kicker {
	margin-bottom: 12px;
	color: #a96500;
	font-size: 16px;
	font-weight: 600;
	letter-spacing: .02em;
	text-transform: none;
}

.loan-program-single .fha-section h2 {
	font-weight: 600;
	line-height: 1.18;
	letter-spacing: -.025em;
	text-wrap: balance;
}

.loan-program-single .fha-section-heading {
	max-width: 940px;
	margin-bottom: 38px;
	padding-left: 0;
}

.loan-program-single .fha-section-heading::before {
	display: none;
	content: none;
}

.loan-program-single .fha-copy,
.loan-program-single .fha-lead {
	color: #4c7073;
	font-size: 15px;
	line-height: 1.8;
}

.loan-program-single .fha-section a:not(.btn) {
	color: #9b5e00;
	text-decoration-thickness: 1px;
	text-underline-offset: 4px;
	transition: color 180ms ease;
}

.loan-program-single .fha-section a:not(.btn):hover,
.loan-program-single .fha-section a:not(.btn):focus-visible {
	color: #0d6661;
}

/* Compact, balanced opening section. */
@media (min-width: 1051px) {
	.loan-program-single .fha-intro {
		padding-top: 78px;
		padding-bottom: 78px;
	}

	.loan-program-single .fha-intro-grid {
		grid-template-columns: minmax(0, 1.08fr) minmax(380px, .92fr);
		gap: clamp(48px, 5vw, 68px);
	}

	.loan-program-single .fha-intro-content {
		max-width: 640px;
	}

	.loan-program-single .fha-intro-visual {
		width: 100%;
		max-width: 480px;
		justify-self: end;
	}
}

.loan-program-single .fha-intro-content h2 {
	margin-bottom: 21px;
	font-size: clamp(2rem, 3.3vw, 42px);
	font-weight: 600;
}

.loan-program-single .fha-intro-benefits {
	grid-template-columns: repeat(3, minmax(0, 1fr));
	gap: 10px;
	margin-top: 25px;
}

.loan-program-single .fha-intro-benefits span {
	min-width: 0;
	min-height: 108px;
	align-items: flex-start;
	flex-direction: column;
	justify-content: center;
	gap: 10px;
	padding: 15px;
	border: 1px solid #d8e6e3;
	border-radius: 14px;
	background: #f8fbfa;
	font-size: 13px;
	font-weight: 600;
	line-height: 1.4;
}

.loan-program-single .fha-intro-benefits i {
	width: 36px;
	height: 36px;
	flex: 0 0 36px;
}

.loan-program-single .fha-intro-visual {
	padding: 0 18px 25px 0;
}

.loan-program-single .fha-intro-visual img {
	min-height: 0;
	aspect-ratio: 4 / 3;
	object-position: center;
}

.loan-program-single .fha-intro-visual figcaption {
	max-width: 330px;
	margin: -40px 0 0 -14px;
	padding: 18px 21px;
}

.loan-program-single .fha-intro-visual figcaption strong {
	font-size: 1.6rem;
}

/* Housing mission and historical context. */
.loan-program-single .fha-impact {
	padding: clamp(68px, 6vw, 84px) 0;
}

.loan-program-single .fha-impact-grid {
	grid-template-columns: minmax(350px, .9fr) minmax(0, 1.1fr);
	gap: clamp(42px, 5vw, 64px);
}

.loan-program-single .fha-impact-copy h2 {
	font-size: clamp(2rem, 3.3vw, 42px);
	font-weight: 600;
}

.loan-program-single .fha-impact-copy p:last-child {
	font-size: 15px;
}

.loan-program-single .fha-stat-grid {
	gap: 12px;
}

.loan-program-single .fha-stat-grid div {
	min-width: 0;
	padding: 24px 15px;
	border-radius: 14px;
}

.loan-program-single .fha-stat-grid strong {
	font-size: 1.75rem;
}

.loan-program-single .fha-stat-grid span {
	font-size: 13px;
	line-height: 1.45;
}

.loan-program-single .fha-history-grid {
	grid-template-columns: minmax(0, 1.3fr) minmax(300px, .7fr);
	gap: clamp(42px, 5vw, 64px);
}

.loan-program-single .fha-insurance-card {
	top: 120px;
	padding: 30px;
	border-top-width: 4px;
	border-radius: 18px;
	box-shadow: 0 14px 34px rgba(3, 33, 33, .13);
}

.loan-program-single .fha-insurance-card i {
	width: 50px;
	height: 50px;
	margin-bottom: 21px;
}

.loan-program-single .fha-insurance-card p {
	font-size: 13px;
	font-weight: 600;
	letter-spacing: .02em;
	text-transform: none;
}

.loan-program-single .fha-insurance-card h3 {
	font-size: 1.4rem;
	font-weight: 600;
}

.loan-program-single .fha-insurance-card span {
	font-size: 15px;
}

/* Stable program cards. */
.loan-program-single .fha-program-intro {
	max-width: 920px;
	margin: -10px 0 34px;
	font-size: 15px;
}

.loan-program-single .fha-program-grid {
	align-items: stretch;
	gap: 18px;
}

.loan-program-single .fha-program-card,
.loan-program-single .fha-program-card:hover {
	min-width: 0;
	padding: 28px;
	overflow: hidden;
	border: 1px solid #d9e7e4;
	border-radius: 17px;
	background: #fff;
	box-shadow: 0 8px 24px rgba(3, 33, 33, .05);
	transform: none;
	transition: none;
}

.loan-program-single .fha-program-card-head {
	margin-bottom: 18px;
}

.loan-program-single .fha-program-card-head i {
	width: 46px;
	height: 46px;
	border-radius: 13px;
}

.loan-program-single .fha-program-card-head span {
	color: #9f6a1a;
	font-size: 12px;
}

.loan-program-single .fha-program-card h3 {
	margin-bottom: 17px;
	font-size: 1.25rem;
	font-weight: 600;
	line-height: 1.35;
}

.loan-program-single .fha-program-card ul {
	gap: 10px;
}

.loan-program-single .fha-program-card li {
	padding-left: 23px;
	color: #557578;
	font-size: 15px;
	line-height: 1.58;
}

.loan-program-single .fha-program-card li::before {
	top: 5px;
}

/* Additional options, FAQs and disclosure. */
.loan-program-single .fha-more-grid {
	max-width: 1080px;
	grid-template-columns: 150px minmax(0, 1fr);
	gap: 36px;
}

.loan-program-single .fha-more-icon {
	width: 140px;
	height: 140px;
	border-radius: 28px;
	font-size: 2.6rem;
	box-shadow: 0 13px 32px rgba(3, 33, 33, .12);
}

.loan-program-single .fha-more-grid .fha-copy {
	padding: 28px 31px;
	border-left-width: 4px;
}

.loan-program-single .fha-faq-list {
	width: 100%;
	max-width: none;
	margin: 0;
}

.loan-program-single .fha-faq-list details {
	width: 100%;
	margin-bottom: 14px;
	border-color: #d5e4e1;
	border-radius: 14px;
	box-shadow: 0 5px 15px rgba(3, 33, 33, .035);
}

.loan-program-single .fha-faq-list summary {
	padding: 20px 22px;
	font-size: 15px;
	font-weight: 600;
	line-height: 1.5;
}

.loan-program-single .fha-faq-list details p {
	padding: 20px 22px;
	font-size: 15px;
}

.loan-program-single .fha-faq-list details[open] summary::after {
	content: "\2212";
}

.loan-program-single .fha-disclosure {
	padding: 40px 0 0 !important;
}

.loan-program-single .fha-disclosure-box {
	padding: 25px 27px;
	border-color: #d5e4e1;
	background: #f8fbfa;
}

.loan-program-single .fha-disclosure-box p {
	font-size: 14px;
	line-height: 1.75;
}

.loan-program-single .fha-cta {
	padding: clamp(28px, 4vw, 48px) 0 clamp(76px, 7vw, 96px);
	background: #fff;
}

.loan-program-single .fha-cta .program-final-cta {
	margin-top: 0;
	padding: clamp(34px, 4.5vw, 52px);
	border-radius: 22px;
}

@media (max-width: 1050px) {
	.loan-program-single .fha-intro-grid,
	.loan-program-single .fha-impact-grid,
	.loan-program-single .fha-history-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .fha-intro-content {
		max-width: 760px;
	}

	.loan-program-single .fha-intro-visual,
	.loan-program-single .fha-stat-grid,
	.loan-program-single .fha-insurance-card {
		max-width: 760px;
	}

	.loan-program-single .fha-insurance-card {
		position: static;
	}
}

@media (max-width: 767px) {
	.loan-program-single .fha-section {
		padding: 60px 0;
	}

	.loan-program-single .fha-section .section-kicker {
		font-size: 15px;
	}

	.loan-program-single .fha-section h2,
	.loan-program-single .fha-intro-content h2,
	.loan-program-single .fha-impact-copy h2 {
		font-size: clamp(1.85rem, 8vw, 2.25rem);
	}

	.loan-program-single .fha-intro-grid,
	.loan-program-single .fha-impact-grid,
	.loan-program-single .fha-history-grid {
		gap: 32px;
	}

	.loan-program-single .fha-intro-benefits {
		grid-template-columns: 1fr;
	}

	.loan-program-single .fha-intro-benefits span {
		min-height: 68px;
		align-items: center;
		flex-direction: row;
		justify-content: flex-start;
	}

	.loan-program-single .fha-intro-visual {
		padding-right: 10px;
	}

	.loan-program-single .fha-intro-visual figcaption {
		max-width: calc(100% - 24px);
		margin: -28px 12px 0;
	}

	.loan-program-single .fha-stat-grid,
	.loan-program-single .fha-program-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .fha-stat-grid div {
		padding: 20px;
	}

	.loan-program-single .fha-insurance-card,
	.loan-program-single .fha-program-card {
		padding: 25px 21px;
	}

	.loan-program-single .fha-more-grid {
		grid-template-columns: 1fr;
		gap: 20px;
	}

	.loan-program-single .fha-more-icon {
		width: 92px;
		height: 92px;
		border-radius: 22px;
		font-size: 2rem;
	}

	.loan-program-single .fha-more-grid .fha-copy {
		padding: 23px 21px;
	}

	.loan-program-single .fha-faq-list summary,
	.loan-program-single .fha-faq-list details p {
		padding: 18px;
	}

	.loan-program-single .fha-disclosure {
		padding-top: 30px !important;
	}

	.loan-program-single .fha-disclosure-box {
		padding: 22px 20px;
	}

	.loan-program-single .fha-cta {
		padding: 24px 0 62px;
	}
}

/* VA Mortgage Loans: full-width FAQ presentation. */
.loan-program-single .va-faq-list {
	width: 100%;
	max-width: none;
	margin-right: 0;
	margin-left: 0;
}

.loan-program-single .va-faq-list details {
	width: 100%;
}

/* Reverse Mortgage: comparison, guidance callout and full-width FAQs. */
@media (min-width: 1051px) {
	.loan-program-single .reverse-comparison-grid {
		grid-template-columns: repeat(2, minmax(0, 1fr));
		gap: 48px;
		position: relative;
		align-items: stretch;
	}

	.loan-program-single .reverse-comparison-grid > article {
		min-width: 0;
		height: 100%;
		padding: 32px;
	}

	.loan-program-single .reverse-versus {
		width: 54px;
		height: 54px;
		position: absolute;
		top: 50%;
		left: 50%;
		z-index: 2;
		margin: 0;
		border: 4px solid #edf7f5;
		background: #fbb12f;
		box-shadow: 0 8px 20px rgba(3, 33, 33, .14);
		transform: translate(-50%, -50%);
	}
}

.loan-program-single .reverse-comparison-grid > article {
	box-sizing: border-box;
	overflow: hidden;
	border-color: #d7e5e2;
	border-radius: 18px;
	box-shadow: 0 9px 26px rgba(3, 33, 33, .06);
}

.loan-program-single .reverse-comparison-icon {
	width: 48px;
	height: 48px;
	margin-bottom: 19px;
	border-radius: 13px;
}

.loan-program-single .reverse-comparison-grid h3 {
	font-size: 1.3rem;
	font-weight: 600;
}

.loan-program-single .reverse-comparison-grid p {
	font-size: 15px;
}

.loan-program-single .reverse-highlight-summary {
	width: 100%;
	max-width: none;
	min-height: 96px;
	position: relative;
	margin: 34px 0 0;
	padding: 24px 28px 24px 78px;
	border: 1px solid #cfe1dc;
	border-left: 1px solid #cfe1dc;
	border-radius: 16px;
	background: #f3faf7;
	color: #315c5d;
	font-size: 15px;
	font-weight: 500;
	line-height: 1.7;
	box-shadow: 0 7px 21px rgba(3, 33, 33, .045);
}

.loan-program-single .reverse-highlight-summary::before {
	width: 42px;
	height: 42px;
	display: grid;
	position: absolute;
	top: 50%;
	left: 22px;
	place-items: center;
	border-radius: 12px;
	background: #063232;
	color: #fbb12f;
	font-family: "Font Awesome 6 Free";
	font-size: 16px;
	font-weight: 900;
	content: "\f4be";
	transform: translateY(-50%);
}

.loan-program-single .reverse-faq-list {
	width: 100%;
	max-width: none;
	margin-right: 0;
	margin-left: 0;
}

.loan-program-single .reverse-faq-list details {
	width: 100%;
}

@media (max-width: 1050px) {
	.loan-program-single .reverse-comparison-grid {
		gap: 20px;
	}

	.loan-program-single .reverse-versus {
		margin: -10px auto;
		border-width: 4px;
		box-shadow: 0 7px 18px rgba(3, 33, 33, .12);
	}
}

@media (max-width: 767px) {
	.loan-program-single .reverse-highlight-summary {
		min-height: 0;
		padding: 72px 21px 22px;
	}

	.loan-program-single .reverse-highlight-summary::before {
		top: 19px;
		left: 21px;
		transform: none;
	}
}

/* Reverse Mortgage: final alignment and section-spacing authority. */
.loan-program-single .reverse-definition .reverse-section-heading {
	width: 100%;
	max-width: none;
	margin-bottom: 34px;
}

.loan-program-single .reverse-definition-grid {
	align-items: center;
	gap: clamp(42px, 5vw, 60px);
}

.loan-program-single .reverse-repayment-card {
	position: static;
	padding: 30px;
	border-top-width: 4px;
	border-radius: 18px;
	box-shadow: 0 14px 34px rgba(3, 33, 33, .13);
}

.loan-program-single .reverse-repayment-card > i {
	width: 48px;
	height: 48px;
	margin-bottom: 20px;
}

.loan-program-single .reverse-repayment-card p {
	margin-bottom: 14px;
	font-size: 1.25rem;
	font-weight: 600;
}

.loan-program-single .reverse-repayment-card li {
	padding: 10px 0;
	font-size: 15px;
}

@media (min-width: 1051px) {
	.loan-program-single .reverse-comparison-grid {
		gap: 38px;
	}

	.loan-program-single .reverse-comparison-grid::before {
		width: 92px;
		height: 12px;
		position: absolute;
		top: 50%;
		left: 50%;
		z-index: 1;
		border-radius: 99px;
		background: linear-gradient(90deg, #d8efb6 0 50%, #063232 50% 100%);
		content: "";
		transform: translate(-50%, -50%);
	}

	.loan-program-single .reverse-versus {
		width: 52px;
		height: 52px;
		border: 4px solid #d8efb6;
		background: #063232;
		color: #fff;
		box-shadow: 0 7px 18px rgba(3, 33, 33, .16);
	}
}

.loan-program-single .reverse-highlight-summary {
	border-color: #063232;
	background: #063232;
	color: #fff;
	box-shadow: 0 10px 26px rgba(3, 33, 33, .11);
}

.loan-program-single .reverse-highlight-summary::before {
	background: #d8efb6;
	color: #063232;
}

.loan-program-single .reverse-disclosure {
	padding: 24px 0 !important;
}

.loan-program-single .reverse-disclosure-box {
	padding: 23px 26px;
	border-width: 1px;
	border-color: #efc66e;
}

.loan-program-single .reverse-cta {
	padding: 32px 0 clamp(72px, 7vw, 94px);
}

.loan-program-single .reverse-cta .program-final-cta {
	margin: 0 0 25px;
}

@media (max-width: 1050px) {
	.loan-program-single .reverse-definition-grid {
		align-items: stretch;
	}
}

@media (max-width: 767px) {
	.loan-program-single .reverse-definition .reverse-section-heading {
		margin-bottom: 30px;
	}

	.loan-program-single .reverse-repayment-card {
		padding: 25px 21px;
	}

	.loan-program-single .reverse-disclosure {
		padding: 20px 0 !important;
	}

	.loan-program-single .reverse-disclosure-box {
		padding: 21px 20px;
	}

	.loan-program-single .reverse-cta {
		padding: 26px 0 62px;
	}
}

/* Reverse comparison: dedicated VS column with no card overlap. */
@media (min-width: 1051px) {
	.loan-program-single .reverse-comparison-grid {
		grid-template-columns: minmax(0, 1fr) 64px minmax(0, 1fr);
		gap: 16px;
		position: relative;
		align-items: stretch;
	}

	.loan-program-single .reverse-comparison-grid::before {
		display: none;
		content: none;
	}

	.loan-program-single .reverse-versus {
		width: 64px;
		height: 100%;
		min-height: 100%;
		position: static;
		align-self: stretch;
		justify-self: center;
		margin: 0;
		border: 1px solid #cfe2dc;
		border-radius: 16px;
		background: #e8f5f1;
		color: #063232;
		font-size: 13px;
		font-weight: 700;
		letter-spacing: .08em;
		box-shadow: none;
		transform: none;
	}
}

@media (max-width: 1050px) {
	.loan-program-single .reverse-comparison-grid {
		grid-template-columns: 1fr;
		gap: 14px;
	}

	.loan-program-single .reverse-versus {
		width: 100%;
		height: 52px;
		min-height: 52px;
		margin: 0;
		border: 1px solid #cfe2dc;
		border-radius: 14px;
		background: #e8f5f1;
		color: #063232;
		font-size: 13px;
		font-weight: 700;
		letter-spacing: .08em;
		box-shadow: none;
		transform: none;
	}
}

/* Reverse comparison: refined line-and-badge VS treatment. */
.loan-program-single .reverse-versus {
	position: relative;
	inset: auto;
	display: grid;
	place-items: center;
	overflow: hidden;
	border: 0;
	background: transparent;
	color: transparent;
	font-size: 0;
	box-shadow: none;
	isolation: isolate;
}

.loan-program-single .reverse-versus::before {
	position: absolute;
	z-index: -1;
	border-radius: 99px;
	background: #c9ddd8;
	content: "";
}

.loan-program-single .reverse-versus::after {
	width: 48px;
	height: 48px;
	display: grid;
	place-items: center;
	border: 4px solid #d8efb6;
	border-radius: 50%;
	background: #063232;
	color: #fff;
	font-size: 12px;
	font-weight: 700;
	letter-spacing: .06em;
	content: "VS";
	box-shadow: 0 8px 20px rgba(3, 33, 33, .15);
}

@media (min-width: 1051px) {
	.loan-program-single .reverse-versus {
		width: 64px;
		height: 100%;
		min-height: 100%;
		border-radius: 0;
	}

	.loan-program-single .reverse-versus::before {
		width: 2px;
		height: calc(100% - 28px);
		top: 14px;
		left: 50%;
		transform: translateX(-50%);
	}
}

@media (max-width: 1050px) {
	.loan-program-single .reverse-versus {
		width: 100%;
		height: 56px;
		min-height: 56px;
		border-radius: 0;
	}

	.loan-program-single .reverse-versus::before {
		width: calc(100% - 28px);
		height: 2px;
		top: 50%;
		left: 14px;
		transform: translateY(-50%);
	}
}

/* =========================================================
   STREAMLINED 203K (COSMETIC) — FINAL PAGE REFINEMENT
   ========================================================= */
.loan-program-single .stream-section {
	padding: clamp(72px, 7vw, 96px) 0;
	overflow: clip;
}

.loan-program-single .stream-section .section-kicker {
	margin-bottom: 12px;
	color: #a96500;
	font-size: 16px;
	font-weight: 600;
	letter-spacing: .02em;
	text-transform: none;
}

.loan-program-single .stream-section h2 {
	font-weight: 600;
	line-height: 1.18;
	letter-spacing: -.025em;
	text-wrap: balance;
}

.loan-program-single .stream-section-heading {
	max-width: 960px;
	margin-bottom: 38px;
	padding-left: 0;
}

.loan-program-single .stream-section-heading::before {
	display: none;
	content: none;
}

.loan-program-single .stream-copy,
.loan-program-single .stream-intro-content > p {
	color: #4c7073;
	font-size: 15px;
	line-height: 1.8;
}

.loan-program-single .stream-section a:not(.btn) {
	color: #9b5e00;
	text-decoration-thickness: 1px;
	text-underline-offset: 4px;
	transition: color 180ms ease;
}

.loan-program-single .stream-section a:not(.btn):hover,
.loan-program-single .stream-section a:not(.btn):focus-visible {
	color: #0d6661;
}

/* Compact and balanced opening section. */
@media (min-width: 1051px) {
	.loan-program-single .stream-intro {
		padding-top: 76px;
		padding-bottom: 76px;
	}

	.loan-program-single .stream-intro-grid {
		grid-template-columns: minmax(0, 1.12fr) minmax(380px, .88fr);
		gap: clamp(46px, 5vw, 66px);
	}

	.loan-program-single .stream-intro-content {
		max-width: 670px;
	}

	.loan-program-single .stream-intro-visual {
		width: 100%;
		max-width: 470px;
		justify-self: end;
	}
}

.loan-program-single .stream-intro-content h2 {
	margin-bottom: 20px;
	font-size: clamp(2rem, 3.3vw, 42px);
	font-weight: 600;
}

.loan-program-single .stream-intro-facts {
	gap: 10px;
	margin-top: 24px;
}

.loan-program-single .stream-intro-facts span {
	min-height: 82px;
	padding: 15px 17px;
	border-color: #d7e5e2;
	border-radius: 13px;
	font-size: 13px;
	line-height: 1.45;
}

.loan-program-single .stream-intro-facts strong {
	font-size: 1.1rem;
}

.loan-program-single .stream-intro-visual {
	padding: 0 16px 24px 0;
}

.loan-program-single .stream-intro-visual img {
	min-height: 0;
	aspect-ratio: 4 / 3;
	object-position: center;
}

.loan-program-single .stream-intro-visual figcaption {
	max-width: 340px;
	margin: -38px 0 0 -12px;
	padding: 17px 20px;
}

/* Stable informational sections and process cards. */
.loan-program-single .stream-how-grid,
.loan-program-single .stream-hud-grid {
	gap: clamp(42px, 5vw, 60px);
}

.loan-program-single .stream-one-loan,
.loan-program-single .stream-hud-note {
	top: 120px;
	padding: 30px;
	border-top-width: 4px;
	border-radius: 18px;
	box-shadow: 0 14px 34px rgba(3, 33, 33, .13);
}

.loan-program-single .stream-rule-grid {
	gap: 18px;
}

.loan-program-single .stream-rule-grid article,
.loan-program-single .stream-rule-grid article:hover {
	min-width: 0;
	padding: 28px;
	overflow: hidden;
	border-color: #d9e7e4;
	border-radius: 17px;
	box-shadow: 0 8px 24px rgba(3, 33, 33, .05);
	transform: none;
	transition: none;
}

.loan-program-single .stream-rule-grid h3 {
	font-size: 1.23rem;
	font-weight: 600;
}

.loan-program-single .stream-rule-grid p {
	font-size: 15px;
}

.loan-program-single .stream-process-list {
	gap: 15px;
}

.loan-program-single .stream-process-list li {
	min-width: 0;
	min-height: 146px;
	padding: 25px 24px 23px 78px;
	border-color: #d8e6e3;
	border-radius: 16px;
	box-shadow: 0 6px 18px rgba(3, 33, 33, .035);
}

.loan-program-single .stream-process-list li::before {
	width: 40px;
	height: 40px;
	top: 24px;
	left: 22px;
	border-radius: 12px;
}

.loan-program-single .stream-process-list strong {
	font-weight: 600;
}

.loan-program-single .stream-process-list span {
	font-size: 15px;
}

/* Eligible and ineligible improvements comparison. */
.loan-program-single .stream-work-grid {
	grid-template-columns: repeat(2, minmax(0, 1fr));
	align-items: stretch;
	gap: 20px;
}

.loan-program-single .stream-work-card,
.loan-program-single .stream-work-card:hover {
	min-width: 0;
	height: 100%;
	padding: 0;
	overflow: hidden;
	border: 1px solid #d8e5e2;
	border-radius: 18px;
	background: #fff;
	box-shadow: 0 9px 27px rgba(3, 33, 33, .055);
	transform: none;
	transition: none;
}

.loan-program-single .stream-work-card h3 {
	min-height: 86px;
	display: flex;
	align-items: center;
	gap: 13px;
	margin: 0;
	padding: 20px 24px;
	border-bottom: 1px solid;
	font-size: 1.23rem;
	font-weight: 600;
	line-height: 1.4;
}

.loan-program-single .stream-work-card h3 i {
	width: 42px;
	height: 42px;
	display: grid;
	flex: 0 0 42px;
	place-items: center;
	border-radius: 12px;
	font-size: 1rem;
}

.loan-program-single .stream-eligible h3 {
	border-color: #cfe3da;
	background: #eef8f4;
}

.loan-program-single .stream-eligible h3 i {
	background: #d6eee3;
	color: #257259;
}

.loan-program-single .stream-ineligible h3 {
	border-color: #eedbd4;
	background: #fff5f1;
}

.loan-program-single .stream-ineligible h3 i {
	background: #f8ded5;
	color: #a94f38;
}

.loan-program-single .stream-work-card ul {
	align-content: start;
	gap: 0;
	padding: 22px 24px 24px;
}

.loan-program-single .stream-eligible ul {
	grid-template-columns: repeat(2, minmax(0, 1fr));
	column-gap: 22px;
}

.loan-program-single .stream-work-card li {
	min-width: 0;
	padding: 9px 0 9px 26px;
	border-bottom: 1px solid #e6efed;
	color: #506f72;
	font-size: 15px;
	line-height: 1.5;
}

.loan-program-single .stream-work-card li:last-child {
	border-bottom: 0;
}

.loan-program-single .stream-work-card li::before {
	top: 11px;
	color: inherit;
	font-family: "Font Awesome 6 Free";
	font-size: 12px;
	font-weight: 900;
}

.loan-program-single .stream-eligible li::before {
	color: #367d65;
	content: "\f00c";
}

.loan-program-single .stream-ineligible li::before {
	color: #ad5842;
	content: "\f00d";
}

/* Additional Requirements — clear numbered sequence. */
.loan-program-single .stream-requirement-grid {
	grid-template-columns: repeat(4, minmax(0, 1fr));
	gap: 16px;
}

.loan-program-single .stream-requirement-grid > div,
.loan-program-single .stream-requirement-grid > div:hover {
	min-width: 0;
	min-height: 190px;
	position: relative;
	padding: 78px 23px 25px;
	overflow: hidden;
	border: 1px solid #d7e5e2;
	border-top: 3px solid #fbb12f;
	border-radius: 17px;
	background: #fff;
	box-shadow: 0 8px 23px rgba(3, 33, 33, .05);
	transform: none;
	transition: none;
}

.loan-program-single .stream-requirement-grid > div::after {
	height: 1px;
	position: absolute;
	top: 48px;
	right: 23px;
	left: 76px;
	background: #dbe8e5;
	content: "";
}

.loan-program-single .stream-requirement-grid span {
	width: 44px;
	height: 44px;
	display: grid;
	position: absolute;
	top: 25px;
	left: 23px;
	z-index: 1;
	place-items: center;
	margin: 0;
	border-radius: 13px;
	background: #063232;
	color: #fbb12f;
	font-size: 12px;
	font-weight: 700;
}

.loan-program-single .stream-requirement-grid p {
	margin: 0;
	color: #466c6e;
	font-size: 15px;
	font-weight: 500;
	line-height: 1.65;
}

.loan-program-single .stream-guidance {
	padding: 38px 0 !important;
}

.loan-program-single .stream-guidance-box {
	padding: 27px 29px;
	border-width: 1px;
	border-color: #efc66e;
}

.loan-program-single .stream-cta {
	padding: 30px 0 clamp(72px, 7vw, 94px);
}

.loan-program-single .stream-cta .program-final-cta {
	margin: 0 0 25px;
}

@media (max-width: 1050px) {
	.loan-program-single .stream-intro-grid,
	.loan-program-single .stream-how-grid,
	.loan-program-single .stream-hud-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .stream-intro-content {
		max-width: 760px;
	}

	.loan-program-single .stream-intro-visual,
	.loan-program-single .stream-one-loan,
	.loan-program-single .stream-hud-note {
		max-width: 760px;
	}

	.loan-program-single .stream-one-loan,
	.loan-program-single .stream-hud-note {
		position: static;
	}

	.loan-program-single .stream-requirement-grid {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}
}

@media (max-width: 767px) {
	.loan-program-single .stream-section {
		padding: 60px 0;
	}

	.loan-program-single .stream-section .section-kicker {
		font-size: 15px;
	}

	.loan-program-single .stream-section h2,
	.loan-program-single .stream-intro-content h2 {
		font-size: clamp(1.85rem, 8vw, 2.25rem);
	}

	.loan-program-single .stream-intro-grid,
	.loan-program-single .stream-how-grid,
	.loan-program-single .stream-hud-grid {
		gap: 32px;
	}

	.loan-program-single .stream-intro-facts,
	.loan-program-single .stream-rule-grid,
	.loan-program-single .stream-process-list,
	.loan-program-single .stream-work-grid,
	.loan-program-single .stream-requirement-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .stream-intro-visual {
		padding-right: 10px;
	}

	.loan-program-single .stream-intro-visual figcaption {
		max-width: calc(100% - 24px);
		margin: -27px 12px 0;
	}

	.loan-program-single .stream-one-loan,
	.loan-program-single .stream-hud-note,
	.loan-program-single .stream-rule-grid article {
		padding: 25px 21px;
	}

	.loan-program-single .stream-process-list li {
		min-height: 0;
		padding: 72px 21px 22px;
	}

	.loan-program-single .stream-process-list li::before {
		top: 19px;
		left: 21px;
	}

	.loan-program-single .stream-eligible ul {
		grid-template-columns: 1fr;
	}

	.loan-program-single .stream-work-card h3 {
		min-height: 0;
		padding: 18px 20px;
		font-size: 1.1rem;
	}

	.loan-program-single .stream-work-card ul {
		padding: 18px 20px 21px;
	}

	.loan-program-single .stream-requirement-grid > div {
		min-height: 164px;
		padding: 75px 21px 23px;
	}

	.loan-program-single .stream-guidance {
		padding: 28px 0 !important;
	}

	.loan-program-single .stream-guidance-box {
		padding: 22px 20px;
	}

	.loan-program-single .stream-cta {
		padding: 25px 0 62px;
	}
}

/* =========================================================
   FULL 203K (STRUCTURAL) — FINAL PAGE REFINEMENT
   ========================================================= */
.loan-program-single .fullk-section {
	padding: clamp(72px, 7vw, 96px) 0;
	overflow: clip;
}

.loan-program-single .fullk-section .section-kicker {
	margin-bottom: 12px;
	color: #a96500;
	font-size: 16px;
	font-weight: 600;
	letter-spacing: .02em;
	text-transform: none;
}

.loan-program-single .fullk-section h2 {
	font-weight: 600;
	line-height: 1.18;
	letter-spacing: -.025em;
	text-wrap: balance;
}

.loan-program-single .fullk-section-heading {
	max-width: 980px;
	margin-bottom: 38px;
	padding-left: 0;
}

.loan-program-single .fullk-section-heading::before {
	display: none;
	content: none;
}

.loan-program-single .fullk-copy,
.loan-program-single .fullk-intro-content > p {
	color: #4c7073;
	font-size: 15px;
	line-height: 1.8;
}

.loan-program-single .fullk-section a:not(.btn) {
	color: #9b5e00;
	text-decoration-thickness: 1px;
	text-underline-offset: 4px;
	transition: color 180ms ease;
}

.loan-program-single .fullk-section a:not(.btn):hover,
.loan-program-single .fullk-section a:not(.btn):focus-visible {
	color: #0d6661;
}

/* Compact opening section. */
@media (min-width: 1051px) {
	.loan-program-single .fullk-intro {
		padding-top: 76px;
		padding-bottom: 76px;
	}

	.loan-program-single .fullk-intro-grid {
		grid-template-columns: minmax(0, 1.12fr) minmax(380px, .88fr);
		gap: clamp(46px, 5vw, 66px);
	}

	.loan-program-single .fullk-intro-content {
		max-width: 670px;
	}

	.loan-program-single .fullk-intro-visual {
		width: 100%;
		max-width: 470px;
		justify-self: end;
	}
}

.loan-program-single .fullk-intro-content h2 {
	margin-bottom: 20px;
	font-size: clamp(2rem, 3.3vw, 42px);
	font-weight: 600;
}

.loan-program-single .fullk-intro-visual {
	padding: 0 16px 24px 0;
}

.loan-program-single .fullk-intro-visual img {
	min-height: 0;
	aspect-ratio: 4 / 3;
	object-position: center;
}

.loan-program-single .fullk-intro-visual figcaption {
	max-width: 360px;
	margin: -38px 0 0 -12px;
	padding: 17px 20px;
}

/* Program advantages. */
.loan-program-single .fullk-detail-grid {
	align-items: stretch;
	gap: 16px;
}

.loan-program-single .fullk-detail-grid article,
.loan-program-single .fullk-detail-grid article:hover {
	min-width: 0;
	min-height: 190px;
	padding: 25px;
	overflow: hidden;
	border: 1px solid #d8e6e3;
	border-radius: 17px;
	background: #fff;
	box-shadow: 0 8px 23px rgba(3, 33, 33, .05);
	transform: none;
	transition: none;
}

.loan-program-single .fullk-detail-grid i {
	width: 44px;
	height: 44px;
	margin-bottom: 17px;
	border-radius: 12px;
}

.loan-program-single .fullk-detail-grid h3 {
	font-size: 1.2rem;
	font-weight: 600;
	line-height: 1.35;
}

.loan-program-single .fullk-detail-grid p {
	font-size: 15px;
}

.loan-program-single .fullk-detail-wide {
	min-height: 116px !important;
	display: grid;
	grid-template-columns: 48px 220px minmax(0, 1fr);
	align-items: center;
	gap: 18px;
	padding: 24px 27px !important;
	background: linear-gradient(135deg, #fff, #eef8f5) !important;
}

.loan-program-single .fullk-detail-wide i {
	margin: 0;
}

.loan-program-single .fullk-detail-wide h3,
.loan-program-single .fullk-detail-wide p {
	margin: 0;
}

.loan-program-single .fullk-supervision {
	width: 100%;
	max-width: none;
	grid-template-columns: 58px minmax(0, 1fr);
	gap: 19px;
	margin-top: 28px;
	padding: 23px 26px;
	border: 1px solid #164d4b;
	border-left: 1px solid #164d4b;
	border-radius: 16px;
	box-shadow: 0 9px 25px rgba(3, 33, 33, .09);
}

.loan-program-single .fullk-supervision > div {
	width: 50px;
	height: 50px;
	border-radius: 14px;
}

.loan-program-single .fullk-supervision p {
	font-size: 15px;
}

/* Standard program overview and project scope. */
.loan-program-single .fullk-standard-grid {
	grid-template-columns: minmax(0, 1.3fr) minmax(300px, .7fr);
	align-items: center;
	gap: clamp(42px, 5vw, 60px);
}

.loan-program-single .fullk-project-card {
	top: 120px;
	padding: 30px;
	border-top-width: 4px;
	border-radius: 18px;
	box-shadow: 0 14px 34px rgba(3, 33, 33, .13);
}

.loan-program-single .fullk-project-card > i {
	width: 48px;
	height: 48px;
	margin-bottom: 20px;
}

.loan-program-single .fullk-project-card h3 {
	font-size: 1.35rem;
	font-weight: 600;
}

.loan-program-single .fullk-project-card div {
	padding: 11px 0;
}

.loan-program-single .fullk-project-card span {
	font-size: 13px;
}

.loan-program-single .fullk-work-grid {
	align-items: stretch;
	gap: 18px;
}

.loan-program-single .fullk-work-grid ul {
	align-content: start;
	gap: 0;
	padding: 22px 25px;
	overflow: hidden;
	border-color: #d8e6e3;
	border-radius: 17px;
	box-shadow: 0 8px 23px rgba(3, 33, 33, .045);
}

.loan-program-single .fullk-work-grid li {
	padding: 9px 0 9px 25px;
	border-bottom: 1px solid #e4eeec;
	font-size: 15px;
	line-height: 1.5;
}

.loan-program-single .fullk-work-grid li:last-child {
	border-bottom: 0;
}

.loan-program-single .fullk-work-grid li::before {
	top: 11px;
	color: #367d65;
	font-size: 12px;
}

.loan-program-single .fullk-luxury-note {
	margin-top: 20px;
	padding: 15px 18px;
	border: 1px solid #e5d9c2;
	border-radius: 12px;
	background: #fffaf1;
	font-size: 14px;
}

/* Consultant responsibilities. */
.loan-program-single .fullk-consultant-grid {
	gap: 14px;
}

.loan-program-single .fullk-consultant-grid > div,
.loan-program-single .fullk-consultant-grid > div:hover {
	min-width: 0;
	min-height: 92px;
	grid-template-columns: 46px minmax(0, 1fr);
	gap: 15px;
	padding: 18px 21px;
	overflow: hidden;
	border-color: #d8e6e3;
	border-radius: 15px;
	box-shadow: 0 6px 18px rgba(3, 33, 33, .035);
	transform: none;
	transition: none;
}

.loan-program-single .fullk-consultant-grid span {
	width: 42px;
	height: 42px;
	background: #063232;
	color: #fbb12f;
	font-size: 12px;
}

.loan-program-single .fullk-consultant-grid p {
	font-size: 15px;
}

/* Contingency and draw process. */
.loan-program-single .fullk-contingency {
	padding: clamp(68px, 6vw, 84px) 0;
}

.loan-program-single .fullk-contingency-grid {
	grid-template-columns: 300px minmax(0, 1fr);
	gap: clamp(42px, 5vw, 60px);
}

.loan-program-single .fullk-contingency-value {
	padding: 34px 28px;
	border-radius: 19px;
}

.loan-program-single .fullk-contingency-value strong {
	font-size: 2.35rem;
}

.loan-program-single .fullk-contingency .fullk-copy h2 {
	margin-bottom: 16px;
	font-size: clamp(2rem, 3.3vw, 42px);
	font-weight: 600;
}

.loan-program-single .fullk-contingency .fullk-copy p {
	position: relative;
	margin-bottom: 10px;
	padding-left: 23px;
	color: #d2e1df;
	font-size: 15px;
}

.loan-program-single .fullk-contingency .fullk-copy p::before {
	position: absolute;
	top: 1px;
	left: 0;
	color: #fbb12f;
	font-family: "Font Awesome 6 Free";
	font-size: 12px;
	font-weight: 900;
	content: "\f00c";
}

.loan-program-single .fullk-draw-grid {
	grid-template-columns: minmax(0, 1.3fr) minmax(300px, .7fr);
	gap: clamp(42px, 5vw, 60px);
}

.loan-program-single .fullk-draw-flow {
	top: 120px;
	padding: 20px;
	border-radius: 18px;
	box-shadow: 0 14px 34px rgba(3, 33, 33, .13);
}

.loan-program-single .fullk-draw-flow li {
	min-height: 54px;
	display: flex;
	align-items: center;
	padding: 13px 10px 13px 52px;
	font-size: 15px;
	font-weight: 600;
}

.loan-program-single .fullk-draw-flow li::before {
	top: 10px;
}

.loan-program-single .fullk-guidance {
	padding: 38px 0 !important;
}

.loan-program-single .fullk-guidance-box {
	padding: 27px 29px;
	border-width: 1px;
	border-color: #efc66e;
}

.loan-program-single .fullk-cta {
	padding: 30px 0 clamp(72px, 7vw, 94px);
}

.loan-program-single .fullk-cta .program-final-cta {
	margin: 0 0 25px;
}

@media (max-width: 1050px) {
	.loan-program-single .fullk-intro-grid,
	.loan-program-single .fullk-standard-grid,
	.loan-program-single .fullk-contingency-grid,
	.loan-program-single .fullk-draw-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .fullk-intro-content {
		max-width: 760px;
	}

	.loan-program-single .fullk-intro-visual,
	.loan-program-single .fullk-project-card,
	.loan-program-single .fullk-draw-flow {
		max-width: 760px;
	}

	.loan-program-single .fullk-project-card,
	.loan-program-single .fullk-draw-flow {
		position: static;
	}

	.loan-program-single .fullk-detail-grid {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}

	.loan-program-single .fullk-detail-wide {
		grid-column: span 2;
	}
}

@media (max-width: 767px) {
	.loan-program-single .fullk-section {
		padding: 60px 0;
	}

	.loan-program-single .fullk-section .section-kicker {
		font-size: 15px;
	}

	.loan-program-single .fullk-section h2,
	.loan-program-single .fullk-intro-content h2,
	.loan-program-single .fullk-contingency .fullk-copy h2 {
		font-size: clamp(1.85rem, 8vw, 2.25rem);
	}

	.loan-program-single .fullk-intro-grid,
	.loan-program-single .fullk-standard-grid,
	.loan-program-single .fullk-contingency-grid,
	.loan-program-single .fullk-draw-grid {
		gap: 32px;
	}

	.loan-program-single .fullk-intro-visual {
		padding-right: 10px;
	}

	.loan-program-single .fullk-intro-visual figcaption {
		max-width: calc(100% - 24px);
		margin: -27px 12px 0;
	}

	.loan-program-single .fullk-detail-grid,
	.loan-program-single .fullk-work-grid,
	.loan-program-single .fullk-consultant-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .fullk-detail-grid article,
	.loan-program-single .fullk-detail-wide,
	.loan-program-single .fullk-consultant-grid > div:last-child {
		grid-column: auto;
	}

	.loan-program-single .fullk-detail-grid article {
		min-height: 0;
		padding: 24px 21px;
	}

	.loan-program-single .fullk-detail-wide {
		display: block;
		min-height: 0 !important;
	}

	.loan-program-single .fullk-detail-wide i {
		margin-bottom: 17px;
	}

	.loan-program-single .fullk-detail-wide h3 {
		margin-bottom: 10px;
	}

	.loan-program-single .fullk-supervision {
		grid-template-columns: 1fr;
		padding: 22px 20px;
	}

	.loan-program-single .fullk-project-card,
	.loan-program-single .fullk-draw-flow {
		padding: 25px 21px;
	}

	.loan-program-single .fullk-work-grid ul {
		padding: 19px 21px;
	}

	.loan-program-single .fullk-contingency-value {
		padding: 29px 22px;
	}

	.loan-program-single .fullk-guidance {
		padding: 28px 0 !important;
	}

	.loan-program-single .fullk-guidance-box {
		padding: 22px 20px;
	}

	.loan-program-single .fullk-cta {
		padding: 25px 0 62px;
	}
}

/* Full 203K work scope: structured specification-table treatment. */
.loan-program-single .fullk-work-grid {
	gap: 20px;
}

.loan-program-single .fullk-work-grid ul {
	grid-template-rows: auto;
	align-content: start;
	padding: 0;
	overflow: hidden;
	border: 1px solid #d5e4e1;
	border-radius: 18px;
	background: #fff;
	box-shadow: 0 9px 27px rgba(3, 33, 33, .055);
}

.loan-program-single .fullk-work-grid ul::before {
	min-height: 78px;
	display: flex;
	align-items: center;
	padding: 20px 24px 20px 76px;
	position: relative;
	border-bottom: 1px solid #cfe2dc;
	background:
		radial-gradient(circle at 38px 50%, #fbb12f 0 4px, transparent 5px),
		radial-gradient(circle at 38px 50%, #063232 0 18px, transparent 19px),
		linear-gradient(90deg, #d8efb6 0 5px, transparent 5px),
		#eef8f4;
	color: #063232;
	font-size: 1.15rem;
	font-weight: 600;
	line-height: 1.35;
}

.loan-program-single .fullk-work-grid ul:first-child::before {
	content: "Structural & Core Improvements";
}

.loan-program-single .fullk-work-grid ul:last-child::before {
	content: "Finishes & Property Upgrades";
}

.loan-program-single .fullk-work-grid li {
	min-height: 52px;
	display: flex;
	align-items: center;
	margin: 0 24px;
	padding: 11px 0 11px 30px;
	border-bottom: 1px solid #e3eeeb;
	color: #4e7072;
	font-size: 15px;
	line-height: 1.5;
}

.loan-program-single .fullk-work-grid li::before {
	width: 20px;
	height: 20px;
	display: grid;
	top: 50%;
	place-items: center;
	border-radius: 50%;
	background: #e4f3ec;
	color: #28745d;
	font-size: 9px;
	transform: translateY(-50%);
}

.loan-program-single .fullk-work-grid li:last-child {
	border-bottom: 0;
}

@media (max-width: 767px) {
	.loan-program-single .fullk-work-grid ul::before {
		min-height: 70px;
		padding: 17px 20px 17px 58px;
		font-size: 1.05rem;
	}

	.loan-program-single .fullk-work-grid li {
		min-height: 48px;
		margin: 0 20px;
		padding-left: 28px;
	}
}

/* ==========================================================================
   Fannie Mae HomeStyle Rehab — reverted; previous design retained
   ========================================================================== */
@media not all {
.loan-program-single .hs-section {
	position: relative;
	padding: clamp(70px, 6.5vw, 94px) 0;
	overflow: clip;
}

.loan-program-single .hs-section:nth-of-type(even) {
	background: #f3faf7;
}

.loan-program-single .hs-section .container {
	width: min(var(--container-width, 1220px), calc(100% - 40px));
}

.loan-program-single .hs-section-heading {
	max-width: 820px;
	margin: 0 0 clamp(34px, 4vw, 50px);
	padding: 0;
}

.loan-program-single .hs-section-heading::before {
	display: none;
}

.loan-program-single .hs-section-heading .section-kicker,
.loan-program-single .hs-intro .section-kicker {
	margin-bottom: 12px;
	color: #ee991c;
	font-size: 16px;
	font-weight: 600;
	letter-spacing: .02em;
	text-transform: none;
}

.loan-program-single .hs-section h2 {
	margin: 0;
	color: #073b3b;
	font-size: clamp(30px, 3.2vw, 42px);
	font-weight: 600;
	line-height: 1.16;
	letter-spacing: -.025em;
	text-wrap: balance;
}

.loan-program-single .hs-section p,
.loan-program-single .hs-section li {
	color: #526f71;
	font-size: 15px;
	line-height: 1.8;
}

.loan-program-single .hs-section a:not(.btn) {
	color: #d97c08;
	font-weight: 600;
	text-decoration: underline;
	text-decoration-color: rgba(217, 124, 8, .35);
	text-underline-offset: 3px;
	transition: color .2s ease, text-decoration-color .2s ease;
}

.loan-program-single .hs-section a:not(.btn):hover {
	color: #176b55;
	text-decoration-color: currentColor;
}

/* Opening section */
.loan-program-single .hs-intro {
	padding-top: clamp(62px, 5.5vw, 82px);
	background: #fff;
}

.loan-program-single .hs-intro-grid {
	display: grid;
	grid-template-columns: minmax(0, 1.08fr) minmax(360px, .92fr);
	gap: clamp(42px, 6vw, 78px);
	align-items: center;
}

.loan-program-single .hs-intro-content {
	max-width: 660px;
}

.loan-program-single .hs-intro-content h2 {
	margin-bottom: 22px;
}

.loan-program-single .hs-lead {
	margin-bottom: 14px;
	color: #234f51;
	font-size: 17px !important;
	line-height: 1.72 !important;
}

.loan-program-single .hs-intro-facts {
	display: grid;
	grid-template-columns: repeat(3, minmax(0, 1fr));
	gap: 12px;
	margin-top: 28px;
}

.loan-program-single .hs-intro-facts span {
	min-height: 104px;
	display: flex;
	flex-direction: column;
	justify-content: center;
	padding: 17px 15px;
	border: 1px solid #d7e7e2;
	border-radius: 14px;
	background: #f5faf8;
	color: #5b7476;
	font-size: 13px;
	line-height: 1.45;
}

.loan-program-single .hs-intro-facts strong {
	display: block;
	margin-bottom: 4px;
	color: #073b3b;
	font-size: 20px;
	font-weight: 650;
}

.loan-program-single .hs-intro-visual {
	width: 100%;
	max-width: 480px;
	margin: 0 0 0 auto;
	position: relative;
}

.loan-program-single .hs-intro-visual img {
	width: 100%;
	aspect-ratio: 4 / 3;
	display: block;
	border-radius: 22px;
	object-fit: cover;
	box-shadow: 0 22px 48px rgba(5, 51, 51, .14);
}

.loan-program-single .hs-intro-visual figcaption {
	width: min(310px, calc(100% - 32px));
	display: flex;
	gap: 12px;
	align-items: center;
	margin: -42px auto 0;
	padding: 17px 20px;
	position: relative;
	border: 1px solid rgba(255, 255, 255, .8);
	border-radius: 14px;
	background: rgba(255, 255, 255, .94);
	box-shadow: 0 12px 30px rgba(4, 42, 42, .13);
	color: #315d5e;
	font-size: 13px;
	line-height: 1.5;
	backdrop-filter: blur(10px);
}

.loan-program-single .hs-intro-visual figcaption i {
	flex: 0 0 38px;
	width: 38px;
	height: 38px;
	display: grid;
	place-items: center;
	border-radius: 50%;
	background: #fff0d5;
	color: #e79216;
	font-size: 16px;
}

/* Financing and process */
.loan-program-single .hs-financing-grid,
.loan-program-single .hs-fannie-grid {
	display: grid;
	grid-template-columns: minmax(0, 1.35fr) minmax(280px, .65fr);
	gap: clamp(32px, 5vw, 64px);
	align-items: start;
}

.loan-program-single .hs-copy > :first-child {
	margin-top: 0;
}

.loan-program-single .hs-copy > :last-child {
	margin-bottom: 0;
}

.loan-program-single .hs-number-card,
.loan-program-single .hs-value-card {
	padding: 28px;
	position: sticky;
	top: 130px;
	border: 1px solid #cfe2dc;
	border-radius: 20px;
	background: #fff;
	box-shadow: 0 15px 36px rgba(4, 45, 45, .08);
}

.loan-program-single .hs-number-card > i,
.loan-program-single .hs-value-card > i {
	width: 48px;
	height: 48px;
	display: grid;
	place-items: center;
	margin-bottom: 20px;
	border-radius: 14px;
	background: #073b3b;
	color: #ffb22f;
	font-size: 20px;
}

.loan-program-single .hs-number-card > div {
	padding: 15px 0;
	border-top: 1px solid #e1ece9;
}

.loan-program-single .hs-number-card small,
.loan-program-single .hs-value-card small,
.loan-program-single .hs-number-card strong,
.loan-program-single .hs-value-card strong,
.loan-program-single .hs-value-card span {
	display: block;
}

.loan-program-single .hs-number-card small,
.loan-program-single .hs-value-card small {
	margin-bottom: 4px;
	color: #668082;
	font-size: 12px;
	font-weight: 600;
	letter-spacing: .04em;
	text-transform: uppercase;
}

.loan-program-single .hs-number-card strong,
.loan-program-single .hs-value-card strong {
	color: #073b3b;
	font-size: clamp(25px, 2.5vw, 34px);
	font-weight: 650;
	line-height: 1.2;
}

.loan-program-single .hs-number-card > p {
	margin: 12px 0 0;
	padding-top: 14px;
	border-top: 1px solid #e1ece9;
	font-size: 12px;
	line-height: 1.55;
}

.loan-program-single .hs-project-grid {
	display: grid;
	grid-template-columns: repeat(4, minmax(0, 1fr));
	gap: 18px;
}

.loan-program-single .hs-project-grid article {
	min-height: 280px;
	padding: 26px 23px;
	position: relative;
	border: 1px solid #d6e6e1;
	border-radius: 18px;
	background: #fff;
	box-shadow: 0 10px 26px rgba(4, 45, 45, .05);
	transition: border-color .25s ease, box-shadow .25s ease;
}

.loan-program-single .hs-project-grid article:hover {
	border-color: #f4ad36;
	box-shadow: 0 15px 32px rgba(4, 45, 45, .09);
}

.loan-program-single .hs-project-grid article > span {
	position: absolute;
	top: 20px;
	right: 20px;
	color: #bad0ca;
	font-size: 14px;
	font-weight: 700;
}

.loan-program-single .hs-project-grid article > i {
	width: 46px;
	height: 46px;
	display: grid;
	place-items: center;
	margin-bottom: 24px;
	border-radius: 13px;
	background: #eaf6f1;
	color: #176b55;
	font-size: 18px;
}

.loan-program-single .hs-project-grid h3 {
	margin: 0 0 10px;
	color: #073b3b;
	font-size: 19px;
	font-weight: 600;
}

/* Homeowner feature */
.loan-program-single .hs-homeowners {
	background: #073b3b !important;
}

.loan-program-single .hs-homeowners-grid {
	display: grid;
	grid-template-columns: minmax(300px, .75fr) minmax(0, 1.25fr);
	gap: clamp(40px, 6vw, 76px);
	align-items: center;
}

.loan-program-single .hs-homeowners-panel {
	padding: 34px;
	border: 1px solid rgba(255, 255, 255, .15);
	border-radius: 22px;
	background: rgba(255, 255, 255, .07);
}

.loan-program-single .hs-homeowners-panel i {
	width: 50px;
	height: 50px;
	display: grid;
	place-items: center;
	margin-bottom: 24px;
	border-radius: 15px;
	background: #ffb22f;
	color: #073b3b;
	font-size: 20px;
}

.loan-program-single .hs-homeowners h2,
.loan-program-single .hs-homeowners p {
	color: #fff;
}

.loan-program-single .hs-homeowners a:not(.btn) {
	color: #ffc257;
}

/* Eligible work lists */
.loan-program-single .hs-work-grid {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 24px;
}

.loan-program-single .hs-work-grid ul {
	margin: 0;
	padding: 0;
	overflow: hidden;
	border: 1px solid #d5e4e1;
	border-radius: 18px;
	background: #fff;
	box-shadow: 0 10px 28px rgba(3, 33, 33, .055);
	list-style: none;
}

.loan-program-single .hs-work-grid ul::before {
	min-height: 76px;
	display: flex;
	align-items: center;
	padding: 19px 24px 19px 70px;
	border-bottom: 1px solid #cfe2dc;
	background:
		radial-gradient(circle at 36px 50%, #fbb12f 0 4px, transparent 5px),
		radial-gradient(circle at 36px 50%, #073b3b 0 17px, transparent 18px),
		#eef8f4;
	color: #073b3b;
	font-size: 18px;
	font-weight: 600;
	line-height: 1.35;
}

.loan-program-single .hs-work-grid ul:first-child::before {
	content: "Structural & Major Improvements";
}

.loan-program-single .hs-work-grid ul:last-child::before {
	content: "Finishes & Property Upgrades";
}

.loan-program-single .hs-work-grid li {
	min-height: 52px;
	display: flex;
	align-items: center;
	margin: 0 24px;
	padding: 11px 0 11px 30px;
	position: relative;
	border-bottom: 1px solid #e3eeeb;
	line-height: 1.55;
}

.loan-program-single .hs-work-grid li:last-child {
	border-bottom: 0;
}

.loan-program-single .hs-work-grid li::before {
	content: "\f00c";
	width: 20px;
	height: 20px;
	display: grid;
	place-items: center;
	position: absolute;
	top: 50%;
	left: 0;
	border-radius: 50%;
	background: #e4f3ec;
	color: #28745d;
	font-family: "Font Awesome 6 Free";
	font-size: 9px;
	font-weight: 900;
	transform: translateY(-50%);
}

/* Modern program details table */
.loan-program-single .hs-fannie {
	background: #fff;
}

.loan-program-single .hs-value-card span {
	margin-top: 7px;
	color: #597476;
	font-size: 14px;
	line-height: 1.55;
}

.loan-program-single .hs-program-table {
	margin-top: clamp(38px, 5vw, 58px);
	overflow: hidden;
	border: 1px solid #cfdfdb;
	border-radius: 20px;
	background: #fff;
	box-shadow: 0 16px 42px rgba(3, 43, 43, .08);
}

.loan-program-single .hs-program-table > div {
	min-width: 0;
	display: grid;
	grid-template-columns: minmax(230px, .3fr) minmax(0, .7fr);
	align-items: stretch;
	border-bottom: 1px solid #dce9e5;
}

.loan-program-single .hs-program-table > div:last-child {
	border-bottom: 0;
}

.loan-program-single .hs-program-table > div:first-child {
	background: #073b3b;
}

.loan-program-single .hs-program-table strong {
	padding: 18px 24px;
	color: #fff;
	font-size: 14px;
	font-weight: 600;
	letter-spacing: .04em;
	text-transform: uppercase;
}

.loan-program-single .hs-program-table strong + strong {
	border-left: 1px solid rgba(255, 255, 255, .15);
}

.loan-program-single .hs-program-table span {
	display: flex;
	align-items: center;
	padding: 22px 24px;
	background: #f0f8f5;
	color: #073b3b;
	font-size: 15px;
	font-weight: 650;
	line-height: 1.5;
}

.loan-program-single .hs-program-table p {
	margin: 0;
	padding: 22px 26px;
	border-left: 1px solid #dce9e5;
	color: #536f71;
	line-height: 1.7;
}

/* Contractor, DIY and guidance */
.loan-program-single .hs-contractor-list {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 18px;
}

.loan-program-single .hs-contractor-list > div {
	min-height: 170px;
	display: grid;
	grid-template-columns: 48px minmax(0, 1fr);
	gap: 18px;
	align-items: start;
	padding: 25px;
	border: 1px solid #d6e6e1;
	border-radius: 18px;
	background: #fff;
	box-shadow: 0 9px 26px rgba(4, 45, 45, .05);
}

.loan-program-single .hs-contractor-list span {
	width: 48px;
	height: 48px;
	display: grid;
	place-items: center;
	border-radius: 14px;
	background: #073b3b;
	color: #ffb22f;
	font-size: 14px;
	font-weight: 700;
}

.loan-program-single .hs-contractor-list p {
	margin: 0;
	line-height: 1.7;
}

.loan-program-single .hs-diy-grid {
	display: grid;
	grid-template-columns: minmax(300px, .78fr) minmax(0, 1.22fr);
	gap: clamp(34px, 5vw, 64px);
	align-items: center;
}

.loan-program-single .hs-diy-panel {
	padding: 32px;
	border-radius: 20px;
	background: #073b3b;
}

.loan-program-single .hs-diy-panel i {
	width: 48px;
	height: 48px;
	display: grid;
	place-items: center;
	margin-bottom: 22px;
	border-radius: 14px;
	background: #ffb22f;
	color: #073b3b;
}

.loan-program-single .hs-diy-panel h2,
.loan-program-single .hs-diy-panel p {
	color: #fff;
}

.loan-program-single .hs-diy-grid > ul {
	margin: 0;
	padding: 0;
	list-style: none;
}

.loan-program-single .hs-diy-grid > ul li {
	margin: 0;
	padding: 17px 0 17px 34px;
	position: relative;
	border-bottom: 1px solid #dce8e5;
}

.loan-program-single .hs-diy-grid > ul li::before {
	content: "\f058";
	position: absolute;
	top: 19px;
	left: 0;
	color: #e89418;
	font-family: "Font Awesome 6 Free";
	font-weight: 900;
}

.loan-program-single .hs-guidance {
	padding: clamp(54px, 5vw, 72px) 0;
	background: #fff !important;
}

.loan-program-single .hs-guidance-box {
	display: grid;
	grid-template-columns: 54px minmax(0, 1fr);
	gap: 22px;
	padding: clamp(26px, 4vw, 40px);
	border: 1px solid #cfe1dc;
	border-radius: 20px;
	background: #f3faf7;
}

.loan-program-single .hs-guidance-box > i {
	width: 54px;
	height: 54px;
	display: grid;
	place-items: center;
	border-radius: 16px;
	background: #073b3b;
	color: #ffb22f;
	font-size: 20px;
}

.loan-program-single .hs-guidance-box p:first-child {
	margin-top: 0;
}

.loan-program-single .hs-guidance-box small {
	display: block;
	margin-top: 16px;
	padding-top: 15px;
	border-top: 1px solid #d4e4e0;
	color: #718688;
	font-size: 12px;
	line-height: 1.65;
}

.loan-program-single .hs-cta {
	padding-top: 0;
}

@media (max-width: 1023px) {
	.loan-program-single .hs-intro-grid,
	.loan-program-single .hs-financing-grid,
	.loan-program-single .hs-fannie-grid {
		grid-template-columns: minmax(0, 1fr) minmax(280px, .72fr);
		gap: 38px;
	}

	.loan-program-single .hs-project-grid {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}

	.loan-program-single .hs-project-grid article {
		min-height: 230px;
	}
}

@media (max-width: 767px) {
	.loan-program-single .hs-section {
		padding: 58px 0;
	}

	.loan-program-single .hs-section .container {
		width: min(100% - 30px, var(--container-width, 1220px));
	}

	.loan-program-single .hs-intro-grid,
	.loan-program-single .hs-financing-grid,
	.loan-program-single .hs-fannie-grid,
	.loan-program-single .hs-homeowners-grid,
	.loan-program-single .hs-diy-grid {
		grid-template-columns: 1fr;
		gap: 32px;
	}

	.loan-program-single .hs-intro-content,
	.loan-program-single .hs-intro-visual {
		max-width: none;
	}

	.loan-program-single .hs-intro-visual {
		margin: 0;
	}

	.loan-program-single .hs-intro-facts,
	.loan-program-single .hs-project-grid,
	.loan-program-single .hs-work-grid,
	.loan-program-single .hs-contractor-list {
		grid-template-columns: 1fr;
	}

	.loan-program-single .hs-intro-facts span {
		min-height: 82px;
	}

	.loan-program-single .hs-number-card,
	.loan-program-single .hs-value-card {
		position: static;
	}

	.loan-program-single .hs-project-grid article,
	.loan-program-single .hs-contractor-list > div {
		min-height: 0;
	}

	.loan-program-single .hs-work-grid ul::before {
		min-height: 70px;
		padding: 17px 18px 17px 58px;
		background:
			radial-gradient(circle at 30px 50%, #fbb12f 0 4px, transparent 5px),
			radial-gradient(circle at 30px 50%, #073b3b 0 16px, transparent 17px),
			#eef8f4;
		font-size: 16px;
	}

	.loan-program-single .hs-work-grid li {
		margin: 0 18px;
	}

	.loan-program-single .hs-program-table {
		overflow: hidden;
	}

	.loan-program-single .hs-program-table > div {
		min-width: 0;
		grid-template-columns: 1fr;
	}

	.loan-program-single .hs-program-table > div:first-child {
		display: none;
	}

	.loan-program-single .hs-program-table span {
		padding: 16px 20px;
		border-bottom: 1px solid #d7e5e1;
	}

	.loan-program-single .hs-program-table p {
		padding: 18px 20px 22px;
		border-left: 0;
	}

	.loan-program-single .hs-contractor-list > div {
		grid-template-columns: 42px minmax(0, 1fr);
		gap: 14px;
		padding: 20px;
	}

	.loan-program-single .hs-contractor-list span {
		width: 42px;
		height: 42px;
	}

	.loan-program-single .hs-guidance-box {
		grid-template-columns: 1fr;
	}
}

@media (max-width: 479px) {
	.loan-program-single .hs-section h2 {
		font-size: 29px;
	}

	.loan-program-single .hs-intro-facts {
		gap: 10px;
	}

	.loan-program-single .hs-intro-visual figcaption {
		width: calc(100% - 24px);
		padding: 14px;
	}

	.loan-program-single .hs-homeowners-panel,
	.loan-program-single .hs-diy-panel {
		padding: 26px 22px;
	}
}
}

/* HomeStyle focused alignment and table refinements. */
.loan-program-single .hs-financing-grid {
	grid-template-columns: minmax(0, 1.32fr) minmax(310px, .68fr);
	gap: clamp(38px, 5vw, 64px);
	align-items: start;
}

.loan-program-single .hs-financing-grid .hs-copy {
	max-width: 760px;
	padding-top: 0;
}

.loan-program-single .hs-financing-grid .hs-copy > p:first-child,
.loan-program-single .hs-number-card > :first-child {
	margin-top: 0;
}

.loan-program-single .hs-financing-grid .hs-number-card {
	width: 100%;
	margin: 0;
	align-self: start;
}

.loan-program-single .hs-work-grid {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 24px;
	align-items: stretch;
}

.loan-program-single .hs-work-grid ul {
	display: block;
	margin: 0;
	padding: 0;
	overflow: hidden;
	border: 1px solid #d4e4e0;
	border-radius: 18px;
	background: #fff;
	box-shadow: 0 10px 28px rgba(3, 33, 33, .06);
	list-style: none;
}

.loan-program-single .hs-work-grid ul::before {
	min-height: 72px;
	display: flex;
	align-items: center;
	padding: 18px 24px 18px 66px;
	border-bottom: 1px solid #cfe0dc;
	background:
		radial-gradient(circle at 34px 50%, #fbb12f 0 4px, transparent 5px),
		radial-gradient(circle at 34px 50%, #063232 0 17px, transparent 18px),
		#eef8f4;
	color: #063232;
	font-size: 17px;
	font-weight: 600;
	line-height: 1.35;
}

.loan-program-single .hs-work-grid ul:first-child::before {
	content: "Structural & Major Improvements";
}

.loan-program-single .hs-work-grid ul:last-child::before {
	content: "Finishes & Property Upgrades";
}

.loan-program-single .hs-work-grid li {
	min-height: 52px;
	display: flex;
	align-items: center;
	margin: 0 22px;
	padding: 11px 0 11px 29px;
	position: relative;
	border-bottom: 1px solid #e3ece9;
	color: #527679;
	font-size: 15px;
	line-height: 1.5;
}

.loan-program-single .hs-work-grid li:last-child {
	border-bottom: 0;
}

.loan-program-single .hs-work-grid li::before {
	width: 19px;
	height: 19px;
	display: grid;
	top: 50%;
	place-items: center;
	border-radius: 50%;
	background: #e4f3ec;
	color: #28745d;
	font-size: 9px;
	transform: translateY(-50%);
}

.loan-program-single .hs-cta,
.loan-program-single .program-cta-section.hs-cta {
	margin-top: 0;
	padding-top: 0 !important;
}

@media (max-width: 1050px) {
	.loan-program-single .hs-financing-grid {
		grid-template-columns: minmax(0, 1fr);
		gap: 32px;
	}

	.loan-program-single .hs-financing-grid .hs-copy,
	.loan-program-single .hs-financing-grid .hs-number-card {
		max-width: none;
	}
}

@media (max-width: 767px) {
	.loan-program-single .hs-work-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .hs-work-grid ul::before {
		min-height: 66px;
		padding: 16px 18px 16px 56px;
		background:
			radial-gradient(circle at 29px 50%, #fbb12f 0 4px, transparent 5px),
			radial-gradient(circle at 29px 50%, #063232 0 15px, transparent 16px),
			#eef8f4;
		font-size: 16px;
	}

	.loan-program-single .hs-work-grid li {
		min-height: 48px;
		margin: 0 18px;
	}
}

/* ==========================================================================
   VA Renovation Mortgage Loan — scoped final refinement
   ========================================================================== */
.loan-program-single .varen-section {
	padding: clamp(68px, 6vw, 88px) 0;
	overflow: clip;
}

.loan-program-single .varen-section .container {
	width: min(var(--container-width, 1220px), calc(100% - 40px));
}

.loan-program-single .varen-section-heading {
	max-width: 820px;
	margin: 0 0 40px;
	padding-left: 0;
}

.loan-program-single .varen-section-heading::before {
	display: none;
}

.loan-program-single .varen-section .section-kicker {
	margin-bottom: 11px;
	color: #df8610;
	font-size: 16px;
	font-weight: 600;
	letter-spacing: .02em;
	text-transform: none;
}

.loan-program-single .varen-section h2 {
	color: #063b3b;
	font-size: clamp(30px, 3.2vw, 42px);
	font-weight: 600;
	line-height: 1.17;
	letter-spacing: -.025em;
	text-wrap: balance;
}

.loan-program-single .varen-section p,
.loan-program-single .varen-section li {
	font-size: 15px;
	line-height: 1.75;
}

.loan-program-single .varen-section a:not(.btn) {
	color: #d47b09;
	font-weight: 600;
	text-decoration-color: rgba(212, 123, 9, .35);
	transition: color .2s ease, text-decoration-color .2s ease;
}

.loan-program-single .varen-section a:not(.btn):hover {
	color: #176b55;
	text-decoration-color: currentColor;
}

/* Availability notice */
.loan-program-single .varen-alert-section {
	padding: 30px 0;
	background: #fff8ea !important;
}

.loan-program-single .varen-alert {
	display: grid;
	grid-template-columns: 46px minmax(0, 1fr);
	gap: 18px;
	align-items: center;
	padding: 21px 24px;
	border: 1px solid #efd18f;
	border-left: 4px solid #e39a18;
	border-radius: 15px;
	background: #fffdf8;
	box-shadow: 0 8px 24px rgba(86, 59, 14, .06);
}

.loan-program-single .varen-alert > i {
	width: 46px;
	height: 46px;
}

.loan-program-single .varen-alert strong {
	margin-bottom: 4px;
	color: #6e4805;
	font-size: 16px;
	font-weight: 650;
}

.loan-program-single .varen-alert p {
	color: #6a604d;
	line-height: 1.65;
}

/* Opening section */
.loan-program-single .varen-intro {
	background: #fff;
}

.loan-program-single .varen-intro-grid {
	grid-template-columns: minmax(0, 1.12fr) minmax(360px, .88fr);
	gap: clamp(42px, 6vw, 74px);
	align-items: center;
}

.loan-program-single .varen-intro-content {
	max-width: 680px;
}

.loan-program-single .varen-intro-content h2 {
	margin-bottom: 19px;
}

.loan-program-single .varen-intro-content h3 {
	margin-bottom: 16px;
	color: #a96105;
	font-size: 19px;
	font-weight: 600;
	line-height: 1.45;
}

.loan-program-single .varen-intro-content > p {
	margin-bottom: 0;
	font-size: 15px;
	line-height: 1.75;
}

.loan-program-single .varen-intro-facts {
	gap: 12px;
	margin-top: 25px;
}

.loan-program-single .varen-intro-facts span {
	min-height: 88px;
	display: flex;
	flex-direction: column;
	justify-content: center;
	padding: 16px 18px;
	border-color: #d7e6e2;
	background: #f5faf8;
}

.loan-program-single .varen-intro-facts strong {
	color: #063b3b;
	font-size: 19px;
	font-weight: 650;
}

.loan-program-single .varen-intro-visual {
	width: 100%;
	max-width: 470px;
	margin: 0 0 0 auto;
	padding: 0 16px 24px 0;
}

.loan-program-single .varen-intro-visual img {
	min-height: 0;
	aspect-ratio: 4 / 3;
	border-radius: 20px;
}

.loan-program-single .varen-intro-visual figcaption {
	max-width: 340px;
	margin: -40px 0 0 -14px;
	padding: 17px 19px;
	border-left-width: 4px;
	font-size: 13px;
	line-height: 1.5;
}

/* Program value section */
.loan-program-single .varen-opportunity {
	background: #063b3b !important;
}

.loan-program-single .varen-opportunity-grid {
	grid-template-columns: minmax(280px, .68fr) minmax(0, 1.32fr);
	gap: clamp(38px, 6vw, 72px);
	align-items: center;
}

.loan-program-single .varen-value-card {
	padding: 32px;
	border-radius: 19px;
}

.loan-program-single .varen-value-card i {
	width: 50px;
	height: 50px;
	margin-bottom: 20px;
}

.loan-program-single .varen-value-card strong {
	font-size: clamp(27px, 2.6vw, 34px);
	font-weight: 650;
}

.loan-program-single .varen-opportunity .varen-copy p {
	color: #dce9e7;
}

/* Improvement cards */
.loan-program-single .varen-improvement-grid {
	display: grid;
	grid-template-columns: repeat(12, minmax(0, 1fr));
	gap: 18px;
}

.loan-program-single .varen-improvement-grid article {
	min-height: 220px;
	grid-column: span 3;
	padding: 26px 23px;
	border-color: #d8e6e2;
	border-radius: 17px;
	box-shadow: 0 9px 26px rgba(3, 33, 33, .055);
	transition: border-color .22s ease, box-shadow .22s ease;
}

.loan-program-single .varen-improvement-grid article:hover {
	border-color: #efae43;
	box-shadow: 0 14px 30px rgba(3, 33, 33, .09);
}

.loan-program-single .varen-improvement-grid article > i {
	width: 46px;
	height: 46px;
	margin-bottom: 19px;
	border-radius: 13px;
}

.loan-program-single .varen-improvement-grid h3 {
	font-size: 18px;
	font-weight: 600;
}

.loan-program-single .varen-improvement-grid .varen-improvement-wide {
	min-height: 0;
	grid-column: span 12;
	display: grid;
	grid-template-columns: 46px minmax(180px, .35fr) minmax(0, .65fr);
	gap: 18px;
	align-items: center;
	padding: 22px 24px;
	background: #eef8f5 !important;
}

.loan-program-single .varen-improvement-wide > i,
.loan-program-single .varen-improvement-wide h3,
.loan-program-single .varen-improvement-wide p {
	margin: 0;
}

/* Allowed and restricted scope */
.loan-program-single .varen-scope-grid {
	gap: 22px;
	align-items: stretch;
}

.loan-program-single .varen-scope-grid > div {
	padding: 30px;
	border-radius: 18px;
	box-shadow: 0 10px 28px rgba(3, 33, 33, .06);
}

.loan-program-single .varen-scope-grid h3 {
	margin: 12px 0 18px;
	font-size: 20px;
	font-weight: 600;
}

.loan-program-single .varen-scope-grid ul {
	gap: 0;
}

.loan-program-single .varen-scope-grid li {
	min-height: 45px;
	display: flex;
	align-items: center;
	padding: 9px 0 9px 28px;
	border-bottom: 1px solid rgba(6, 50, 50, .09);
}

.loan-program-single .varen-scope-grid li:last-child {
	border-bottom: 0;
}

.loan-program-single .varen-scope-grid li::before {
	width: 18px;
	height: 18px;
	display: grid;
	top: 50%;
	place-items: center;
	border-radius: 50%;
	background: rgba(6, 50, 50, .08);
	font-size: 15px;
	transform: translateY(-50%);
}

/* Guidance and actions */
.loan-program-single .varen-actions-grid {
	grid-template-columns: minmax(0, 1.18fr) minmax(330px, .82fr);
	gap: clamp(40px, 6vw, 70px);
	align-items: center;
}

.loan-program-single .varen-action-card {
	padding: 32px;
	border-radius: 20px;
	box-shadow: 0 14px 38px rgba(3, 33, 33, .13);
}

.loan-program-single .varen-action-card h2 {
	margin-bottom: 20px;
	font-size: 26px;
	font-weight: 600;
}

.loan-program-single .varen-action-card .btn {
	min-height: 50px;
	margin-top: 10px;
}

.loan-program-single .varen-disclosure {
	padding: 0 0 clamp(60px, 6vw, 82px) !important;
	background: #fff !important;
}

.loan-program-single .varen-disclosure-box {
	gap: 18px;
	padding: 24px 26px;
	border-radius: 16px;
	background: #f5faf8;
}

.loan-program-single .varen-disclosure-box p {
	font-size: 13px;
	line-height: 1.65;
}

@media (max-width: 1023px) {
	.loan-program-single .varen-intro-grid,
	.loan-program-single .varen-opportunity-grid,
	.loan-program-single .varen-actions-grid {
		grid-template-columns: 1fr;
		gap: 34px;
	}

	.loan-program-single .varen-intro-visual {
		max-width: 620px;
		margin: 0;
	}

	.loan-program-single .varen-value-card,
	.loan-program-single .varen-action-card {
		max-width: none;
	}

	.loan-program-single .varen-improvement-grid article {
		grid-column: span 6;
	}

	.loan-program-single .varen-improvement-grid .varen-improvement-wide {
		grid-column: span 12;
	}
}

@media (max-width: 767px) {
	.loan-program-single .varen-section {
		padding: 56px 0;
	}

	.loan-program-single .varen-section .container {
		width: min(100% - 30px, var(--container-width, 1220px));
	}

	.loan-program-single .varen-alert-section {
		padding: 22px 0;
	}

	.loan-program-single .varen-alert {
		grid-template-columns: 40px minmax(0, 1fr);
		gap: 14px;
		padding: 18px;
	}

	.loan-program-single .varen-alert > i {
		width: 40px;
		height: 40px;
	}

	.loan-program-single .varen-intro-facts,
	.loan-program-single .varen-scope-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .varen-intro-visual {
		padding-right: 10px;
	}

	.loan-program-single .varen-intro-visual figcaption {
		max-width: calc(100% - 12px);
		margin: -28px 6px 0;
	}

	.loan-program-single .varen-improvement-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .varen-improvement-grid article,
	.loan-program-single .varen-improvement-grid .varen-improvement-wide {
		min-height: 0;
		grid-column: auto;
	}

	.loan-program-single .varen-improvement-grid .varen-improvement-wide {
		display: block;
	}

	.loan-program-single .varen-improvement-wide > i {
		margin-bottom: 18px;
	}

	.loan-program-single .varen-improvement-wide h3 {
		margin-bottom: 10px;
	}

	.loan-program-single .varen-disclosure-box {
		display: grid;
		grid-template-columns: 42px minmax(0, 1fr);
		padding: 20px;
	}
}

@media (max-width: 479px) {
	.loan-program-single .varen-section h2 {
		font-size: 29px;
	}

	.loan-program-single .varen-alert {
		grid-template-columns: 1fr;
	}

	.loan-program-single .varen-scope-grid > div,
	.loan-program-single .varen-action-card {
		padding: 25px 21px;
	}

	.loan-program-single .varen-disclosure-box {
		grid-template-columns: 1fr;
	}
}

/* VA Renovation focused card, list and action refinements. */
.loan-program-single .varen-improvement-grid {
	grid-template-columns: repeat(6, minmax(0, 1fr));
}

.loan-program-single .varen-improvement-grid article,
.loan-program-single .varen-improvement-grid .varen-improvement-wide {
	min-height: 230px;
	grid-column: span 2;
	display: block;
	padding: 26px 23px;
	border: 1px solid #d8e6e2;
	border-radius: 17px;
	background: #fff !important;
	box-shadow: 0 9px 26px rgba(3, 33, 33, .055);
}

.loan-program-single .varen-improvement-grid article:nth-child(4) {
	grid-column: 2 / span 2;
}

.loan-program-single .varen-improvement-grid article:nth-child(5) {
	grid-column: 4 / span 2;
}

.loan-program-single .varen-improvement-grid .varen-improvement-wide > i {
	margin-bottom: 19px;
}

.loan-program-single .varen-improvement-grid .varen-improvement-wide h3 {
	margin: 0 0 11px;
}

.loan-program-single .varen-scope-grid li {
	padding-left: 32px;
}

.loan-program-single .varen-scope-grid li::before {
	content: "\f061";
	width: 20px;
	height: 20px;
	display: grid;
	top: 50%;
	left: 0;
	place-items: center;
	border-radius: 50%;
	background: #e3f1ec;
	color: #28745d;
	font-family: "Font Awesome 6 Free";
	font-size: 9px;
	font-weight: 900;
	line-height: 1;
	transform: translateY(-50%);
}

.loan-program-single .varen-scope-limited li::before {
	background: #f7e9e4;
	color: #ae563f;
}

.loan-program-single .varen-action-card {
	display: grid;
	grid-template-columns: 54px minmax(0, 1fr);
	gap: 0 18px;
	align-items: center;
}

.loan-program-single .varen-action-card > i {
	grid-column: 1;
	grid-row: 1;
	width: 54px;
	height: 54px;
	margin: 0;
}

.loan-program-single .varen-action-card h2 {
	grid-column: 2;
	grid-row: 1;
	margin: 0;
	color: #fff !important;
	line-height: 1.3;
}

.loan-program-single .varen-action-card .btn {
	grid-column: 1 / -1;
}

.loan-program-single .varen-action-card .btn-accent {
	margin-top: 24px;
	border-color: #f6a91f !important;
	background: #f6a91f !important;
	color: #fff !important;
}

.loan-program-single .varen-action-card .btn-accent:hover,
.loan-program-single .varen-action-card .btn-accent:focus-visible {
	border-color: #fff !important;
	background: #fff !important;
	color: #063b3b !important;
	box-shadow: none;
	transform: none;
}

@media (max-width: 1023px) {
	.loan-program-single .varen-improvement-grid {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}

	.loan-program-single .varen-improvement-grid article,
	.loan-program-single .varen-improvement-grid .varen-improvement-wide,
	.loan-program-single .varen-improvement-grid article:nth-child(4),
	.loan-program-single .varen-improvement-grid article:nth-child(5) {
		grid-column: auto;
	}

	.loan-program-single .varen-improvement-grid article:last-child {
		grid-column: 1 / -1;
	}
}

@media (max-width: 767px) {
	.loan-program-single .varen-improvement-grid {
		grid-template-columns: 1fr;
	}

	.loan-program-single .varen-improvement-grid article,
	.loan-program-single .varen-improvement-grid .varen-improvement-wide,
	.loan-program-single .varen-improvement-grid article:last-child {
		min-height: 0;
		grid-column: auto;
	}

	.loan-program-single .varen-action-card {
		grid-template-columns: 46px minmax(0, 1fr);
		gap: 0 14px;
	}

	.loan-program-single .varen-action-card > i {
		width: 46px;
		height: 46px;
	}

	.loan-program-single .varen-action-card h2 {
		font-size: 23px;
	}
}

/* ==========================================================================
   Shared loan-service opening section
   ========================================================================== */
.loan-program-single :is(
	.program-intro,
	.conventional-intro,
	.jumbo-intro,
	.fha-intro,
	.reverse-intro,
	.stream-intro,
	.fullk-intro,
	.hs-intro,
	.va-intro,
	.varen-intro
) {
	padding: clamp(68px, 6vw, 88px) 0;
	overflow: clip;
	background: #fff !important;
}

.loan-program-single :is(
	.program-intro-grid,
	.conventional-intro-grid,
	.jumbo-intro-grid,
	.fha-intro-grid,
	.reverse-intro-grid,
	.stream-intro-grid,
	.fullk-intro-grid,
	.hs-intro-grid,
	.va-intro-grid,
	.varen-intro-grid
) {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: clamp(42px, 5.5vw, 72px);
	align-items: center;
}

.loan-program-single :is(
	.program-intro-copy,
	.conventional-intro-content,
	.jumbo-intro-copy,
	.fha-intro-content,
	.reverse-intro-content,
	.stream-intro-content,
	.fullk-intro-content,
	.hs-intro-content,
	.va-intro-content,
	.varen-intro-content
) {
	width: 100%;
	max-width: 600px;
	margin: 0;
	padding: 0;
	align-self: center;
}

.loan-program-single :is(
	.program-intro,
	.conventional-intro,
	.jumbo-intro,
	.fha-intro,
	.reverse-intro,
	.stream-intro,
	.fullk-intro,
	.hs-intro,
	.va-intro,
	.varen-intro
) :is(.section-kicker) {
	margin: 0 0 12px;
	color: #df8610;
	font-size: 16px;
	font-weight: 600;
	line-height: 1.4;
	letter-spacing: .02em;
	text-transform: none;
}

.loan-program-single :is(
	.program-intro,
	.conventional-intro,
	.jumbo-intro,
	.fha-intro,
	.reverse-intro,
	.stream-intro,
	.fullk-intro,
	.hs-intro,
	.va-intro,
	.varen-intro
) h2 {
	margin: 0 0 20px;
	color: #063b3b;
	font-size: clamp(32px, 3.25vw, 42px);
	font-weight: 600;
	line-height: 1.16;
	letter-spacing: -.025em;
	text-wrap: balance;
}

.loan-program-single .program-intro .program-section-heading,
.loan-program-single .conventional-intro .conventional-heading {
	max-width: none;
	margin: 0;
	padding: 0;
}

.loan-program-single .program-intro .program-section-heading::before,
.loan-program-single .conventional-intro .conventional-heading::before {
	display: none;
}

.loan-program-single :is(
	.program-intro-copy,
	.conventional-intro-content,
	.jumbo-intro-copy,
	.fha-intro-content,
	.reverse-intro-content,
	.stream-intro-content,
	.fullk-intro-content,
	.hs-intro-content,
	.va-intro-content,
	.varen-intro-content
) > p {
	color: #506f71;
	font-size: 15px;
	line-height: 1.75;
}

.loan-program-single :is(
	.program-intro-visual,
	.conventional-intro-visual,
	.jumbo-intro-visual,
	.fha-intro-visual,
	.reverse-intro-visual,
	.stream-intro-visual,
	.fullk-intro-visual,
	.hs-intro-visual,
	.va-intro-visual,
	.varen-intro-visual
) {
	width: 100%;
	max-width: 520px;
	margin: 0 0 0 auto;
	padding: 0;
	position: relative;
	align-self: center;
}

.loan-program-single :is(
	.program-intro-visual,
	.conventional-intro-visual,
	.jumbo-intro-visual,
	.fha-intro-visual,
	.reverse-intro-visual,
	.stream-intro-visual,
	.fullk-intro-visual,
	.hs-intro-visual,
	.va-intro-visual,
	.varen-intro-visual
)::before {
	display: none !important;
}

.loan-program-single :is(
	.program-intro-visual,
	.conventional-intro-visual,
	.jumbo-intro-visual,
	.fha-intro-visual,
	.reverse-intro-visual,
	.stream-intro-visual,
	.fullk-intro-visual,
	.hs-intro-visual,
	.va-intro-visual,
	.varen-intro-visual
) > img {
	width: 100%;
	height: auto;
	min-height: 0;
	max-height: 470px;
	aspect-ratio: 4 / 3;
	display: block;
	position: relative;
	border: 0;
	border-radius: 20px;
	object-fit: cover;
	box-shadow: 0 18px 42px rgba(3, 40, 40, .14);
}

.loan-program-single :is(
	.program-intro-visual,
	.conventional-intro-visual,
	.jumbo-intro-visual,
	.fha-intro-visual,
	.reverse-intro-visual,
	.stream-intro-visual,
	.fullk-intro-visual,
	.hs-intro-visual,
	.va-intro-visual,
	.varen-intro-visual
) > :is(figcaption, .program-intro-note) {
	max-width: calc(100% - 32px);
	margin: -34px auto 0;
	position: relative;
	z-index: 2;
	border: 0;
	border-radius: 14px;
	box-shadow: 0 12px 28px rgba(3, 40, 40, .15);
}

@media (max-width: 900px) {
	.loan-program-single :is(
		.program-intro-grid,
		.conventional-intro-grid,
		.jumbo-intro-grid,
		.fha-intro-grid,
		.reverse-intro-grid,
		.stream-intro-grid,
		.fullk-intro-grid,
		.hs-intro-grid,
		.va-intro-grid,
		.varen-intro-grid
	) {
		grid-template-columns: minmax(0, 1fr);
		gap: 36px;
	}

	.loan-program-single :is(
		.program-intro-copy,
		.conventional-intro-content,
		.jumbo-intro-copy,
		.fha-intro-content,
		.reverse-intro-content,
		.stream-intro-content,
		.fullk-intro-content,
		.hs-intro-content,
		.va-intro-content,
		.varen-intro-content
	) {
		max-width: none;
	}

	.loan-program-single :is(
		.program-intro-visual,
		.conventional-intro-visual,
		.jumbo-intro-visual,
		.fha-intro-visual,
		.reverse-intro-visual,
		.stream-intro-visual,
		.fullk-intro-visual,
		.hs-intro-visual,
		.va-intro-visual,
		.varen-intro-visual
	) {
		max-width: 620px;
		margin: 0;
	}
}

@media (max-width: 767px) {
	.loan-program-single :is(
		.program-intro,
		.conventional-intro,
		.jumbo-intro,
		.fha-intro,
		.reverse-intro,
		.stream-intro,
		.fullk-intro,
		.hs-intro,
		.va-intro,
		.varen-intro
	) {
		padding: 56px 0;
	}

	.loan-program-single :is(
		.program-intro,
		.conventional-intro,
		.jumbo-intro,
		.fha-intro,
		.reverse-intro,
		.stream-intro,
		.fullk-intro,
		.hs-intro,
		.va-intro,
		.varen-intro
	) h2 {
		font-size: clamp(29px, 8vw, 36px);
	}

	.loan-program-single :is(
		.program-intro-visual,
		.conventional-intro-visual,
		.jumbo-intro-visual,
		.fha-intro-visual,
		.reverse-intro-visual,
		.stream-intro-visual,
		.fullk-intro-visual,
		.hs-intro-visual,
		.va-intro-visual,
		.varen-intro-visual
	) > :is(figcaption, .program-intro-note) {
		max-width: calc(100% - 24px);
		margin-top: -25px;
	}
}

/* ==========================================================================
   Loan-service detail responsive authority
   Shared safeguards only; page-specific composition and brand styling remain.
   ========================================================================== */
.loan-program-single,
.loan-program-single .loan-program-content,
.loan-program-single .loan-program-content :where(section, article, aside, div, figure) {
	min-width: 0;
}

.loan-program-single .loan-program-hero {
	min-height: clamp(390px, 42vw, 500px);
	padding-block: clamp(118px, 12vw, 145px) clamp(62px, 7vw, 85px);
}

.loan-program-single .loan-program-hero-content {
	max-width: min(900px, 100%);
}

.loan-program-single .loan-program-hero h1 {
	max-width: 19ch;
	overflow-wrap: anywhere;
	font-size: clamp(2.35rem, 5.5vw, 5rem);
}

.loan-program-single .loan-program-summary {
	max-width: 68ch;
}

.loan-program-single .loan-program-breadcrumb {
	row-gap: var(--space-2);
	overflow-wrap: anywhere;
}

.loan-program-single .loan-program-content :where(p, li, h2, h3, h4, a, strong, span) {
	overflow-wrap: anywhere;
}

.loan-program-single .loan-program-content img {
	max-width: 100%;
	height: auto;
}

.loan-program-single .loan-program-content :where(.btn, .button, [class*="-button"]) {
	max-width: 100%;
	min-height: 48px;
	white-space: normal;
	text-align: center;
}

.loan-program-single .loan-program-content :where(details, summary) {
	max-width: 100%;
}

@media (max-width: 1199px) {
	.loan-program-single :is(
		.program-section,
		.conventional-section,
		.jumbo-section,
		.fha-section,
		.reverse-section,
		.stream-section,
		.fullk-section,
		.hs-section,
		.va-section,
		.varen-section
	) {
		padding-block: clamp(64px, 8vw, 84px);
	}
}

@media (max-width: 1023px) {
	.loan-program-single :where(
		.program-sticky-panel,
		.jumbo-limit-card,
		[class*="-sticky"]
	) {
		position: static;
		top: auto;
	}
}

@media (max-width: 767px) {
	.loan-program-single .loan-program-hero-content {
		padding-left: var(--space-4);
		border-left-width: 4px;
	}

	.loan-program-single .loan-program-hero h1 {
		font-size: clamp(2.15rem, 11vw, 2.75rem);
		line-height: 1.08;
	}

	.loan-program-single :is(
		.program-section,
		.conventional-section,
		.jumbo-section,
		.fha-section,
		.reverse-section,
		.stream-section,
		.fullk-section,
		.hs-section,
		.va-section,
		.varen-section
	) {
		padding-block: clamp(54px, 14vw, 68px);
	}

	.loan-program-single :is(
		.program-section-heading,
		.conventional-heading,
		.jumbo-section-heading,
		.fha-section-heading,
		.reverse-section-heading,
		.stream-section-heading,
		.fullk-section-heading,
		.hs-section-heading,
		.va-section-heading,
		.varen-section-heading
	) {
		margin-bottom: var(--space-6);
	}

	.loan-program-single .loan-program-content :where(
		.program-card,
		.conventional-guideline-grid > li,
		.jumbo-qualification-card,
		.fha-program-card,
		.reverse-highlight-card,
		.stream-requirement-card,
		.fullk-card,
		.hs-card,
		.va-benefit-card,
		.varen-improvement-grid > article
	) {
		min-height: 0;
	}
}

@media (max-width: 479px) {
	.loan-program-single .loan-program-content :where(.btn, .button, [class*="-button"]) {
		width: 100%;
		justify-content: center;
	}

	.loan-program-single :is(
		.program-intro-visual,
		.conventional-intro-visual,
		.jumbo-intro-visual,
		.fha-intro-visual,
		.reverse-intro-visual,
		.stream-intro-visual,
		.fullk-intro-visual,
		.hs-intro-visual,
		.va-intro-visual,
		.varen-intro-visual
	) > :is(figcaption, .program-intro-note) {
		max-width: calc(100% - var(--space-4));
	}
}

@media (prefers-reduced-motion: reduce) {
	.loan-program-single *,
	.loan-program-archive * {
		scroll-behavior: auto !important;
	}
}

/* ==========================================================================
   Conventional Home Loans — mobile and heading consistency
   Aligns this legacy detail layout with the current service-page system.
   ========================================================================== */
.loan-program-single .conventional-section .conventional-heading {
	width: 100%;
	max-width: 860px;
	margin: 0 0 var(--space-7);
	padding-left: 0;
}

.loan-program-single .conventional-section .conventional-heading::before {
	display: none;
	content: none;
}

.loan-program-single .conventional-section .conventional-heading .section-kicker,
.loan-program-single .conventional-property-content .section-kicker {
	margin-bottom: var(--space-3);
	color: var(--color-accent-dark);
	font-size: 16px;
	font-weight: 600;
	line-height: 1.4;
	letter-spacing: .02em;
	text-transform: none;
}

.loan-program-single .conventional-section .conventional-heading h2,
.loan-program-single .conventional-property-content h2 {
	margin: 0;
	color: var(--color-heading);
	font-size: clamp(2rem, 3.25vw, 2.625rem);
	font-weight: 600;
	line-height: 1.16;
	letter-spacing: -.025em;
	text-wrap: balance;
}

.loan-program-single .conventional-liquidity-intro h3 {
	margin-block: var(--space-6) var(--space-4);
	padding: 0;
	border-left: 0;
	background: transparent;
	font-size: 1.25rem;
	font-weight: 600;
}

.loan-program-single .conventional-standards-grid > *,
.loan-program-single .conventional-liquidity-grid > *,
.loan-program-single .conventional-servicing-panel > * {
	min-width: 0;
}

@media (max-width: 1050px) {
	.loan-program-single .conventional-section .conventional-heading {
		max-width: 760px;
		margin-bottom: var(--space-6);
	}

	.loan-program-single .conventional-standards-grid,
	.loan-program-single .conventional-liquidity-grid,
	.loan-program-single .conventional-property-feature,
	.loan-program-single .conventional-servicing-panel {
		grid-template-columns: minmax(0, 1fr);
	}
}

@media (max-width: 767px) {
	.loan-program-single .conventional-section {
		padding-block: clamp(54px, 14vw, 68px);
	}

	.loan-program-single .conventional-section .conventional-heading {
		margin-bottom: var(--space-6);
	}

	.loan-program-single .conventional-section .conventional-heading h2,
	.loan-program-single .conventional-property-content h2 {
		font-size: clamp(1.75rem, 8.4vw, 2.125rem);
		line-height: 1.18;
	}

	.loan-program-single .conventional-copy,
	.loan-program-single .conventional-copy p,
	.loan-program-single .conventional-property-content p {
		font-size: 15px;
		line-height: 1.75;
	}

	.loan-program-single .conventional-comparison {
		max-width: 100%;
		overflow: hidden;
		border: 1px solid var(--border-color);
		border-radius: var(--radius-lg);
		box-shadow: var(--shadow-sm);
	}

	.loan-program-single .conventional-comparison h3 {
		padding: var(--space-4);
		font-size: 1.125rem;
		line-height: 1.35;
	}

	.loan-program-single .conventional-comparison > div {
		min-width: 0;
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}

	.loan-program-single .conventional-comparison > div > * {
		min-width: 0;
		padding: 13px 11px;
		font-size: .78rem;
		line-height: 1.45;
		overflow-wrap: anywhere;
	}

	.loan-program-single .conventional-comparison > div:first-of-type > * {
		font-size: .8rem;
	}

	.loan-program-single .conventional-criteria {
		margin-top: var(--space-6);
	}

	.loan-program-single .conventional-property-feature,
	.loan-program-single .conventional-gse-cards,
	.loan-program-single .conventional-liquidity-grid,
	.loan-program-single .conventional-servicing-panel {
		gap: var(--space-5);
	}

	.loan-program-single .conventional-property-image {
		height: clamp(250px, 72vw, 320px);
	}

	.loan-program-single .conventional-gse-cards article {
		min-height: 0;
		padding: var(--space-6);
	}

	.loan-program-single .conventional-process {
		gap: var(--space-3);
	}

	.loan-program-single .conventional-process li {
		min-height: 88px;
		padding: var(--space-4);
	}

	.loan-program-single .conventional-guideline-grid li,
	.loan-program-single .conventional-guideline-grid li:last-child {
		min-height: 0;
		padding: 68px var(--space-4) var(--space-5);
	}

	.loan-program-single .conventional-servicing-panel > .conventional-copy,
	.loan-program-single .conventional-servicing-visual {
		padding: var(--space-5);
	}

	.loan-program-single .conventional-cta {
		padding-block: clamp(54px, 14vw, 68px);
	}
}

@media (max-width: 359px) {
	.loan-program-single .conventional-comparison > div > * {
		padding-inline: 9px;
		font-size: .72rem;
	}

	.loan-program-single .conventional-cta .program-final-cta {
		padding: var(--space-5) var(--space-4);
	}
}

.loan-program-single .conventional-property-content h2 {
	color: var(--color-white);
}

@media (max-width: 767px) {
	/* Keep every purchase-guideline card aligned as icon + readable copy. */
	.loan-program-single .conventional-guideline-grid > li,
	.loan-program-single .conventional-guideline-grid > li:last-child {
		min-height: 0;
		display: grid;
		grid-template-columns: 46px minmax(0, 1fr);
		align-items: center;
		gap: var(--space-4);
		padding: var(--space-5);
	}

	.loan-program-single .conventional-guideline-grid > li > i,
	.loan-program-single .conventional-guideline-grid > li:hover > i,
	.loan-program-single .conventional-guideline-grid > li:focus-within > i {
		width: 46px;
		height: 46px;
		position: static;
		margin: 0;
		transform: none;
	}

	.loan-program-single .conventional-guideline-grid > li > span {
		min-width: 0;
		align-self: center;
		text-align: left;
		overflow-wrap: anywhere;
	}

	/* Present the servicing relationship as a clean vertical flow. */
	.loan-program-single .conventional-servicing-visual > div {
		grid-template-columns: minmax(0, 1fr);
		justify-items: center;
		gap: var(--space-3);
		padding: var(--space-4);
		text-align: center;
	}

	.loan-program-single .conventional-servicing-visual > div > span {
		width: 100%;
		font-size: .875rem;
		line-height: 1.45;
	}

	.loan-program-single .conventional-servicing-visual > div > i {
		width: 34px;
		height: 34px;
		display: grid;
		place-items: center;
		margin: 0 auto;
		border-radius: 50%;
		background: rgba(255, 255, 255, .1);
		color: var(--color-accent);
		transform: rotate(90deg);
		transform-origin: center;
	}
}

@media (max-width: 359px) {
	.loan-program-single .conventional-guideline-grid > li,
	.loan-program-single .conventional-guideline-grid > li:last-child {
		grid-template-columns: 42px minmax(0, 1fr);
		gap: var(--space-3);
		padding: var(--space-4);
	}

	.loan-program-single .conventional-guideline-grid > li > i,
	.loan-program-single .conventional-guideline-grid > li:hover > i,
	.loan-program-single .conventional-guideline-grid > li:focus-within > i {
		width: 42px;
		height: 42px;
	}
}

/* VA opening statistic: keep 27M+ aligned and readable over the hero image. */
.loan-program-single .va-intro-visual > .va-eligibility-stat {
	width: min(390px, calc(100% - 32px));
	max-width: none;
	display: grid;
	grid-template-columns: auto minmax(0, 1fr);
	align-items: center;
	gap: var(--space-4);
	margin: -34px auto 0;
	padding: var(--space-5);
	border: 0;
	border-radius: var(--radius-lg);
	background: var(--color-primary);
	color: var(--color-white);
	box-shadow: var(--shadow-md);
}

.loan-program-single .va-intro-visual > .va-eligibility-stat > strong {
	display: inline-flex;
	align-items: flex-start;
	flex-wrap: nowrap;
	color: var(--color-accent);
	font-size: clamp(1.75rem, 3vw, 2.25rem);
	font-weight: 700;
	line-height: 1;
	letter-spacing: -.03em;
	white-space: nowrap;
}

.loan-program-single .va-intro-visual > .va-eligibility-stat > strong sup {
	position: relative;
	top: -.1em;
	margin-left: 2px;
	font-size: .52em;
	line-height: 1;
	vertical-align: top;
}

.loan-program-single .va-intro-visual > .va-eligibility-stat > span {
	min-width: 0;
	color: var(--color-white);
	font-size: .875rem;
	line-height: 1.5;
	overflow-wrap: anywhere;
}

@media (max-width: 767px) {
	.loan-program-single .va-intro-visual > .va-eligibility-stat {
		width: calc(100% - 24px);
		gap: var(--space-3);
		margin-top: -25px;
		padding: var(--space-4);
	}

	.loan-program-single .va-intro-visual > .va-eligibility-stat > strong {
		font-size: clamp(1.6rem, 8vw, 2rem);
	}

	.loan-program-single .va-intro-visual > .va-eligibility-stat > span {
		font-size: .8rem;
	}
}

@media (max-width: 359px) {
	.loan-program-single .va-intro-visual > .va-eligibility-stat {
		grid-template-columns: minmax(0, 1fr);
		gap: var(--space-2);
	}
}

/* Purchase-guideline cards share one stable composition at every width. */
.loan-program-single .conventional-guideline-grid > li,
.loan-program-single .conventional-guideline-grid > li:nth-child(4),
.loan-program-single .conventional-guideline-grid > li:nth-child(5),
.loan-program-single .conventional-guideline-grid > li:last-child {
	min-width: 0;
	min-height: 132px;
	display: grid;
	grid-template-columns: 46px minmax(0, 1fr);
	align-items: center;
	gap: var(--space-4);
	padding: var(--space-6) 52px var(--space-6) var(--space-5);
	overflow: hidden;
}

.loan-program-single .conventional-guideline-grid > li::before {
	top: var(--space-4);
	right: var(--space-4);
	line-height: 1;
}

.loan-program-single .conventional-guideline-grid > li > i,
.loan-program-single .conventional-guideline-grid > li:hover > i,
.loan-program-single .conventional-guideline-grid > li:focus-within > i {
	width: 46px;
	height: 46px;
	position: static;
	margin: 0;
	transform: none;
}

.loan-program-single .conventional-guideline-grid > li > span {
	min-width: 0;
	align-self: center;
	overflow-wrap: anywhere;
}

@media (max-width: 767px) {
	.loan-program-single .conventional-guideline-grid > li,
	.loan-program-single .conventional-guideline-grid > li:nth-child(4),
	.loan-program-single .conventional-guideline-grid > li:nth-child(5),
	.loan-program-single .conventional-guideline-grid > li:last-child {
		min-height: 0;
		padding: var(--space-5) 44px var(--space-5) var(--space-4);
	}
}

@media (max-width: 359px) {
	.loan-program-single .conventional-guideline-grid > li,
	.loan-program-single .conventional-guideline-grid > li:nth-child(4),
	.loan-program-single .conventional-guideline-grid > li:nth-child(5),
	.loan-program-single .conventional-guideline-grid > li:last-child {
		grid-template-columns: 42px minmax(0, 1fr);
		gap: var(--space-3);
		padding: var(--space-4) 40px var(--space-4) var(--space-3);
	}

	.loan-program-single .conventional-guideline-grid > li > i,
	.loan-program-single .conventional-guideline-grid > li:hover > i,
	.loan-program-single .conventional-guideline-grid > li:focus-within > i {
		width: 42px;
		height: 42px;
	}
}

/* HomeStyle program details: replace the wide table with readable mobile cards. */
@media (max-width: 767px) {
	#page .loan-program-single .hs-program-table {
		display: grid;
		gap: 12px;
		margin-top: 30px;
		overflow: visible;
		border: 0;
		border-radius: 0;
		background: transparent;
		box-shadow: none;
	}

	#page .loan-program-single .hs-program-table > div {
		width: 100%;
		min-width: 0;
		display: grid;
		grid-template-columns: minmax(0, 1fr);
		overflow: hidden;
		border: 1px solid #cfdfdb;
		border-radius: 14px;
		background: #fff;
		box-shadow: 0 8px 24px rgba(3, 43, 43, .06);
	}

	#page .loan-program-single .hs-program-table > div:first-child {
		display: none;
	}

	#page .loan-program-single .hs-program-table span {
		width: 100%;
		min-width: 0;
		padding: 14px 18px;
		border-bottom: 1px solid #d7e5e1;
		background: #eef8f4;
		font-size: 15px;
		line-height: 1.45;
		overflow-wrap: anywhere;
	}

	#page .loan-program-single .hs-program-table p {
		width: 100%;
		min-width: 0;
		margin: 0;
		padding: 16px 18px 18px;
		border-left: 0;
		color: #536f71;
		font-size: 15px;
		line-height: 1.65;
		overflow-wrap: anywhere;
		word-break: normal;
	}
}

@media (max-width: 359px) {
	#page .loan-program-single .hs-program-table {
		gap: 10px;
	}

	#page .loan-program-single .hs-program-table span,
	#page .loan-program-single .hs-program-table p {
		padding-right: 15px;
		padding-left: 15px;
	}
}